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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $749.99 - Original price $749.99
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Fujifilm - X half Premium Compact Camera - Silver

Fujifilm

Compact and lightThe best camera is the one you have with you. Well when you own FUJIFILM X half you can have a camera with you all the time Weighi...

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Original price $749.99 - Original price $749.99
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Fujifilm - X half Premium Compact Camera - Black

Fujifilm

Compact and lightThe best camera is the one you have with you. Well when you own FUJIFILM X half you can have a camera with you all the time Weighi...

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MSI - Codex Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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Hori - Premium Screen Protective Filter for Nintendo Switch 2

Hori

Protect EnhanceScratch-resistant 9H Super Hardness and Blue Light Cut functionClarityCrystal-clear high quality film made in JapanSpecially Design...

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Original price $1,415.99 - Original price $1,415.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - AMD Radeon RX 9060 XT 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Rocketfish - 8 ft. Non-Polarized Braided Power Cord - Black

Rocketfish

Replaces missing or damaged cordsWorks with popular electronics including PlayStation 5 and Xbox Series X and S gaming systems that have a non-pol...

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Original price $251.99 - Original price $251.99
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Crucial - X10 2TB External USB-C SSD - Blue

Crucial

Store more than beforeWith up to 6 or even 8TB of storage the Crucial X10 Portable SSD offers extensive space for storing your files photos games v...

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Roku - 43" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 43" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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LEGO - Fortnite Klombo Kids Toy Building Set 77077

Lego

KLOMBO HAS ARRIVEDKids ages 10+ can build an enormous LEGO Fortnite creature from the battle royale gamePEELY ORO MINIFIGURESPeely and Oro can rid...

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Original price $3,119.99 - Original price $3,119.99
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Sony - FX2 Full-frame Cinema Camera Body Only - Gray

Sony

Full-frame Exmor R CMOS 33MP1 sensor and BIONZ XR image processor engineThe full-frame FX2 delivers stunning cinematic imagery blending high resolu...

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Original price $693.99 - Original price $693.99
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Denon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon

Elevated Home EntertainmentThe Denon AVR-S670H 5.2 Receiver supports 8K/60Hz 4K/120 pass-through for pristine video quality. With Dolby TrueHD Dol...

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NEXT - Universal Mobile Power Pack for Nintendo Switch 2 and Switch - Black

NEXT

Travel friendlyCharge and play your Switch 2 Switch or Switch Lite console on the go or at home65W USB-C AC adapterQuickly charge your Switch 2 Swi...

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Original price $42.99 - Original price $42.99
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Original price $1,307.99 - Original price $1,307.99
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HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,307.99 - Original price $1,307.99
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Samsung - Galaxy Chromebook Go - 14" LED Laptop - Intel Celeron- 4GB Memory - 128GB Storage - Silver

Samsung

Slim. Lightweight. Ready to go.Backpack meet your new best friend. With its all-new slim design Galaxy Chromebook Go is our lightest Chromebook yet...

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Original price $307.99 - Original price $307.99
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Original price $1,403.99 - Original price $1,403.99
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GIGABYTE - AERO X16 - Copilot+ PC - 16" 2560×1600 WQXGA AMD Ryzen Al 7 350 - 1TB SSD - 32GB DDR5 RAM GeForce RTX 5060 - Space Gray

GIGABYTE

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,403.99 - Original price $1,403.99
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iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 7 265FNVIDIA GeForce RTX 5060Ti 8GB32GB DDR5 RGB2TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,656.99 - Original price $1,656.99
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Original price $1,957.99 - Original price $1,957.99
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MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-7900X - 32GB Memory - NVIDIA GeForce RTX 5060Ti 8GB - 1TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-7900XEnjoy serious speed and the ultimate powe...

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LEGO - Fortnite Mecha Team Leader Building Set for Adults 77078

Lego

COLLECTIBLE MECHA TEAM LEADERBuild a collectible gaming figure with this LEGO Fortnite Mecha Team Leader set for adultsBASED ON ICONIC ROBOT CHARAC...

