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  • Original price $1,027.99 - Original price $1,027.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $914.99 - Original price $914.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Starlight

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $1,196.99 - Original price $1,196.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,196.99 - Original price $1,196.99
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  • Original price $1,084.99 - Original price $1,084.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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  • Original price $1,660.99 - Original price $1,660.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,660.99 - Original price $1,660.99
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  • Original price $2,519.99 - Original price $2,519.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 2TB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,519.99 - Original price $2,519.99
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  • Original price $1,196.99 - Original price $1,196.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,196.99 - Original price $1,196.99
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  • Original price $914.99 - Original price $914.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $1,196.99 - Original price $1,196.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
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  • Original price $1,027.99 - Original price $1,027.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $452.99 - Original price $452.99
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    Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Hazel

    GOOGLE

    Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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    Original price $452.99 - Original price $452.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,660.99 - Original price $1,660.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,660.99 - Original price $1,660.99
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    $1,660.99
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  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
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  • Original price $802.99 - Original price $802.99
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    $802.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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    $802.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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    $802.99
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  • Original price $1,097.99 - Original price $1,097.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,097.99 - Original price $1,097.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,097.99 - Original price $1,097.99
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  • Original price $1,308.99 - Original price $1,308.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,308.99 - Original price $1,308.99
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  • Original price $1,848.99 - Original price $1,848.99
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    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi + Cellular - 1TB - Space Gray (Unlocked)

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

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    Original price $1,848.99 - Original price $1,848.99
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  • Original price $270.99 - Original price $270.99
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    ViewSonic VG2748 - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...

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    Original price $270.99 - Original price $270.99
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  • Original price $718.99 - Original price $718.99
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    Acer - Chromebook Plus 516 GE-16.0" WQXGA Laptop- Intel Core 5-8GB LPDDR4X-256GB PCIe Gen4 SSD(Protective Sleeve) - Obsidian Black

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $718.99 - Original price $718.99
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  • Original price $281.99 - Original price $281.99
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    Samsung Galaxy Tab A9+ - tablet - Android - 128 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $281.99 - Original price $281.99
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  • Original price $223.99 - Original price $223.99
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    Samsung Galaxy Tab A9+ - tablet - Android - 64 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $223.99 - Original price $223.99
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  • Original price $318.99 - Original price $318.99
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    ASUS - 14" Chromebook Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $318.99 - Original price $318.99
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  • Original price $347.99 - Original price $347.99
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    ASUS - CM3001 10.5" Chromebook - MediaTek 8186 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $347.99 - Original price $347.99
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  • Original price $1,572.99 - Original price $1,572.99
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    LG - gram 17" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Black

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

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    Original price $1,572.99 - Original price $1,572.99
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  • Original price $340.99 - Original price $340.99
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    Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $340.99 - Original price $340.99
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    BenQ GW2790 - LED monitor - Full HD (1080p) - 27"

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $145.99 - Original price $145.99
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  • Original price $281.99 - Original price $281.99
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    ViewSonic OMNI LED monitor - Full HD (1080p) - 17"

    ViewSonic

    Ultra-Portable MonitorWeighing just about 2 lbs. with a mere 0.6 inch thick this 17.2-inch portable monitor can be easily packed and taken with you...

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    Original price $281.99 - Original price $281.99
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    ViewSonic - VG2448A 23.8" IPS LCD FHD Monitors (DisplayPort VGA USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $200.99 - Original price $200.99
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  • Original price $1,411.99 - Original price $1,411.99
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    MSI - Stealth 14 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,411.99 - Original price $1,411.99
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  • Original price $1,482.99 - Original price $1,482.99
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    Apple - iMac 24" All-in-One - M3 chip - 8GB Memory - 256GB (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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    Original price $1,482.99 - Original price $1,482.99
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  • Original price $460.99 - Original price $460.99
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    ViewSonic ColorPro VP16-OLED - OLED monitor - Full HD (1080p) - 16"

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $460.99 - Original price $460.99
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    $460.99
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    Current price $460.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.