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Computers & Laptops

  • Original price $164.99 - Original price $164.99
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    Dell - S2421NX 23.8" IPS LED FHD - AMD FreeSync - VESA - Monitor (HDMI) - Black

    Dell

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.4 ms resp...

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    Original price $164.99 - Original price $164.99
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  • Original price $221.99 - Original price $221.99
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    ASUS - VG248QG 24" Widescreen LCD ELMB Sync Adaptive-Sync snd FreeSync Compatible FHD Gaming Monitor (DisplayPort HDMI) - Black

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.1 ms resp...

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    Original price $221.99 - Original price $221.99
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  • Original price $154.99 - Original price $154.99
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    Samsung - 24" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

    Samsung

    All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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    Original price $154.99 - Original price $154.99
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  • Original price $368.99 - Original price $368.99
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    Dell - S2722QC 27.0" 4K IPS LED UHD - AMD FreeSync - VESA - Monitor (USB-C HDMI) - Platinum Silver

    Dell

    4K UHD (3840 x 2160) ResolutionAvailable in 4K UHD (3840 x 2160) resolution for an amazing entertainment experience.Stunning SetupBring modern eleg...

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    Original price $368.99 - Original price $368.99
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  • Original price $343.99 - Original price $343.99
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    LG - 34" IPS LED UltraWide FHD 100Hz AMD FreeSync Monitor with HDR (HDMI DisplayPort) - Black

    LG

    34 UltraWide WFHD (2560 x 1080) IPS DisplayKeep everything all on one screen.sRGB 99 Color Gamut with VESA Display HDR 400Turn each binge into an i...

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    Original price $343.99 - Original price $343.99
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  • Original price $401.99 - Original price $401.99
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    LG - 27 IPS LED 4K UHD 60Hz AMD FreeSync Monitor with HDR (DisplayPort HDMI) - Black

    LG

    27 UHD (3840 x 2160) IPS DisplayLifelike realism with IPS and UHD Resolution.VESA DisplayHDR 400Unbelievable picture quality. See a whole new gamin...

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    Original price $401.99 - Original price $401.99
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  • Original price $367.99 - Original price $367.99
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    Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

    Samsung

    240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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    Original price $367.99 - Original price $367.99
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  • Original price $227.99 - Original price $227.99
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    AOC - G2 Series C24G2 24" LED Curved FHD FreeSync Premium Monitor (DisplayPort HDMI VGA) - Black/Red

    AOC

    23.8" size with Full HD 1920 x 1080 resolution23.8" large Full HD resolution panel delivers sharp video and imagery suitable for watching videos wo...

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    Original price $227.99 - Original price $227.99
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  • Original price $451.99 - Original price $451.99
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    Samsung ViewFinity S5 S34C502GAN - S50GC Series - LED monitor - 34" - HDR

    Samsung

    219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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    Original price $451.99 - Original price $451.99
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  • Original price $177.99 - Original price $177.99
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    Samsung - 390C Series 24 LED Curved FHD AMD FreeSync Monitor (HDMI VGA) - Black

    Samsung

    1920 x 1080 resolution with 169 aspect ratioDelivers crystal-clear picture quality with stunning detail.4 ms response timeHelps prevent blurring gh...

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    Original price $177.99 - Original price $177.99
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  • Original price $290.99 - Original price $290.99
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    Samsung - 27" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    Original price $290.99 - Original price $290.99
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  • Original price $1,670.99 - Original price $1,670.99
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    iBUYPOWER - Y60 Gaming Desktop - AMD Ryzen 7 7700X - 32GB DDR5 RAM - NVIDIA GeForce RTX 4060Ti 8GB - 2TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,670.99 - Original price $1,670.99
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  • Original price $400.99 - Original price $400.99
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    Acer - Aspire XC-840-UB11 Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $400.99 - Original price $400.99
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  • Original price $897.99 - Original price $897.99
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    Dell - Inspiron 24" Touch screen All-In-One - AMD Ryzen 5 7530U - 8GB Memory - 512GB SSD - Black

    Dell

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $897.99 - Original price $897.99
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  • Original price $1,985.99 - Original price $1,985.99
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    Lenovo - Yoga AIO 9i 31.5" All-In-One - Intel Core i9 - 16GB Memory + 512GB SSD - Storm Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,985.99 - Original price $1,985.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Apple Mac Studio - USFF - M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $886.99 - Original price $886.99
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    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $886.99 - Original price $886.99
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  • Original price $955.99 - Original price $955.99
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    HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

    HP

    Operating system Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    Original price $955.99 - Original price $955.99
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  • Original price $738.99 - Original price $738.99
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    HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black

    HP

    Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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    Original price $738.99 - Original price $738.99
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  • Original price $571.99 - Original price $571.99
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    HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black

    HP

    Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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    Original price $571.99 - Original price $571.99
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  • Original price $1,228.99 - Original price $1,228.99
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    HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,228.99 - Original price $1,228.99
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  • Original price $703.99 - Original price $703.99
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    HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $703.99 - Original price $703.99
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  • Original price $631.99 - Original price $631.99
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    HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $631.99 - Original price $631.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.