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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $393.99 - Original price $393.99
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LG - 43" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $393.99 - Original price $393.99
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Original price $303.99 - Original price $303.99
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Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $303.99 - Original price $303.99
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Original price $215.99 - Original price $215.99
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$215.99
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Amazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)

Amazfit

Up to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...

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Original price $215.99 - Original price $215.99
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Current price $215.99
Original price $1,707.99 - Original price $1,707.99
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Current price $1,707.99

Lenovo - Yoga Pro 9i 16" 2.8K OLED Touchscreen Laptop - Intel Core Ultra 9 2025 - NVIDIA GeForce RTX 5050 - 32GB RAM - 1TB - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,707.99 - Original price $1,707.99
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Original price $2,438.99 - Original price $2,438.99
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Lenovo - Yoga Pro 9i Aura Edition 16" 3.2K OLED Laptop - Intel Core Ultra 9 285H 2025 - NVIDIA GeForce RTX 5060 - 32GB RAM - 1TB - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,438.99 - Original price $2,438.99
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Original price $60.99 - Original price $60.99
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Hori - Piranha Plant Camera for Nintendo Switch 2

Hori

CompatibilityCompatible with TV mode portable mode and tabletop modeAdjustableFlexible neck and mouth that can open and closeContentsIncludes USB-C...

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Original price $293.99 - Original price $293.99
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Amazfit - T-Rex 3 Smartwatch 48mm Silicone - Black - (2025)

Amazfit

Up to 20 Days of Battery LifeStay charged for longer with up to 20 days of typical use or up to 45 days in battery saver mode—perfect for extended ...

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Original price $293.99 - Original price $293.99
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Original price $1,485.99 - Original price $1,485.99
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Lenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,485.99 - Original price $1,485.99
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Original price $1,656.99 - Original price $1,656.99
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Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,656.99 - Original price $1,656.99
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Original price $170.99 - Original price $170.99
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$170.99
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SCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray

SCUF

Four Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...

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Original price $465.99 - Original price $465.99
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HP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black

HP

Quad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...

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Original price $1,070.99 - Original price $1,070.99
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Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,070.99 - Original price $1,070.99
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Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,070.99 - Original price $1,070.99
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Original price $458.99 - Original price $458.99
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Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $458.99 - Original price $458.99
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Original price $324.99 - Original price $324.99
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Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $324.99 - Original price $324.99
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Current price $324.99
Original price $303.99 - Original price $303.99
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$303.99
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Current price $303.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $303.99 - Original price $303.99
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Current price $303.99
Original price $796.99 - Original price $796.99
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Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

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Original price $796.99 - Original price $796.99
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Original price $430.99 - Original price $430.99
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Lenovo - Idea Tab Pro with Tab Pen Plus - 12.7" Tablet - 256GB - Luna Grey

Lenovo

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $430.99 - Original price $430.99
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Original price $1,242.99 - Original price $1,242.99
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Current price $1,242.99

iBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,242.99 - Original price $1,242.99
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Original price $376.99 - Original price $376.99
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ASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black

ASUS

AFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...

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Original price $376.99 - Original price $376.99
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Original price $1,780.99 - Original price $1,780.99
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HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,780.99 - Original price $1,780.99
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Original price $33.99 - Original price $33.99
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$33.99
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NEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black

NEXT

Play AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...

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Original price $33.99 - Original price $33.99
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Current price $33.99
Original price $1,841.99 - Original price $1,841.99
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Current price $1,841.99

Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $1,841.99 - Original price $1,841.99
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$1,841.99
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Current price $1,841.99
Original price $1,070.99 - Original price $1,070.99
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$1,070.99
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Current price $1,070.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $1,070.99 - Original price $1,070.99
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$1,070.99
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Current price $1,070.99
Original price $1,701.99 - Original price $1,701.99
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Current price $1,701.99

Lenovo - Yoga Slim 9i - Copilot+ PC - 14" 4K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB RAM - 1TB SSD - Tidal Teal

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,701.99 - Original price $1,701.99
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Original price $1,699.99 - Original price $1,699.99
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Current price $1,699.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,699.99 - Original price $1,699.99
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Original price $40.99 - Original price $40.99
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LEGO - Animal Crossing Goldie’s Cozy House Kids Toy 77058

Lego

Goldie's cozy retreatYoung gamers ages 6 years old and up can build the LEGO Animal Crossing Goldie's Cozy House (77058) construction set perfect f...

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Original price $40.99 - Original price $40.99
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Current price $40.99
Original price $986.99 - Original price $986.99
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$986.99
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Current price $986.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 256B Storage - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $986.99 - Original price $986.99
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$986.99
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Current price $986.99
Original price $1,187.99 - Original price $1,187.99
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Current price $1,187.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9700X AMD Radeon RX 9060XT 8GB 32GB DDR5 RGB1TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,187.99 - Original price $1,187.99
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$1,187.99
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Current price $1,187.99
Original price $662.99 - Original price $662.99
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$662.99
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Current price $662.99

LG - gram Book 15" Laptop - Intel Core i5-1334U with 8GB Memory - 512GB SSD - Titan Silver

LG

Heavy on specs. Light on weight.Slim and light the LG gram Book laptop slips into your bag without weighing you down—perfect for commutes coffee sh...

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Original price $662.99 - Original price $662.99
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$662.99
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Current price $662.99
Original price $49.99 - Original price $49.99
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$49.99
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Current price $49.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 with Lumectra - White

PowerA

Ghost RGB LED Lighting Brings your controller to life with new innovative full-faced Ghost RGB lighting technology. Thousands of color combinations...

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Original price $49.99 - Original price $49.99
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$49.99
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Current price $49.99
Original price $1,873.99 - Original price $1,873.99
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Current price $1,873.99

MSI - Aegis Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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Original price $1,873.99 - Original price $1,873.99
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Current price $1,873.99
Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

JVC - In-Ear Headphones HAFR9UCB - Black

JVC

USB-C ConnectionUSB-C connection for easy connection to devicesBuilt-In DACBuilt-In DAC reduces noise and improves sound qualityDelay-FreeEnjoy wat...

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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99
Original price $1,607.99 - Original price $1,607.99
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Current price $1,607.99

HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H with AI Boost - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,607.99 - Original price $1,607.99
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$1,607.99
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Current price $1,607.99
Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99

TCL - 50" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99
Original price $47.99 - Original price $47.99
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$47.99
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Current price $47.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Black

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
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$47.99
$47.99 - $47.99
Current price $47.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.