Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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SCUF - ENVISION v2 Wired Gaming Controller for PC with Anti-Drift Thumbsticks - Black
SCUF - ENVISION v2 Wired Gaming Controller for PC with Anti-Drift Thumbsticks - Black
SCUFFour Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsInsignia - 55" Class QF Series QLED 4K UHD Smart Fire TV
Insignia4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...
View full detailsHP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black
HPGet A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsASUS- ExpertBook CX54 14" Chromebook Laptop with Intel Core Ultra 5-16GB Memory-256GB SSD
ASUSRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsASUS - CX14 14" FHD Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Misty Grey
ASUSRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsTCL - 85" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7600 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - White
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsNikon - Z5II Mirrorless Camera Body - Black
NikonBody OnlyLens is sold separately.Full Frame Power24.5MP BSI-CMOS FX-format sensor and EXPEED 7 processing engine unlock high-resolution high-speed ...
View full detailsMSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsLG - 27" IPS UHD 60Hz 5ms Smart Monitor with HDR10 (HDMI USB-C) - White
LGSeamless Flexibility for Work and PlayExperience powerful flexibility with the LG Smart Monitor with webOS. A 27" 4K UHD screen LG Smart Monitor re...
View full detailsTCL - 65" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core i5 - 8GB Memory - 128GB SSD - Rock Grey
ASUSRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsLenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsTP-Link - BE3600 Wi-Fi 7 Range Extender - White
TP Link3.6 Gbps Dual-Band Wi-Fi SpeedsExperience blazing-fast speeds with enhanced performance and boosted capacity thanks to the separate 5 GHz band (288...
View full detailsLenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsInsignia - 43" Class F50 Series LED 4K UHD Smart Fire TV
Insignia4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsPowerA Enhanced Wireless Controller for Nintendo Switch - Pikachu vs. Gengar - Pikachu vs. Gengar
Power AWireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...
View full detailsDell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice
DellStunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core Ultra 9 285K - NVIDIA GeForce RTX 5070 Ti 16GB - 64GB DDR5 - 2TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsLenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsLenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 350 - 16GB Memory - 1TB SSD - Seashell
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsRazer - Cobra Lightweight Optical Gaming Mouse with Chroma RGB Lighting - Wired - Minecraft Edition
RazerCreepin it RealTruly live the block life with Razer’s officially licensed gaming mouse for Minecraft58g Lightweight DesignWith a lightweight design...
View full detailsHP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HP2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...
View full detailsHP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White
HPWindows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...
View full detailsPowerA - Advantage Wireless Controller for Nintendo Switch 2 - Black
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Adva...
View full detailsLenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLEGO - Super Mario Captain Toad’s Camp Kids Toy 72040
LegoExplore the great outdoorsYoung gaming fans ages 6 years old and up can build the Captain Toad's Camp (72040) building set featuring a tent with bo...
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black
Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsApple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsNETGEAR - Nighthawk AX1800 Dual-Band Wi-Fi Router - Black
NETGEARAX1800 Dual-band Wi-Fi routerFast AX1800 Gigabit speed with WiFi 6 technology for uninterrupted streaming HD video gaming and web conferencing. Bac...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsSamsung - MX-ST40F/ZA Sound Tower 160W Portable Party Speaker with Built In Battery - Black
SamsungPowerful Party SoundMassive sound for every party with two 5.25 inch woofers delivering deep rich bass while dual 3/4 inch tweeters provide crisp c...
View full detailsApple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Space Black
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.