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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Samsung - 65" Class M80H Series Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $805.99 - Original price $805.99
Original price
$805.99
$805.99 - $805.99
Current price $805.99

Mini LED with AI ModeThis innovative technology pairs advanced Mini LEDs—smaller yet more efficient than traditional LEDs—with powerful AI that con...

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Original price $805.99 - Original price $805.99
Original price
$805.99
$805.99 - $805.99
Current price $805.99

Dell - Plus - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512 GB Storage - Copilot+ PC - Midnight Blue

Dell
Original price $1,033.99 - Original price $1,033.99
Original price
$1,033.99
$1,033.99 - $1,033.99
Current price $1,033.99

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $1,033.99 - Original price $1,033.99
Original price
$1,033.99
$1,033.99 - $1,033.99
Current price $1,033.99

Microsoft - Surface Laptop - 13" 2K Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Copilot+ PC - Violet

Microsoft
Original price $1,366.99 - Original price $1,366.99
Original price
$1,366.99
$1,366.99 - $1,366.99
Current price $1,366.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,366.99 - Original price $1,366.99
Original price
$1,366.99
$1,366.99 - $1,366.99
Current price $1,366.99

Samsung - 55" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

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Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $2,487.99 - Original price $2,487.99
Original price
$2,487.99
$2,487.99 - $2,487.99
Current price $2,487.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...

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Original price $2,487.99 - Original price $2,487.99
Original price
$2,487.99
$2,487.99 - $2,487.99
Current price $2,487.99

HP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - Copilot+ - Jet Black

HP
Original price $1,292.99 - Original price $1,292.99
Original price
$1,292.99
$1,292.99 - $1,292.99
Current price $1,292.99

AMD Ryzen AI 5 430 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...

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Original price $1,292.99 - Original price $1,292.99
Original price
$1,292.99
$1,292.99 - $1,292.99
Current price $1,292.99

Hisense - 65" Class U7 Series MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $1,153.99 - Original price $1,153.99
Original price
$1,153.99
$1,153.99 - $1,153.99
Current price $1,153.99

Hi-QLED MiniLED ProThousands of Mini-LEDs precisely control light across the screen to deliver brighter highlights deeper blacks and clear detail i...

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Original price $1,153.99 - Original price $1,153.99
Original price
$1,153.99
$1,153.99 - $1,153.99
Current price $1,153.99

Hisense - 55" Class U7 Series MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $763.99 - Original price $763.99
Original price
$763.99
$763.99 - $763.99
Current price $763.99

Hi-QLED MiniLED ProThousands of Mini-LEDs precisely control light across the screen to deliver brighter highlights deeper blacks and clear detail i...

View full details
Original price $763.99 - Original price $763.99
Original price
$763.99
$763.99 - $763.99
Current price $763.99

Dell - SE2726HS 27" IPS LCD FHD 144Hz FreeSync Monitor (HDMI) - Black

Dell
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Clear visuals Fluid motionA 144Hz refresh rate and 1ms MPRT deliver smooth tear-free motion across work gaming and streaming for clearer more fluid...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Dell - SE2426HS 24" IPS LCD FHD 144Hz FreeSync Monitor (HDMI) - Black

Dell
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Clear visuals Fluid motionA 144Hz refresh rate and 1ms MPRT deliver smooth tear-free motion across work gaming and streaming for clearer more fluid...

View full details
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Skytech Gaming - KING95 Gaming PC - AMD Ryzen 7 9700X (2024) - 16GB Memory - NVIDIA GeForce RTX 5070 - 1TB NVMe Storage - White

Skytech Gaming
Original price $2,204.99 - Original price $2,204.99
Original price
$2,204.99
$2,204.99 - $2,204.99
Current price $2,204.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

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Original price $2,204.99 - Original price $2,204.99
Original price
$2,204.99
$2,204.99 - $2,204.99
Current price $2,204.99

Roku - 32" Class Select Series Full HD (1080p) LED Smart RokuTV (2026)

Roku
Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

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Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

LG - 32" UltraGear G6 IPS QHD 200Hz 1ms G-SYNC Compatible FreeSync Premium Gaming Monitor with HDR10 (HDMI DisplayPort) - Black

LG
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

32 QHD clarity meets competitive 200Hz speedThe 32" QHD UltraGear combines 200Hz speed and 1ms response time for sharp fluid gameplay. AMD FreeSync...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7700 16GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $1,385.99 - Original price $1,385.99
Original price
$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,385.99 - Original price $1,385.99
Original price
$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99

MSI - Codex R2 Gaming Desktop - Intel i5-14400F 2024 - 16GB Memory - NVIDIA GeForce RTX 5050 - 1TB Storage - Black

MSI
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresIntel Core i5-14400FThe Intel Core i5-14400F delivers fast r...

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Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Razer - Viper V4 Pro Ultra Lightweight Optical Gaming Mouse with 180 Hour Battery Life - 8k Polling Rate - Wireless - White

Razer
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

50G ULTRA LIGHTWEIGHT ESPORTS MOUSEBuilt with input from competitive pro players this wireless mouse is 9 lighter than the previous gen and deliver...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Black

MSI
Original price $2,970.99 - Original price $2,970.99
Original price
$2,970.99
$2,970.99 - $2,970.99
Current price $2,970.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

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Original price $2,970.99 - Original price $2,970.99
Original price
$2,970.99
$2,970.99 - $2,970.99
Current price $2,970.99

Hisense - 50" Class QD7 Series MiniLED QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

MiniLED Up to 600 nits Peak brightnessSee more contrast on the field and off. Lots of tiny LEDs make a major difference when it comes to the realis...

