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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $83.99 - Original price $83.99
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Rocketfish - 2-Output Ultra HD HDMI Splitter - Black

Rocketfish

8K at 60Hz with HDR10 and Dolby Vision HDR compatibilitySavor superior detailed image quality with authentic and realistic visuals while streaming ...

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Original price $83.99 - Original price $83.99
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Original price $574.99 - Original price $574.99
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Lenovo - Chromebook Plus 2-in-1 14" Full HD

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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Original price $574.99 - Original price $574.99
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Original price $654.99 - Original price $654.99
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$654.99
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SteelSeries - Arctis Nova Elite Wireless Multi Gaming Headset for PCPS5 Xbox one and Series S/X Switch Switch 2 - Black

Steel Series

World’s First Hi-Res Certified Wireless Gaming HeadsetArctis Nova Elite delivers breakthrough performance with 96kHz/24bit audio over 2.4GHz or Blu...

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Original price $654.99 - Original price $654.99
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Original price $1,513.99 - Original price $1,513.99
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Marshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5mm Aux / RCA / Microphone Inputs and LED Lights - Black/Brass

Marshall

True Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...

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Original price $1,513.99 - Original price $1,513.99
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Original price $243.99 - Original price $243.99
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SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - Magneta

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $243.99 - Original price $243.99
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Original price $2,111.99 - Original price $2,111.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,111.99 - Original price $2,111.99
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Original price $46.99 - Original price $46.99
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ZAGG - InvisibleShield Glass+ Defense Screen Protector for Asus ROG Xbox Ally/Ally X

ZAGG

3X StrongerGlass+ Defense is 3x stronger than basic glass screen protection.Scratch PreventionA precision surface finishing process provides maximu...

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Original price $1,660.99 - Original price $1,660.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,660.99 - Original price $1,660.99
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Original price $1,135.99 - Original price $1,135.99
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Fujifilm - X-T30 III Body - Charcoal Silver

Fujifilm

Built for ease of use with Auto mode to keep you in the momentSimplicity is at the heart of the X-T30 III experience. A single switch gives you acc...

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Original price $1,135.99 - Original price $1,135.99
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Original price $512.99 - Original price $512.99
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$512.99
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TCL - 32" G64 Series QHD HDR QD-Mini LED Gaming Monitor - Black and Gray

TCL

32 Gaming Monitor with QHD (2560x1440) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming or...

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Original price $512.99 - Original price $512.99
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Original price $457.99 - Original price $457.99
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TCL - 27" G64 Series QHD HDR QD-Mini LED Gaming Monitor - Black and Gray

TCL

27 Gaming Monitor with QHD (2560x1440) ResolutionCrisp and clear visuals with lifelike detail on a spacious 27¿ screen—perfect for gaming streaming...

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Original price $457.99 - Original price $457.99
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Original price $888.99 - Original price $888.99
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TCL - 27" R94 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White

TCL

27 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a spacious 27¿ screen—perfect for gaming stream...

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Original price $888.99 - Original price $888.99
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Original price $562.99 - Original price $562.99
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$562.99
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ASUS - V500SV Slim Desktop - Intel Core i5-13420H - 8GB Memory - 512GB SSD - Dark Gray

ASUS

Windows 11 Home Ready Day OneFamiliar secure and ready for work or schoolEveryday Speed That Stays SmoothIntel Core i5-13420H (8 cores/12 threads u...

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Original price $562.99 - Original price $562.99
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Original price $46.99 - Original price $46.99
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NEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Ember

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $46.99 - Original price $46.99
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Original price $91.99 - Original price $91.99
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$91.99
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PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Pokmon Mega Evolutions

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
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Original price $63.99 - Original price $63.99
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Insignia - HDMI 2-Output Splitter with HDR Pass-Through - Black

Insignia

Gain 2 HDMI outputs with one connectionConnect your laptop gaming device or streaming stick to view on two displays simultaneously.Supports 4K reso...

