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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $1,092.99 - Original price $1,092.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,092.99 - Original price $1,092.99
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Original price $1,097.99 - Original price $1,097.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,097.99 - Original price $1,097.99
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Original price $181.99 - Original price $181.99
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NETGEAR - Nighthawk BE3600 Dual-Band Wi-Fi 7 Router - Black

NETGEAR

BE3600 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 3.6 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times ...

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Original price $181.99 - Original price $181.99
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Original price $1,773.99 - Original price $1,773.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,773.99 - Original price $1,773.99
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Original price $938.99 - Original price $938.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $938.99 - Original price $938.99
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Original price $103.99 - Original price $103.99
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NETGEAR - Nighthawk A8500 Wi-Fi 7 USB 3.0 Adapter - Black

NETGEAR

Compatible with Windows 11 and aboveRequires PC with Windows 11 and above (WiFi 7 features 6GHz require Windows 11). Not compatible with Windows 1...

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Original price $934.99 - Original price $934.99
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LG - UltraGear 37" VA 165Hz 1ms Monitor FreeSync Premium Pro Gaming Monitor with DisplayHDR 600 (HDMI DP USB-C) - Silver

LG

37 4K Gaming—Speed Meets ClarityUltraGear's 37-inch 4K UHD curved gaming monitor delivers stunning native resolution with incredible clarity. With ...

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Original price $957.99 - Original price $957.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $499.99 - Original price $499.99
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huupe - Smart Mini Basketball Hoop Game Console

huupe

Advanced shot trackingImprove your game with real-time data on your shots including accuracy and distance.A full smart TV.Stream your favorite apps...

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Original price $499.99 - Original price $499.99
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Original price $1,839.99 - Original price $1,839.99
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LG - gram 17" Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 Series 2 with 32GB Memory - 1TB SSD - Obsidian Black

LG

2025 PC Mag Readers' Choice Top Laptop BrandLG gram earns the Top Laptop Brand accolade thanks to incredibly high scores in almost every category i...

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Original price $1,839.99 - Original price $1,839.99
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Original price $387.99 - Original price $387.99
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JBL - BAR300MK2 5.0 Soundbar with Dolby Atmos - Black

JBL

450W max output power and punchy bass without a separate subwooferGet a truly immersive sound experience from your music movies and games with 450 ...

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Original price $387.99 - Original price $387.99
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Original price $234.99 - Original price $234.99
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JBL - Cinema Soundbar 570 2.1-channel soundbar - Black

JBL

Dedicated center channel provides superior voice clarityA dedicated center channel delivers film and TV dialogue with amazing clarity. You won't ne...

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Original price $234.99 - Original price $234.99
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Original price $129.99 - Original price $129.99
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Acer - PM161W 16.0" WUXGA 60Hz FreeSync Compatible IPS Portable Monitor (2 x USB 3.1 Type-C Mini HDMI Audio Out) - Black

Acer

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 1.43lbs and only 0.52" thin the 16....

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Original price $129.99 - Original price $129.99
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Original price $1,065.99 - Original price $1,065.99
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Dell - Plus 2-In-1 16" FHD+ Laptop - Intel Core Ultra 5 Copilot+ PC with 16GB Memory - 512GB SSD - Ice

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars.Built from the groundUp with Intel’s ...

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Original price $1,065.99 - Original price $1,065.99
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Original price $723.99 - Original price $723.99
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HP - OmniBook X Flip 2-in-1

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $723.99 - Original price $723.99
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Original price $2,665.99 - Original price $2,665.99
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ASUS - ProArt P16 16" 3K 120Hz OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB RAM - RTX 5070 - 2TB SSD - Nano Black

ASUS

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $2,665.99 - Original price $2,665.99
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Original price $189.99 - Original price $189.99
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BLU - G75 256GB (Unlocked) - Black

Blu

Carrier compatibilityATT T-Mobile Metro by T-Mobile Cricket Mint MobileDisplay6.88 inches HD+ Infinity 120Hz Resolution 720 x 1640 pixelsProcessorM...

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Original price $189.99 - Original price $189.99
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Original price $508.99 - Original price $508.99
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JBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black

JBL

750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...

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Original price $508.99 - Original price $508.99
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Original price $555.99 - Original price $555.99
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VITURE - Luma Pro XR Glasses - 152 inches 1200p Ultra Sharp Display 1000 Nits 52 degrees FOV Myopia Adjustments - Regular - Black

Viture

A 1200p ultra sharp displayStep into a jaw-dropping 152 inches virtual screen with revolutionary 1200P resolution that feels like 4K. Text is razor...

