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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

ROG Xbox Ally 7" FHD 120Hz Gaming Handheld - AMD Ryzen Z2 A Processor - 16GB with 512GB SSD - Windows

ASUS
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Easier to PlayMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Full Xbox Expe...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

Logitech
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

PlayStation 5 Slim Console Digital Edition 825GB - PlayStation 5

Sony Computer Entertainment Am
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.825GB of StorageKeep yo...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Nintendo Switch 2 System - Multi

Nintendo
Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

IncludesNintendo Switch 2 Console Joy-Con 2 (L) in Light Blue Joy-Con 2 (R) in Light Red Nintendo Switch 2 AC Adapter USB-C Charging Cable Nintendo...

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Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia
Original price $591.99 - Original price $591.99
Original price
$591.99
$591.99 - $591.99
Current price $591.99

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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Original price $591.99 - Original price $591.99
Original price
$591.99
$591.99 - $591.99
Current price $591.99

Contixo - F33 Vortex 4K GPS Drone with 2-Axis Gimbal 6KM Range 40-Min Flight 5.5" HD Screen Brushless Motor - Dark Gray

Contixo
Original price $736.99 - Original price $736.99
Original price
$736.99
$736.99 - $736.99
Current price $736.99

4K UHD Camera with 2-Axis Gimbal and EISCapture breathtaking 38402160 video with a 70 wide lens and 80 adjustable angle. The 2-axis gimbal and buil...

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Original price $736.99 - Original price $736.99
Original price
$736.99
$736.99 - $736.99
Current price $736.99

Sony - Cinema Line FX30B Super 35 Camera - Gray

Sony
Original price $2,429.99 - Original price $2,429.99
Original price
$2,429.99
$2,429.99 - $2,429.99
Current price $2,429.99

New 20.1 MP Exmor R APS-C image sensorSony’s new back-illuminated 20.1 megapixels APS-C Exmor R CMOS sensor (Super 35 format) achieves high sensit...

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Original price $2,429.99 - Original price $2,429.99
Original price
$2,429.99
$2,429.99 - $2,429.99
Current price $2,429.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Insta360 - X3 360 Degree Action Camera - Black

Insta360
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...

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Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Indigo

Apple
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Midnight

Apple
Original price $1,432.99 - Original price $1,432.99
Original price
$1,432.99
$1,432.99 - $1,432.99
Current price $1,432.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $1,432.99 - Original price $1,432.99
Original price
$1,432.99
$1,432.99 - $1,432.99
Current price $1,432.99

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Sky Blue

Apple
Original price $1,125.99 - Original price $1,125.99
Original price
$1,125.99
$1,125.99 - $1,125.99
Current price $1,125.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $1,125.99 - Original price $1,125.99
Original price
$1,125.99
$1,125.99 - $1,125.99
Current price $1,125.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 256GB - Wi-Fi -with S-Pen - Silver

Samsung
Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

Alienware - 16 Aurora - 16" 2.5K Gaming Laptop - Intel Core 7 240H 2024 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB Storage - Interstellar Indigo

Alienware
Original price $1,895.99 - Original price $1,895.99
Original price
$1,895.99
$1,895.99 - $1,895.99
Current price $1,895.99

Brilliant displayGo deeper into games with a 16 WQXGA 120Hz display with 300 nits brightness.Game changing graphicsStep into the future of gaming a...

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Original price $1,895.99 - Original price $1,895.99
Original price
$1,895.99
$1,895.99 - $1,895.99
Current price $1,895.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey

Lenovo
Original price $1,274.99 - Original price $1,274.99
Original price
$1,274.99
$1,274.99 - $1,274.99
Current price $1,274.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,274.99 - Original price $1,274.99
Original price
$1,274.99
$1,274.99 - $1,274.99
Current price $1,274.99

ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA RTX 5070 Ti 12GB - 1TB SSD - Eclipse Gray

ASUS
Original price $2,764.99 - Original price $2,764.99
Original price
$2,764.99
$2,764.99 - $2,764.99
Current price $2,764.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,764.99 - Original price $2,764.99
Original price
$2,764.99
$2,764.99 - $2,764.99
Current price $2,764.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple
Original price $1,932.99 - Original price $1,932.99
Original price
$1,932.99
$1,932.99 - $1,932.99
Current price $1,932.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
Original price $1,932.99 - Original price $1,932.99
Original price
$1,932.99
$1,932.99 - $1,932.99
Current price $1,932.99

HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP
Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

Nintendo - Switch 2 Pro Controller - Black

Nintendo
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Features includeHD Rumble 2 Motion controls Built-in amiibo functionality Capture Button C Button for GameChat Programmable GL/GR buttons Audio jack

Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black

ASUS
Original price $3,384.99 - Original price $3,384.99
Original price
$3,384.99
$3,384.99 - $3,384.99
Current price $3,384.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $3,384.99 - Original price $3,384.99
Original price
$3,384.99
$3,384.99 - $3,384.99
Current price $3,384.99

ASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS
Original price $1,902.99 - Original price $1,902.99
Original price
$1,902.99
$1,902.99 - $1,902.99
Current price $1,902.99

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $1,902.99 - Original price $1,902.99
Original price
$1,902.99
$1,902.99 - $1,902.99
Current price $1,902.99

Insignia - 65 Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $529.99
Original price $529.99 - Original price $529.99
Original price $529.99
Current price $479.99
$479.99 - $479.99
Current price $479.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $529.99
Original price $529.99 - Original price $529.99
Original price $529.99
Current price $479.99
$479.99 - $479.99
Current price $479.99

Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

SteelSeries Arctis Nova Pro - for PlayStation - headset

Steel Series
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black

Acer
Original price $1,518.99 - Original price $1,518.99
Original price
$1,518.99
$1,518.99 - $1,518.99
Current price $1,518.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $1,518.99 - Original price $1,518.99
Original price
$1,518.99
$1,518.99 - $1,518.99
Current price $1,518.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB 2TB NVMe SSD Storage - White

iBuyPower
Original price $2,495.99 - Original price $2,495.99
Original price
$2,495.99
$2,495.99 - $2,495.99
Current price $2,495.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,495.99 - Original price $2,495.99
Original price
$2,495.99
$2,495.99 - $2,495.99
Current price $2,495.99

Contixo - F28 Stratus 2K GPS Drone with Intelligent Flight Modes 26-Min Flight Brushless Motors Carrying Case - Silver

Contixo
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Exceptional Camera QualityF28 Foldable GPS Drone comes equipped with a 2K Full HD Camera offering a FOV of 85 degrees and adjustable angles ranging...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Xbox Series X 1TB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller- 4K Gaming - 120FPS - Xbox Series X

Microsoft
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Experience brighter worlds vivid imagery and sharper details with 4K gaming and up to 120 FPS that makes everything feel so real it’s unreal.Quick ...

View full details
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 32GB Memory - 1TB SSD - Silver

Apple
Original price $2,305.99 - Original price $2,305.99
Original price
$2,305.99
$2,305.99 - $2,305.99
Current price $2,305.99

SUPERCHARGED BY M5-Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
Original price $2,305.99 - Original price $2,305.99
Original price
$2,305.99
$2,305.99 - $2,305.99
Current price $2,305.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.