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Original price $63.99 - Original price $63.99
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Original price $1,435.99 - Original price $1,435.99
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Current price $1,435.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,435.99 - Original price $1,435.99
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Current price $1,435.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,435.99 - Original price $1,435.99
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Original price $876.99 - Original price $876.99
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LG - UltraGear 27" OLED QHD 280Hz 0.03ms G-Sync and FreeSync Premium Pro Gaming Monitor with HDR500 (HDMI x2 DP USB-A) - Black

LG

LG's Brightest OLED Gaming MonitorExperience ultra-smooth tear-free gameplay with up to 280Hz refresh rate178; and 0.03ms response time on a bright...

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Original price $876.99 - Original price $876.99
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Original price $245.99 - Original price $245.99
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HP - 14" Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Pale Rose Gold

HP

Intel Celeron N4500 ProcessorOffers exceptional quality and value with the processing power you need to get your work done and stay in touch on the...

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Original price $245.99 - Original price $245.99
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Original price $98.99 - Original price $98.99
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Camp Snap - Screen Free Digital Camera - Brown

Homedics

Megapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...

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Original price $98.99 - Original price $98.99
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Original price $2,047.99 - Original price $2,047.99
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14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,047.99 - Original price $2,047.99
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Original price $1,821.99 - Original price $1,821.99
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Current price $1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $1,821.99 - Original price $1,821.99
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Current price $1,821.99
Original price $750.99 - Original price $750.99
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Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $750.99 - Original price $750.99
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Original price $1,708.99 - Original price $1,708.99
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MSI - Prestige 13AI+ - Ukiyoe Edition 13.3"OLED Laptop- Intel Core Ultra 7-258V Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

MSI

Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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Original price $1,708.99 - Original price $1,708.99
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Original price $314.99 - Original price $314.99
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Roku - 50" Class 4K HDR LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 50" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $314.99 - Original price $314.99
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Current price $314.99
Original price $42.99 - Original price $42.99
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$42.99
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Current price $42.99

Razer - Cynosa Lite Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Soft Cushioned KeysEnjoy quiet comfortable keystrokes with gaming-grade membrane switches for smooth and responsive action.Customizable Chroma RGB ...

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Original price $42.99 - Original price $42.99
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Current price $42.99
Original price $63.99 - Original price $63.99
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$63.99
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Current price $63.99

GameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Plug Play with Hall Effect Joysticks Trigger 3.5mm - White

GameSir

Anti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure the sticks neverwear down in their lifetime GameSir G7 SE prevents stick ...

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Original price $63.99 - Original price $63.99
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$63.99
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Current price $63.99
Original price $1,821.99 - Original price $1,821.99
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$1,821.99
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Current price $1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
Original price $1,821.99 - Original price $1,821.99
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$1,821.99
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Current price $1,821.99
Original price $2,047.99 - Original price $2,047.99
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$2,047.99
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Current price $2,047.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
Original price $2,047.99 - Original price $2,047.99
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Current price $2,047.99
Original price $492.99 - Original price $492.99
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$492.99
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Current price $492.99

Dell - 15.6" 2K Touchscreen Laptop - Intel Core i5 1334U 2023 - 8GB Memory - 512GB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $492.99 - Original price $492.99
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$492.99
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Current price $492.99
Original price $635.99 - Original price $635.99
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$635.99
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Current price $635.99

Dell - 15.6" 2K Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

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Original price $635.99 - Original price $635.99
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$635.99
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Current price $635.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

Nacon - Wired Controller for PS4/PC - Black

Nacon

Offically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...

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Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

Nacon - Wired Controller for PS4/PC - Arctic Camo

Nacon

Offically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...

View full details
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

CASETiFY - Impact Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Camo Over

Casetify

Designed for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Premium soft fle...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99

Moza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for PC - Black

Moza Racing

Designed for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...

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Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.