Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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LG - 43" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)
LGDynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsAmazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)
AmazfitUp to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...
View full detailsLenovo - Yoga Pro 9i 16" 2.8K OLED Touchscreen Laptop - Intel Core Ultra 9 2025 - NVIDIA GeForce RTX 5050 - 32GB RAM - 1TB - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Yoga Pro 9i Aura Edition 16" 3.2K OLED Laptop - Intel Core Ultra 9 285H 2025 - NVIDIA GeForce RTX 5060 - 32GB RAM - 1TB - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsHori - Piranha Plant Camera for Nintendo Switch 2
HoriCompatibilityCompatible with TV mode portable mode and tabletop modeAdjustableFlexible neck and mouth that can open and closeContentsIncludes USB-C...
View full detailsAmazfit - T-Rex 3 Smartwatch 48mm Silicone - Black - (2025)
AmazfitUp to 20 Days of Battery LifeStay charged for longer with up to 20 days of typical use or up to 45 days in battery saver mode—perfect for extended ...
View full detailsLenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsSkytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...
View full detailsSCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray
SCUFFour Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...
View full detailsHP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black
HPQuad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Ocean
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
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Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black
Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black
DellStylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...
View full detailsLenovo - Idea Tab Pro with Tab Pen Plus - 12.7" Tablet - 256GB - Luna Grey
LenovoImmersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...
View full detailsiBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black
ASUSAFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsNEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black
NEXTPlay AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...
View full detailsLenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsLenovo - Yoga Slim 9i - Copilot+ PC - 14" 4K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB RAM - 1TB SSD - Tidal Teal
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsLEGO - Animal Crossing Goldie’s Cozy House Kids Toy 77058
LegoGoldie's cozy retreatYoung gamers ages 6 years old and up can build the LEGO Animal Crossing Goldie's Cozy House (77058) construction set perfect f...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 256B Storage - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9700X AMD Radeon RX 9060XT 8GB 32GB DDR5 RGB1TB NVMe SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsLG - gram Book 15" Laptop - Intel Core i5-1334U with 8GB Memory - 512GB SSD - Titan Silver
LGHeavy on specs. Light on weight.Slim and light the LG gram Book laptop slips into your bag without weighing you down—perfect for commutes coffee sh...
View full detailsPowerA - Advantage Wired Controller for Nintendo Switch 2 with Lumectra - White
PowerAGhost RGB LED Lighting Brings your controller to life with new innovative full-faced Ghost RGB lighting technology. Thousands of color combinations...
View full detailsMSI - Aegis Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black
MSIWindows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...
View full detailsJVC - In-Ear Headphones HAFR9UCB - Black
JVCUSB-C ConnectionUSB-C connection for easy connection to devicesBuilt-In DACBuilt-In DAC reduces noise and improves sound qualityDelay-FreeEnjoy wat...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H with AI Boost - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTCL - 50" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsPowerA - Advantage Wired Controller for Nintendo Switch 2 - Black
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.