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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $139.99 - Original price $139.99
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$139.99
$139.99 - $139.99
Current price $139.99

SCUF - ENVISION v2 Wired Gaming Controller for PC with Anti-Drift Thumbsticks - Black

SCUF

Four Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...

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Original price $139.99 - Original price $139.99
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$139.99
$139.99 - $139.99
Current price $139.99
Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Current price $1,205.99
Original price $389.99 - Original price $389.99
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$389.99
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Current price $389.99

Insignia - 55" Class QF Series QLED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $389.99 - Original price $389.99
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$389.99
$389.99 - $389.99
Current price $389.99
Original price $3,521.99 - Original price $3,521.99
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$3,521.99
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Current price $3,521.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
$3,521.99 - $3,521.99
Current price $3,521.99
Original price $883.99 - Original price $883.99
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$883.99
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Current price $883.99

ASUS- ExpertBook CX54 14" Chromebook Laptop with Intel Core Ultra 5-16GB Memory-256GB SSD

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $883.99 - Original price $883.99
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$883.99
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Current price $883.99
Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99

ASUS - CX14 14" FHD Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Misty Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99
Original price $1,340.99 - Original price $1,340.99
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$1,340.99
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Current price $1,340.99

TCL - 85" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,340.99 - Original price $1,340.99
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Original price $1,642.99 - Original price $1,642.99
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Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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$1,642.99
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Current price $1,642.99
Original price $1,113.99 - Original price $1,113.99
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$1,113.99
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Current price $1,113.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7600 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,113.99 - Original price $1,113.99
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$1,113.99
$1,113.99 - $1,113.99
Current price $1,113.99
Original price $1,642.99 - Original price $1,642.99
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$1,642.99
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Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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$1,642.99
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Current price $1,642.99
Original price $1,854.99 - Original price $1,854.99
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$1,854.99
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Current price $1,854.99

Nikon - Z5II Mirrorless Camera Body - Black

Nikon

Body OnlyLens is sold separately.Full Frame Power24.5MP BSI-CMOS FX-format sensor and EXPEED 7 processing engine unlock high-resolution high-speed ...

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Original price $1,854.99 - Original price $1,854.99
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$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99
Original price $2,319.99 - Original price $2,319.99
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$2,319.99
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Current price $2,319.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,319.99 - Original price $2,319.99
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$2,319.99
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Current price $2,319.99
Original price $434.99 - Original price $434.99
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$434.99
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Current price $434.99

LG - 27" IPS UHD 60Hz 5ms Smart Monitor with HDR10 (HDMI USB-C) - White

LG

Seamless Flexibility for Work and PlayExperience powerful flexibility with the LG Smart Monitor with webOS. A 27" 4K UHD screen LG Smart Monitor re...

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Original price $434.99 - Original price $434.99
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$434.99
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Current price $434.99
Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Current price $1,205.99

TCL - 65" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,205.99 - Original price $1,205.99
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$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $590.99 - Original price $590.99
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$590.99
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Current price $590.99

ASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core i5 - 8GB Memory - 128GB SSD - Rock Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $590.99 - Original price $590.99
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$590.99
$590.99 - $590.99
Current price $590.99
Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

Lenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99
Original price $180.99 - Original price $180.99
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$180.99
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Current price $180.99

TP-Link - BE3600 Wi-Fi 7 Range Extender - White

TP Link

3.6 Gbps Dual-Band Wi-Fi SpeedsExperience blazing-fast speeds with enhanced performance and boosted capacity thanks to the separate 5 GHz band (288...

