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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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Sony - PlayStation 5 - DualSense Charging Station - White

Sony

Charge two controllersYou can charge up to two DualSense wireless controllers at the same time without having to connect them to your PlayStation 5...

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ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

Logitech

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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PlayStation 5 Pro Console - PlayStation 5

Sony

PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses

Canon

EF-S 18-55mm f/3.5-5.6 standard zoom provides versatilityDesigned with Canon's optical image stabilizer technology. Expands picture-taking possibil...

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ROG Xbox Ally 7" FHD 120Hz Gaming Handheld - AMD Ryzen Z2 A Processor - 16GB with 512GB SSD - Windows

ASUS

Easier to PlayMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Full Xbox Expe...

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Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Nintendo - Switch 32GB Lite - Blue

Nintendo

Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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Nintendo - Switch with Neon Blue and Neon Red Joy-Con - Multi

Nintendo

6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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Motorola - moto g 5G 2024 128GB (Unlocked) - Sage Green

Motorola

Immersive 120Hz display and Dolby AtmosWatch movies and play games on a fast fluid 6.6" display backed by multidimensional stereo sound.50MP Quad P...

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Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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PlayStation 5 Slim Console Digital Edition 825GB - PlayStation 5

Sony Computer Entertainment Am

Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.825GB of StorageKeep yo...

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Samsung Galaxy Tab A9+ - tablet - Android 14 - 64 GB - 11"

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Insta360 - X3 360 Degree Action Camera - Black

Insta360

Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...

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Alienware - 16 Aurora - 16" 2.5K Gaming Laptop - Intel Core 7 240H 2024 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB Storage - Interstellar Indigo

Alienware

Brilliant displayGo deeper into games with a 16 WQXGA 120Hz display with 300 nits brightness.Game changing graphicsStep into the future of gaming a...

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Nintendo Switch 2 System - Multi

Nintendo

IncludesNintendo Switch 2 Console Joy-Con 2 (L) in Light Blue Joy-Con 2 (R) in Light Red Nintendo Switch 2 AC Adapter USB-C Charging Cable Nintendo...

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Nintendo - Switch 2 Pro Controller - Black

Nintendo

Features includeHD Rumble 2 Motion controls Built-in amiibo functionality Capture Button C Button for GameChat Programmable GL/GR buttons Audio jack

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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - AMD Ryzen 7 7445HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black

X Rocker

4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...

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Original price $705.99
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MSI Claw A1M-050US - handheld game console - 1 TB SSD - black

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,592.99 - Original price $1,592.99
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MSI - NVIDIA GeForce RTX 5080 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5080 graphics processing unit (GPU) with boost clock16GB GDDR716GB GDD...

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ASUS - ROG Strix SCAR 18 18" 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 HX - 32GB RAM - NVIDIA GeForce RTX 5090 - 2TB SSD - Off-Black

ASUS

Advanced Windows 11 ProGame create and boost your productivity - Windows 11 Pro is the place for it all. With advanced features powerful tools to e...

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Insignia - 65 Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $499.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $238.99 - Original price $238.99
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SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

SanDisk

Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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Original price $37.99 - Original price $37.99
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Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $86.99 - Original price $86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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Original price $92.99 - Original price $92.99
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$92.99
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Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate

2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

Samsung

240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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Original price $230.99 - Original price $230.99
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Original price $4,299.99
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Current price $3,999.99
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Current price $3,999.99

Sony - Alpha 7S III Full-frame Mirrorless Camera (Body Only) - Black

Sony

12.1MP Backside-illuminated Full Frame CMOS Senor12.1MP Exmor R sensor optimized for 4K sensitivity and speedIncredible ISO Range and PerformanceLo...

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Current price $3,999.99
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Original price $963.99 - Original price $963.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 226V - 16GB Memory - 512GB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $963.99 - Original price $963.99
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ASUS - V500 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Dark Gray

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $623.99 - Original price $623.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.