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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $110.99 - Original price $110.99
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Insignia - 32" Class FE Series LED Full HD Smart Fire TV

Insignia

1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...

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Original price $110.99 - Original price $110.99
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Original price $218.99 - Original price $218.99
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WD - BLACK 6TB Gaming Internal Hard Drive

Western Digital

Drive Your GameThe WD_BLACK HDD is the perfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your ...

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Original price $218.99 - Original price $218.99
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Original price $878.99 - Original price $878.99
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Microsoft - Surface Pro - Copilot+ PC - 12" -16GB Memory - 256GB UFS - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $878.99 - Original price $878.99
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Original price $152.99 - Original price $152.99
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$152.99
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Razer - Joro Portable 75 Wireless Scissor Gaming Keyboard With Chroma RGB Backlighting - Black

Razer

Hyper-Thin Hyper-Light Hyper-CompactThe Razer Joro packs a function row and full-sized arrow keys into a hyper-slim ultra-portable design. At just ...

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Original price $152.99 - Original price $152.99
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Original price $86.99 - Original price $86.99
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LEGO - Fortnite Durrr Burger Restaurant Kids Toy 77076

Lego

Welcome To Durr BurgerKids ages 10+ can build the iconic Fortnite restaurant (77076) with authentic details from the popular battle royale game.For...

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Original price $86.99 - Original price $86.99
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Original price $1,665.99 - Original price $1,665.99
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Dell - 27" FHD Touch-Screen All-in-One - Intel Core 7 150U - 32GB Memory - 2TB SSD - White

Dell

Impressive VisualsImmerse yourself in vivid visuals on a 99 sRGB FHD IPS display with 100Hz refresh rate and 15001 contrast ratio all on a spacious...

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Original price $1,665.99 - Original price $1,665.99
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Alienware - 16X Aurora - 16" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB Storage - Interstellar Indigo

Alienware

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness on the AC16251.Intelligent processingIntel Core Ultra ...

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Original price $2,001.99 - Original price $2,001.99
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Original price $895.99 - Original price $895.99
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Dell - Desktop - Intel Core Ultra 5 225 2025 - 16GB Memory - 1TB Storage - Black

Dell

Stylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...

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Original price $895.99 - Original price $895.99
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Original price $1,172.99 - Original price $1,172.99
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Roku - 85" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 85" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $1,172.99 - Original price $1,172.99
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Original price $138.99 - Original price $138.99
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$138.99
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Higround - Basecamp 75+ 75 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - 100 Thieves - Team Issue

Higround

BASECAMP 75+The Basecamp 75+ continues Higround’s mission to create high-quality beautifully designed peripherals—now with function row keys for ad...

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Original price $138.99 - Original price $138.99
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Original price $962.99 - Original price $962.99
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Dell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - AMD Ryzen AI 5 340 Copilot+ PC with 16GB Memory - 512GB SSD - Midnight Blue

Dell

Impress in every modeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $962.99 - Original price $962.99
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Original price $1,118.99 - Original price $1,118.99
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Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue

Dell

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $1,118.99 - Original price $1,118.99
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Original price $2,716.99 - Original price $2,716.99
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Alienware - Aurora Gaming Desktop - Intel Core Ultra 9 285 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB Storage - Black

Alienware

Legend perfectedACT1250 features modern design with a matte "basalt black" finish in an optimized chassis with customizable AlienFX lighting zones ...

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Original price $2,716.99 - Original price $2,716.99
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Original price $210.99 - Original price $210.99
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Insignia - 50" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $210.99 - Original price $210.99
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Original price $148.99 - Original price $148.99
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$148.99
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Govee - Gaming Pixel Light - Multi

Govee

Dynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...

