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  • Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Starlight
    $802.99 - $802.99
    $802.99
    $802.99 - $802.99
    $802.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Starlight

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    $802.99 - $802.99
    $802.99
    $802.99 - $802.99
    $802.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)
    $1,929.99 - $1,929.99
    $1,929.99
    $1,929.99 - $1,929.99
    $1,929.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,929.99 - $1,929.99
    $1,929.99
    $1,929.99 - $1,929.99
    $1,929.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Silver
    $1,703.99 - $1,703.99
    $1,703.99
    $1,703.99 - $1,703.99
    $1,703.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,703.99 - $1,703.99
    $1,703.99
    $1,703.99 - $1,703.99
    $1,703.99
  • Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Space Gray
    $802.99 - $802.99
    $802.99
    $802.99 - $802.99
    $802.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Space Gray

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    $802.99 - $802.99
    $802.99
    $802.99 - $802.99
    $802.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Space Gray
    $1,027.99 - $1,027.99
    $1,027.99
    $1,027.99 - $1,027.99
    $1,027.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Space Gray

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,027.99 - $1,027.99
    $1,027.99
    $1,027.99 - $1,027.99
    $1,027.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)
    $1,196.99 - $1,196.99
    $1,196.99
    $1,196.99 - $1,196.99
    $1,196.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,196.99 - $1,196.99
    $1,196.99
    $1,196.99 - $1,196.99
    $1,196.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Silver
    $1,478.99 - $1,478.99
    $1,478.99
    $1,478.99 - $1,478.99
    $1,478.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,478.99 - $1,478.99
    $1,478.99
    $1,478.99 - $1,478.99
    $1,478.99
  • Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Silver
    $1,140.99 - $1,140.99
    $1,140.99
    $1,140.99 - $1,140.99
    $1,140.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,140.99 - $1,140.99
    $1,140.99
    $1,140.99 - $1,140.99
    $1,140.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Purple
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Purple

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99
  • Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Blue
    $689.99 - $689.99
    $689.99
    $689.99 - $689.99
    $689.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Blue

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    $689.99 - $689.99
    $689.99
    $689.99 - $689.99
    $689.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Space Black
    $1,478.99 - $1,478.99
    $1,478.99
    $1,478.99 - $1,478.99
    $1,478.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,478.99 - $1,478.99
    $1,478.99
    $1,478.99 - $1,478.99
    $1,478.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 2TB with OLED - Space Black
    $2,605.99 - $2,605.99
    $2,605.99
    $2,605.99 - $2,605.99
    $2,605.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 2TB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $2,605.99 - $2,605.99
    $2,605.99
    $2,605.99 - $2,605.99
    $2,605.99
  • Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Space Black
    $1,140.99 - $1,140.99
    $1,140.99
    $1,140.99 - $1,140.99
    $1,140.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,140.99 - $1,140.99
    $1,140.99
    $1,140.99 - $1,140.99
    $1,140.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Blue
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Blue

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99
  • Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Blue
    $802.99 - $802.99
    $802.99
    $802.99 - $802.99
    $802.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Blue

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    $802.99 - $802.99
    $802.99
    $802.99 - $802.99
    $802.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Space Gray
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Space Gray

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)
    $1,703.99 - $1,703.99
    $1,703.99
    $1,703.99 - $1,703.99
    $1,703.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,703.99 - $1,703.99
    $1,703.99
    $1,703.99 - $1,703.99
    $1,703.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)
    $1,196.99 - $1,196.99
    $1,196.99
    $1,196.99 - $1,196.99
    $1,196.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,196.99 - $1,196.99
    $1,196.99
    $1,196.99 - $1,196.99
    $1,196.99
  • Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Space Gray
    $689.99 - $689.99
    $689.99
    $689.99 - $689.99
    $689.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Space Gray

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    $689.99 - $689.99
    $689.99
    $689.99 - $689.99
    $689.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Starlight
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Starlight

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $914.99 - $914.99
    $914.99
    $914.99 - $914.99
    $914.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Blue
    $1,027.99 - $1,027.99
    $1,027.99
    $1,027.99 - $1,027.99
    $1,027.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Blue

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,027.99 - $1,027.99
    $1,027.99
    $1,027.99 - $1,027.99
    $1,027.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Purple (Unlocked)
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,084.99 - $1,084.99
    $1,084.99
    $1,084.99 - $1,084.99
    $1,084.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)
    $1,196.99 - $1,196.99
    $1,196.99
    $1,196.99 - $1,196.99
    $1,196.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,196.99 - $1,196.99
    $1,196.99
    $1,196.99 - $1,196.99
    $1,196.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 1TB with OLED - Space Black
    $2,154.99 - $2,154.99
    $2,154.99
    $2,154.99 - $2,154.99
    $2,154.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 1TB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $2,154.99 - $2,154.99
    $2,154.99
    $2,154.99 - $2,154.99
    $2,154.99
  • Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Purple
    $1,027.99 - $1,027.99
    $1,027.99
    $1,027.99 - $1,027.99
    $1,027.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Purple