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Original price $555.99 - Original price $555.99
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Original price $700.99 - Original price $700.99
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Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS 2023 - 16GB Memory - 512GB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $700.99 - Original price $700.99
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Original price $1,135.99 - Original price $1,135.99
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Fujifilm - X-T30 III Body - Black

Fujifilm

Built for ease of use with Auto mode to keep you in the momentSimplicity is at the heart of the X-T30 III experience. A single switch gives you acc...

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Original price $1,135.99 - Original price $1,135.99
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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

NZXT - Kraken Core RGB 240mm Radiator Liquid Cooler (1 x 240mm Single-Frame Fan) with RGB Pump Cap - Black

NZXT

COOL AND QUIETA powerful 3100 RPM pump keeps your CPU cool during heavy gaming and multitasking while minimizing noise.SIMPLE CONNECTIVITYConnects ...

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Original price $122.99 - Original price $122.99
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Original price $98.99 - Original price $98.99
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Current price $98.99

Camp Snap - Screen Free Digital Camera - Black

Homedics

Megapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $42.99 - Original price $42.99
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$42.99
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Current price $42.99

Insignia - 6 ft. 8K HDMI Cable - Black

Insignia

Transfers high-quality audio and videoA single cable is all that’s needed to connect an HDMI source to your display.Wide-ranging compatibilityWorks...

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Original price $42.99 - Original price $42.99
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Original price $239.99 - Original price $239.99
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Alienware - AW2725DM 27" IPS LED QHD 180Hz 1ms FreeSync and G-Sync Gaming Monitor with HDR (HDMI DisplayPort) - Black

Dell

Essential QHD performance for any gameExplore detailed worlds in high definition with QHD resolution fluid visuals and an iconic new design.Dive in...

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Original price $239.99 - Original price $239.99
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$239.99
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Original price $853.99 - Original price $853.99
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Dell - Inspiron 14 2-in-1 14" Touch Screen Laptop - Intel Core 5 with 8GB Memory - 512GB SSD - Ice Blue

Dell

Powerful PerformanceWherever your day takes you the latest Intel Core processors and up to DDR5 memory brings power to your activities while the sl...

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Original price $853.99 - Original price $853.99
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Original price $232.99 - Original price $232.99
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$232.99
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Current price $232.99

Razer - Blackwidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Phantom White

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $232.99 - Original price $232.99
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Original price $899.99 - Original price $899.99
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Alienware - AW3425DW 34" TFT QD-OLED Curved WQHD 240Hz 0.03ms FreeSync Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo

Dell

Ultrawide immersion for elite gameplayOur expansive 34" QD-OLED monitor delivers seamless speed and super smooth motion with intuitive function and...

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Original price $899.99 - Original price $899.99
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Current price $899.99
Original price $44.99 - Original price $44.99
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$44.99
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Current price $44.99

Insignia - 6 ft. 16K DisplayPort Cable - Black

Insignia

Transfers high-quality audio and videoA single cable is all that’s needed to connect a DisplayPort source to your display.Wide-ranging compatibilit...

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Original price $44.99 - Original price $44.99
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$44.99
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Current price $44.99
Original price $342.99 - Original price $342.99
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$342.99
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Current price $342.99

HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $342.99 - Original price $342.99
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$342.99
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Current price $342.99
Original price $507.99 - Original price $507.99
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$507.99
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Current price $507.99

ASUS - V500SV Slim Desktop - Intel Core i3-1315U - 8GB Memory - 512GB SSD - Dark Gray

ASUS

Windows 11 Home Ready Day OneFamiliar secure and ready for work or schoolEveryday Speed That Stays SmoothIntel Core i3-1315U (6 cores/8 threads up ...

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Original price $507.99 - Original price $507.99
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Original price $1,660.99 - Original price $1,660.99
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Current price $1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Current price $1,660.99
Original price $742.99 - Original price $742.99
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$742.99
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Current price $742.99

Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 7 Processor 265 - 16GB RAM - 1TB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $742.99 - Original price $742.99
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Current price $742.99
Original price $948.99 - Original price $948.99
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Current price $948.99

Lenovo - IdeaCentre Tower Desktop - Copilot+ PC - AMD Ryzen AI 7 350 - 32GB Memory - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $948.99 - Original price $948.99
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$948.99
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Current price $948.99
Original price $63.99 - Original price $63.99
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$63.99
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Current price $63.99

Insignia - HDMI 3-Port Switch with 4K HDR Inputs - Black

Insignia

3 HDMI inputs with remote includedConnect up to three streaming sticks gaming devices Blu-ray players or other HDMI devices to a single port on you...

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Original price $63.99 - Original price $63.99
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$63.99
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Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Kirby Puff

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
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$91.99
$91.99 - $91.99
Current price $91.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.