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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $1,322.99 - Original price $1,322.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,322.99 - Original price $1,322.99
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Original price $930.99 - Original price $930.99
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$930.99
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JBL - Partybox 520 Portable Wireless Party Speaker - 2025 - Black

JBL

Electrifying sound with AI Sound BoostPowerful sound to make your playlist shine. This sound is made to match your energy so you feel like you're h...

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Original price $930.99 - Original price $930.99
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Original price $104.99 - Original price $104.99
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$104.99
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Amazfit - Bip 6 Smartwatch 46mm Silicone - Blush - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $104.99 - Original price $104.99
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Original price $104.99 - Original price $104.99
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Amazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $104.99 - Original price $104.99
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Original price $62.99 - Original price $62.99
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$62.99
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Insignia - 2.0 Channel Soundbar 32" Bluetooth - Black

Insignia

Simple setup. Stunning soundWhether you’re watching movies or streaming music experience full-bodied sound with less fuss.4 Audio ModesStandard Th...

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Original price $62.99 - Original price $62.99
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Original price $158.99 - Original price $158.99
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Razer - Kraken Kitty V2 Wireless Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Hello Kitty Edition

Razer

Kitty Ears and Earcups powered by Razer Chroma RGBWith access to 16.8 million colors and countless effects customize the headset lighting to your h...

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Original price $158.99 - Original price $158.99
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Original price $357.99 - Original price $357.99
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Sony - XV500 X-Series Wireless Party Speaker - Black

Sony

Powerful Party SoundThe SRS-XV500 uses woofers and front tweeters to deliver a deep punchy bass and clear vocals. With even more sound pressure you...

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Original price $357.99 - Original price $357.99
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Original price $443.99 - Original price $443.99
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Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" Full HD Touch Screen - Pentium Silver N6000 2021 - 8GB Memory - 128GB eMMC - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $443.99 - Original price $443.99
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Original price $1,857.99 - Original price $1,857.99
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HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,857.99 - Original price $1,857.99
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Original price $290.99 - Original price $290.99
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Samsung - 50" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $290.99 - Original price $290.99
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Original price $96.99 - Original price $96.99
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$96.99
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Razer - DeathAdder V3 HyperSpeed Lightweight Bluetooth Optical Gaming Mouse for PC with 100 Hour Battery - Wireless - Black

Razer

55 g Ultra-Lightweight Design Zero deadweight. Maximum control.Get the perfect mix of speed and control with one of our lightest esports mouse test...

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Original price $96.99 - Original price $96.99
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Original price $569.99 - Original price $569.99
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HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $569.99 - Original price $569.99
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Original price $115.99 - Original price $115.99
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ASUS - TUF Gaming K3 Gen II 96 Wired Optical-Mechanical RGB Gaming Keyboard - Hatsune Miku Edition

ASUS

Compact Portable Design97-key layout is highly portable and frees up more space for the mousing hand and rear cable management slot allows for neat...

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Original price $115.99 - Original price $115.99
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Original price $474.99 - Original price $474.99
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Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

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Original price $474.99 - Original price $474.99
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Original price $230.99 - Original price $230.99
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Sony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black

Sony

3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...

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Original price $230.99 - Original price $230.99
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Original price $266.99 - Original price $266.99
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Sony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black

Sony

3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...

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Original price $266.99 - Original price $266.99
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Original price $634.99 - Original price $634.99
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MSI - NVIDIA GeForce GeForce RTX 5060 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060Ti graphics processing unit (GPU) with boost clock16GB GDDR716GB G...

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Original price $634.99 - Original price $634.99
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Original price $1,760.99 - Original price $1,760.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,760.99 - Original price $1,760.99
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Original price $127.99 - Original price $127.99
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Higround - Basecamp 65+ 65 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - BlackIce

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $127.99 - Original price $127.99
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Original price $90.99 - Original price $90.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...

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Original price $90.99 - Original price $90.99
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Original price $138.99 - Original price $138.99
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Current price $138.99

CORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black

Corsair

Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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Original price $138.99 - Original price $138.99
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Current price $138.99
Original price $266.99 - Original price $266.99
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$266.99
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Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black

Sony

1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...

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Original price $266.99 - Original price $266.99
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Original price $1,934.99 - Original price $1,934.99
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Current price $1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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Current price $1,934.99
Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99

TCL - 55" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99
Original price $1,759.99 - Original price $1,759.99
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Current price $1,759.99

TCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $1,759.99 - Original price $1,759.99
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Original price $278.99 - Original price $278.99
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$278.99
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Current price $278.99

TCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $278.99 - Original price $278.99
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$278.99
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Current price $278.99
Original price $313.99 - Original price $313.99
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Current price $313.99

TCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $313.99 - Original price $313.99
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$313.99
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Current price $313.99
Original price $123.99 - Original price $123.99
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$123.99
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Current price $123.99

Vivitar - 4K Digital camcorder - Black

Vivitar

Perfect your anglesUnleash your creativity with the 3.0" display featuring a 270-degree rotatable design. Perfect for capturing selfies vlogging or...

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Original price $123.99 - Original price $123.99
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Original price $292.99 - Original price $292.99
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$292.99
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Current price $292.99

TP-Link - Deco BE65 Pro BE11000 Whole Home Tri-Band Wi-Fi 7 Mesh Router System with two 5-Gig Ports (1-pack) - White

TP Link

Supercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...

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Original price $292.99 - Original price $292.99
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Current price $292.99
Original price $1,221.99 - Original price $1,221.99
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Current price $1,221.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,221.99 - Original price $1,221.99
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$1,221.99
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Original price $2,005.99 - Original price $2,005.99
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Current price $2,005.99

Fujifilm - X-S20 Mirrorless Camera with XF16-50mmF2.8-4.8 R LM WR Lens - Black

Fujifilm

X-S20 delivers stunning 26.1 megapixel imagesIts 180 Vari-Angle LCD touchscreen makes selfie-style shots or wild angles a snap and intuitive layout...

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Original price $2,005.99 - Original price $2,005.99
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Original price $1,618.99 - Original price $1,618.99
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Current price $1,618.99

GIGABYTE - AERO X16 - Copilot+ PC - 16" 2560×1600 WQXGA AMD Ryzen Al 7 350 - 1TB SSD - 32GB DDR5 RAM GeForce RTX 5070 - Space Gray

GIGABYTE

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,618.99 - Original price $1,618.99
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Current price $1,618.99
Original price $1,907.99 - Original price $1,907.99
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$1,907.99
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Current price $1,907.99

CyberPowerPC - Gaming Desktop - Intel Core i7-14700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,907.99 - Original price $1,907.99
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$1,907.99
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Current price $1,907.99
Original price $23.99 - Original price $23.99
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$23.99
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Current price $23.99

NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

NEXT

UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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Original price $23.99 - Original price $23.99
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$23.99
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Current price $23.99
Original price $20.99 - Original price $20.99
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$20.99
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Current price $20.99

NEXT - Precision Thumbstick 4-Pack for Nintendo Switch and Nintendo Switch 2 Pro Controllers - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...

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Original price $20.99 - Original price $20.99
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$20.99
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Current price $20.99
Original price $1,708.99 - Original price $1,708.99
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Current price $1,708.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
Original price $1,708.99 - Original price $1,708.99
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$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.