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    $1,027.99 - $1,027.99
    $1,027.99
    $1,027.99 - $1,027.99
    $1,027.99
  • Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Space Black
    $1,703.99 - $1,703.99
    $1,703.99
    $1,703.99 - $1,703.99
    $1,703.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    $1,703.99 - $1,703.99
    $1,703.99
    $1,703.99 - $1,703.99
    $1,703.99
  • Dell - Inspiron 14 2-in-1 Touch Laptop - AMD Ryzen 7 - AMD Radeon Graphics - 16 GB Memory - 1 TB SSD - Midnight Blue
    $1,070.99 - $1,070.99
    $1,070.99
    $1,070.99 - $1,070.99
    $1,070.99

    Dell - Inspiron 14 2-in-1 Touch Laptop - AMD Ryzen 7 - AMD Radeon Graphics - 16 GB Memory - 1 TB SSD - Midnight Blue

    Dell

    Smarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...

    View full details
    $1,070.99 - $1,070.99
    $1,070.99
    $1,070.99 - $1,070.99
    $1,070.99
  • Lenovo - Yoga Pro 9i 16" 3.2K Touchscreen Laptop - Intel Core Ultra 9 185H with 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Luna Grey
    $1,898.99 - $1,898.99
    $1,898.99
    $1,898.99 - $1,898.99
    $1,898.99

    Lenovo - Yoga Pro 9i 16" 3.2K Touchscreen Laptop - Intel Core Ultra 9 185H with 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Luna Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

    View full details
    $1,898.99 - $1,898.99
    $1,898.99
    $1,898.99 - $1,898.99
    $1,898.99
  • Lenovo - Legion Tower 5i Gaming Desktop - Intel Core i7 14700F - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 1TB SSD - Storm Grey
    $2,213.99 - $2,213.99
    $2,213.99
    $2,213.99 - $2,213.99
    $2,213.99

    Lenovo - Legion Tower 5i Gaming Desktop - Intel Core i7 14700F - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 1TB SSD - Storm Grey

    Lenovo

    Join The GameDive into gaming with the Lenovo LOQ Tower 17IRR9 Powered by Intel Core processors and NVIDIA GeForce RTX graphics this gaming tower e...

    View full details
    $2,213.99 - $2,213.99
    $2,213.99
    $2,213.99 - $2,213.99
    $2,213.99
  • Dell Inspiron 14 2-in-1 Touch Laptop Intel Core 7 Processor 16GB Memory 1TB SDD - Ice Blue
    Dell Inspiron 14 2-in-1 Touch Laptop Intel Core 7 Processor 16GB Memory 1TB SDD - Ice Blue
    $1,129.99 - $1,129.99
    $1,129.99
    $1,129.99 - $1,129.99
    $1,129.99

    Dell Inspiron 14 2-in-1 Touch Laptop Intel Core 7 Processor 16GB Memory 1TB SDD - Ice Blue

    Dell

    Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

    View full details
    $1,129.99 - $1,129.99
    $1,129.99
    $1,129.99 - $1,129.99
    $1,129.99
  • Alienware - Aurora R16 Desktop Intel Core i7 Processor 14700KF NVIDIA GeForce RTX 4070 SUPER - 32GB Memory 1TB SDD - Black
    $2,043.99 - $2,043.99
    $2,043.99
    $2,043.99 - $2,043.99
    $2,043.99

    Alienware - Aurora R16 Desktop Intel Core i7 Processor 14700KF NVIDIA GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

    View full details
    $2,043.99 - $2,043.99
    $2,043.99
    $2,043.99 - $2,043.99
    $2,043.99
  • Dell - Inspiron 14 2-in-1 Touch Laptop - AMD Ryzen 5 Processor - AMD Radeon Graphics - 8 GB Memory - 512 GB SSD - Midnight Blue
    $828.99 - $828.99
    $828.99
    $828.99 - $828.99
    $828.99

    Dell - Inspiron 14 2-in-1 Touch Laptop - AMD Ryzen 5 Processor - AMD Radeon Graphics - 8 GB Memory - 512 GB SSD - Midnight Blue

    Dell

    Smarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...

    View full details
    $828.99 - $828.99
    $828.99
    $828.99 - $828.99
    $828.99
  • Lenovo - Legion Tower 5i Gaming Desktop - Intel Core i5 14400F - 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Storm Grey
    $920.99 - $920.99
    $920.99
    $920.99 - $920.99
    $920.99

    Lenovo - Legion Tower 5i Gaming Desktop - Intel Core i5 14400F - 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Storm Grey

    Lenovo

    Intel Core Processors. Beyond performance.Intel’s latest hybrid architecture paired with industry-leading features delivers the ultimate gaming exp...

    View full details
    $920.99 - $920.99
    $920.99
    $920.99 - $920.99
    $920.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.