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Original price $148.99 - Original price $148.99
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Current price $148.99
Original price $1,708.99 - Original price $1,708.99
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HP - OmniBook X Flip - Copilot+ PC - 16" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,708.99 - Original price $1,708.99
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Original price $344.99 - Original price $344.99
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MSI - MAG 275QPF X30 27" QHD 300Hz 1ms Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

MSI

Rapid VA PanelMake sure the intensity and purity of colors when gaming.300Hz high refresh rateExperience smooth gaming with a blazing fast refresh ...

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Original price $344.99 - Original price $344.99
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Original price $170.99 - Original price $170.99
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Logitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black

Logitech

Dual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...

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Original price $170.99 - Original price $170.99
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Original price $2,437.99 - Original price $2,437.99
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Lenovo - Yoga Book 9i 2-in-1 14" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB RAM - 1TB SSD - Tidal Teal

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,437.99 - Original price $2,437.99
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Original price $47.99 - Original price $47.99
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PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mushroom Kingdom

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
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Original price $87.99 - Original price $87.99
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Current price $87.99

Amazfit - Bip 6 Smartwatch 46mm Silicone - Stone - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $87.99 - Original price $87.99
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Original price $48.99 - Original price $48.99
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NEXT - Ultimate Starter Kit for Nintendo Switch 2 Switch - Gray/Black

NEXT

Travel CaseCustom-fit to work seamlessly with both Switch and Switch 2 keeping your console and games safe wherever you goThumbsticksBoost control ...

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Original price $48.99 - Original price $48.99
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NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $24.99 - Original price $24.99
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Original price $1,774.99 - Original price $1,774.99
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Acer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5060 16GB 1TB - Obsidian Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $1,774.99 - Original price $1,774.99
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Original price $1,233.99 - Original price $1,233.99
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Dell - Plus - Copilot+ PC - 16" 2K Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 32GB Memory - 1TB Storage - Ice Blue

Dell

Intuitive working capabilitiesCreate and edit on an expansive 1610 screen as you tackle complex data sheets or work with multiple windows side by ...

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Original price $1,233.99 - Original price $1,233.99
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Original price $632.99 - Original price $632.99
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Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $632.99 - Original price $632.99
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Current price $632.99
Original price $964.99 - Original price $964.99
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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Violet

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $964.99 - Original price $964.99
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$964.99
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Original price $62.99 - Original price $62.99
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WHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity

Whoop

BUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...

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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99
Original price $22.99 - Original price $22.99
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$22.99
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NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $22.99 - Original price $22.99
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Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99

Insignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99
Original price $1,065.99 - Original price $1,065.99
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Current price $1,065.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,065.99 - Original price $1,065.99
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Original price $232.99 - Original price $232.99
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$232.99
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Current price $232.99

Insignia - 5.1.2 Channel Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX Bluetooth - Black

Insignia

No Cords Just PowerDitch the clutter of audio cables. With wireless satalite surround speakers and wireless subwoofer connections just plug into po...

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Original price $232.99 - Original price $232.99
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$232.99
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Original price $189.99 - Original price $189.99
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$189.99
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Current price $189.99

SteelSeries - Aerox 3 Wireless Optical Gaming Mouse with Super Mesh Detachable USB-C Connectivity - Wireless - CS2 Dragon Lore Edition

Steel Series

CS2 Dragon Lore EditionLimited Edition gaming mouse featuring design inspired by one of the rarest and most coveted skins in all of gaming the AWP ...

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Original price $189.99 - Original price $189.99
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$189.99
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Original price $1,073.99 - Original price $1,073.99
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Current price $1,073.99

ASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray

ASUS

Game with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...

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Original price $1,073.99 - Original price $1,073.99
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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99

Insignia - 32" Class F20 Series LED HD (720p) Smart Fire TV

Insignia

720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

View full details
Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99
Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Amazfit - Active 2 Smartwatch 44mm Silicone - Black - (2025)

Amazfit

Up to 10 Days of Battery LifeStay powered through your week with up to 10 days of typical use or extend to 19 days in battery saver mode. For conti...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.