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Original price $180.99 - Original price $180.99
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$180.99
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Current price $180.99
Original price $2,261.99 - Original price $2,261.99
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Current price $2,261.99

Lenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,261.99 - Original price $2,261.99
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$2,261.99
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Current price $2,261.99
Original price $154.99 - Original price $154.99
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$154.99
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Current price $154.99

Insignia - 43" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $154.99 - Original price $154.99
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$154.99
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Current price $154.99
Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

PowerA Enhanced Wireless Controller for Nintendo Switch - Pikachu vs. Gengar - Pikachu vs. Gengar

Power A

Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $1,258.99 - Original price $1,258.99
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Current price $1,258.99

Dell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,258.99 - Original price $1,258.99
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$1,258.99
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Current price $1,258.99
Original price $2,694.99 - Original price $2,694.99
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$2,694.99
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Current price $2,694.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 9 285K - NVIDIA GeForce RTX 5070 Ti 16GB - 64GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $2,694.99 - Original price $2,694.99
Original price
$2,694.99
$2,694.99 - $2,694.99
Current price $2,694.99
Original price $1,012.99 - Original price $1,012.99
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$1,012.99
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Current price $1,012.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,012.99 - Original price $1,012.99
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$1,012.99
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Current price $1,012.99
Original price $906.99 - Original price $906.99
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$906.99
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Current price $906.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 350 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $906.99 - Original price $906.99
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$906.99
$906.99 - $906.99
Current price $906.99
Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99

Razer - Cobra Lightweight Optical Gaming Mouse with Chroma RGB Lighting - Wired - Minecraft Edition

Razer

Creepin it RealTruly live the block life with Razer’s officially licensed gaming mouse for Minecraft58g Lightweight DesignWith a lightweight design...

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Original price $79.99 - Original price $79.99
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$79.99
$79.99 - $79.99
Current price $79.99
Original price $1,832.99 - Original price $1,832.99
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Current price $1,832.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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Original price $1,832.99 - Original price $1,832.99
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$1,832.99
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Current price $1,832.99
Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99

HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99
Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Black

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Adva...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $3,297.99 - Original price $3,297.99
Original price
$3,297.99
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Current price $3,297.99

Lenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $3,297.99 - Original price $3,297.99
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$3,297.99
$3,297.99 - $3,297.99
Current price $3,297.99
Original price $31.99 - Original price $31.99
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$31.99
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Current price $31.99

LEGO - Super Mario Captain Toad’s Camp Kids Toy 72040

Lego

Explore the great outdoorsYoung gaming fans ages 6 years old and up can build the Captain Toad's Camp (72040) building set featuring a tent with bo...

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Original price $31.99 - Original price $31.99
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$31.99
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Current price $31.99
Original price $2,224.99 - Original price $2,224.99
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$2,224.99
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Current price $2,224.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,224.99 - Original price $2,224.99
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$2,224.99
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Current price $2,224.99
Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Current price $1,322.99
Original price $114.99 - Original price $114.99
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$114.99
$114.99 - $114.99
Current price $114.99

NETGEAR - Nighthawk AX1800 Dual-Band Wi-Fi Router - Black

NETGEAR

AX1800 Dual-band Wi-Fi routerFast AX1800 Gigabit speed with WiFi 6 technology for uninterrupted streaming HD video gaming and web conferencing. Bac...

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Original price $114.99 - Original price $114.99
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$114.99
$114.99 - $114.99
Current price $114.99
Original price $470.99 - Original price $470.99
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$470.99
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Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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$470.99
$470.99 - $470.99
Current price $470.99
Original price $589.99 - Original price $589.99
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$589.99
$589.99 - $589.99
Current price $589.99

Samsung - MX-ST40F/ZA Sound Tower 160W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundMassive sound for every party with two 5.25 inch woofers delivering deep rich bass while dual 3/4 inch tweeters provide crisp c...

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Original price $589.99 - Original price $589.99
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$589.99
$589.99 - $589.99
Current price $589.99
Original price $2,496.99 - Original price $2,496.99
Original price
$2,496.99
$2,496.99 - $2,496.99
Current price $2,496.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $2,496.99 - Original price $2,496.99
Original price
$2,496.99
$2,496.99 - $2,496.99
Current price $2,496.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.