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Original price $295.99 - Original price $295.99
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Original price $86.99 - Original price $86.99
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Insignia - 24" Class F20 Series LED HD (720p) Smart Fire TV

Insignia

HD (720p) resolutionView your favorite movies shows and games in high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

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Original price $86.99 - Original price $86.99
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Original price $1,035.99 - Original price $1,035.99
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HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,035.99 - Original price $1,035.99
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Original price $1,122.99 - Original price $1,122.99
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HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,122.99 - Original price $1,122.99
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Original price $113.99 - Original price $113.99
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Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey

Lenovo

Light Portable8.7 HD+ (1390 x 800) Compact size easily fit into your jacket pocket purse and your bag. Weighting about 320g; light enough to hold c...

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Original price $113.99 - Original price $113.99
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Original price $143.99 - Original price $143.99
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SanDisk - Express 512GB microSD PCIe 3.1 NVMe UHS-I Memory Card works with compatible Nintendo Switch systems

SanDisk

Ready for tomorrowA PCIe 3.1 NVMe interface and a standard microSD UHS-I interface make this card compatible with today’s devices and primed for fu...

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Original price $143.99 - Original price $143.99
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Original price $2,577.99 - Original price $2,577.99
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HP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,577.99 - Original price $2,577.99
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Original price $69.99 - Original price $69.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - CS2 Dragon Lore Edition

Steel Series

Cs2 Dragon Lore EditionLimited Edition gaming mousepad featuring design inspired by one of the rarest and most coveted skins in all of gaming the A...

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Original price $112.99 - Original price $112.99
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Razer - Basilisk Mobile Optical Gaming Mouse - Wireless - Black

Razer

Compact Ergonomic Form FactorFully configurable to meet your specific needs work and play comfortably for long hours anywhere with a trusty compani...

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Insta360 - Flow 2 AI Tracker Bundle Gimbal Stabilizer for Smartphones - Stone Gray

Insta360

1-Step Rapid DeployStart filming the second your creativity strikes. Just mount your phone unfold and Flow 2 is ready to go—no need to press any bu...

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Original price $128.99 - Original price $128.99
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Original price $2,199.99 - Original price $2,199.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

View full details
Original price $2,199.99 - Original price $2,199.99
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Original price $290.99 - Original price $290.99
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Sony - CS Speaker 3-way 4-driver hi-res Floor-Standing speaker (2025) each - Black

Sony

3-Way 4-Drive floorstanding speaker systemHear natural depth and total clarity in all your audio. This 4-driver floorstanding speaker includes two ...

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Original price $290.99 - Original price $290.99
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Original price $296.99 - Original price $296.99
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Samsung - T9 Portable SSD 2TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $252.99 - Original price $252.99
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Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - Black

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $252.99 - Original price $252.99
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Original price $96.99 - Original price $96.99
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Acer - EK220Q E3bi 21.5 IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 VGA Port) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $96.99 - Original price $96.99
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Original price $1,262.99 - Original price $1,262.99
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eero - Max 7 Tri-band Mesh Wi-Fi 7 System (3-pack) - White

Eero

Twice the speed of Wi-Fi 6An eero Max 7 (3-pack) covers up to 7500 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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Original price $1,262.99 - Original price $1,262.99
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Original price $3,301.99 - Original price $3,301.99
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Hisense - 100" Class U8 Series Mini-LED 4K UHD QLED Google TV (2023)

HISENSE

4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

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Original price $3,301.99 - Original price $3,301.99
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Original price $103.99 - Original price $103.99
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Glorious - GMMK 2 Prebuilt 65 Compact Wired Mechanical Linear Switch Gaming Keyboard with Hotswappable Switches - Black

Glorious

Space-saving designThe compact size of the GMMK 2 65 Compact ensures it seamlessly fits into any gaming setup freeing up valuable desk space for an...

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Original price $103.99 - Original price $103.99
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Original price $131.99 - Original price $131.99
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Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Happy Day

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

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Original price $131.99 - Original price $131.99
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$131.99
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Current price $131.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.