View full details
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

TP-Link - Deco 7 Outdoor BE11000 Tri-Band Wi-Fi 7 Outdoor Mesh Router Deco BE65 Outdoor - White

TP Link
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Supercharged with WiFi 7 speeds up to 11 GbpsWiFi 7offers accelerated throughput lower latency stronger anti-jamming and higher efficiency. WiFi 7 ...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Hisense - 32" Class A4 Series LED Full HD 1080P Smart Fire TV (2025)

HISENSE
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Full HD Resolution (1080p)When a 1080p High-Definition LCD screen meets a Full Array LED backlight it creates an even sharper brighter picture deli...

View full details
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

ASUS - TUF Gaming NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,826.99 - Original price $1,826.99
Original price
$1,826.99
$1,826.99 - $1,826.99
Current price $1,826.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultima...

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Original price $1,826.99 - Original price $1,826.99
Original price
$1,826.99
$1,826.99 - $1,826.99
Current price $1,826.99

Hisense - 43" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Hi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

ASUS - ROG Astral NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $2,102.99 - Original price $2,102.99
Original price
$2,102.99
$2,102.99 - $2,102.99
Current price $2,102.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Quad-fan designBoosts air flow and pressure by up to 20Patented vapor chamberWit...

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Original price $2,102.99 - Original price $2,102.99
Original price
$2,102.99
$2,102.99 - $2,102.99
Current price $2,102.99

Hisense - 65" Class QD7 Series MiniLED QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $717.99 - Original price $717.99
Original price
$717.99
$717.99 - $717.99
Current price $717.99

MiniLED Up to 600 nits Peak brightnessSee more contrast on the field and off. Lots of tiny LEDs make a major difference when it comes to the realis...

View full details
Original price $717.99 - Original price $717.99
Original price
$717.99
$717.99 - $717.99
Current price $717.99

ASUS - Zenbook A14 14" FHD+ OLED Laptop - Copilot+ PC - Snapdragon X Plus - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS
Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
$1,060.99 - $1,060.99
Current price $1,060.99

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

View full details
Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
$1,060.99 - $1,060.99
Current price $1,060.99

Snaptain - P30 Pro 4K Camera GPS Drone and Remote Controller - Gray

Snaptain
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Lightweight and compactWeighing less than 249 g P30 Pro was designed for life on the go. There's no need for training or examinations in most count...

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Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Hisense - 40" Class A4 Series LED Full HD 1080P Smart Fire TV (2025)

HISENSE
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Full HD Resolution (1080p)When a 1080p High-Definition LCD screen meets a Full Array LED backlight it creates an even sharper brighter picture deli...

View full details
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Samsung - 75 Class QN90F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $2,047.99 - Original price $2,047.99
Original price
$2,047.99
$2,047.99 - $2,047.99
Current price $2,047.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver an mind blowing 4K TV experience. No ...

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Original price $2,047.99 - Original price $2,047.99
Original price
$2,047.99
$2,047.99 - $2,047.99
Current price $2,047.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $1,314.99 - Original price $1,314.99
Original price
$1,314.99
$1,314.99 - $1,314.99
Current price $1,314.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,314.99 - Original price $1,314.99
Original price
$1,314.99
$1,314.99 - $1,314.99
Current price $1,314.99

ASUS - TUF Gaming NVIDIA GeForce RTX 5070 OC Edition 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

Powered byNVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultimate durabilityProt...

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Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

ASUS - ROG Swift 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $1,117.99 - Original price $1,117.99
Original price
$1,117.99
$1,117.99 - $1,117.99
Current price $1,117.99

4K Resolution27-inch UHD (3840 x 2160) OLED with 99 DCI-P3ConnectivityExtensive connectivity DisplayPort 2.1a UHBR20 with full 80Gbps bandwidth USB...

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Original price $1,117.99 - Original price $1,117.99
Original price
$1,117.99
$1,117.99 - $1,117.99
Current price $1,117.99

Turtle Beach - Afterglow Wave Wired RGB Gaming Controller for Xbox Series XS Xbox One Windows 10/11 PC - Black

Turtle Beach
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Hall-Effect 3-Stop Adjustable TriggersFine-tune your trigger sensitivity with 3-stop adjustments letting you customize the throw distance to match ...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Samsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Blue

Samsung
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

View full details
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

MSI - THIN A15 15.6" 144Hz FHD Gaming Laptop - AMD R5-7535HS - GeForce RTX 4050 - 8GB Memory - 512GBSSD - Black

MSI
Original price $1,023.99 - Original price $1,023.99
Original price
$1,023.99
$1,023.99 - $1,023.99
Current price $1,023.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,023.99 - Original price $1,023.99
Original price
$1,023.99
$1,023.99 - $1,023.99
Current price $1,023.99

PNY - GeForce RTX 5080 ARGB 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,501.99 - Original price $1,501.99
Original price
$1,501.99
$1,501.99 - $1,501.99
Current price $1,501.99

NVIDIADLSS4Supreme speed. Superior visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS...

View full details
Original price $1,501.99 - Original price $1,501.99
Original price
$1,501.99
$1,501.99 - $1,501.99
Current price $1,501.99

SCUF - Valor Pro Wired Performance Controller for Xbox Series XS Xbox One and PC - White

SCUF
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Faster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...

View full details
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.