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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $131.99 - Original price $131.99
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Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Nebula

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

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Razer - BlackWidow V4 X Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

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Original price $278.99 - Original price $278.99
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Logitech - PRO X TKL LIGHTSPEED Wireless Mechanical Tactile Switch Gaming Keyboard with LIGHTSYNC RGB for PC - Magenta

Logitech

Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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Original price $455.99 - Original price $455.99
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eero - Max 7 Tri-band Mesh Wi-Fi 7 Router (1-pack) - White

Eero

Twice the speed of Wi-Fi 6An eero Max 7 (1-pack) covers up to 2500 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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Glorious - Model I 2 Ultra Lightweight Wireless Optical Gaming Mouse with 9 Programmable Buttons - Wireless - Matte Black

Glorious

Superior comfortThe Model I 2 Wireless offers exceptional comfort with its ergonomic design dedicated thumb rest and ultra-lightweight construction...

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Crucial - X9 Pro 2TB External USB-C SSD - Space Gray

Crucial

Powerful performanceWith read and write speeds up to 1050MB/s the Crucial X9 Pro Portable SSD is powerful enough for editing directly from the driv...

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Amazon - Fire TV Stick 4K Max streaming device Wi-Fi 6E Ambient Experience 16 GB free live TV w/ out cable or satellite - Black

AMAZON

Our most powerful streaming stickElevate your entertainment experience with a powerful processor for lightning-fast app starts and fluid navigation...

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Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black

Bose

Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Sony - 65" Class BRAVIA XR X90L LED 4K UHD Smart Google TV (2023)

Sony

Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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DJI - Osmo Action 4 4K Action Camera Adventure Bundle - Gray

DJI

1/1.3-Inch Sensor Unparalleled Low-Light ImagingExperience impeccable image quality with the larger sensor of our 4K action camera. Capture stunni...

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Amazon - Fire TV Stick 4K streaming device includes support for Wi-Fi 6 Dolby Vision/Atmos 8 GB free live TV - Black

AMAZON

Cinematic experienceWatch in vibrant 4K Ultra HD with support for Dolby Vision HDR10+ and immersive Dolby Atmos audio.Play Xbox games with no conso...

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HP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - White

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

Nomad

Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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Razer - Cobra Pro Optical Gaming Mouse with Chroma RGB Lighting - Wireless - Black

Razer

10 Customizable ControlsFrom essential commands to complex macros enjoy a greater degree of control at your fingertips and be ready to game anywher...

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Alienware - AW620M Wireless Optical Gaming Mouse for PC - Wired - Lunar Light

Alienware

Fit for a Gamer's GripMaintain the upper hand in any adventure with a full sized sculpted design. The right-handed asymmetrical shape offers slip r...

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Original price $97.99 - Original price $97.99
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Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

Nomad

Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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GoPro - HERO12 Black Action Camera - Black

GoPro

360 horizon lockThe HERO12 Black Creator Edition’s Linear with Horizon Lock digital lens keeps your footage steady even if your camera rotates a fu...

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Original price $359.99 - Original price $359.99
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Glorious - Model O 2 Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Wireless - Matte Black

Glorious

Cutting edge-optical sensorThe Model O 2 Wireless is equipped with the BAMF 2.0 Optical Sensor boasting an impressive 26K DPI for pixel-perfect tra...

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Original price $125.99 - Original price $125.99
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Razer - Cobra Lightweight Optical Gaming Mouse with Chroma RGB Lighting - Wired - Black

Razer

58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

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Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Electric Blue

Glorious

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Magenta

Logitech

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

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Original price $170.99 - Original price $170.99
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HyperX - Cloud III Wireless Gaming Headset for PC PS5 PS4 and Nintendo Switch - Black

HyperX

Up to 120 hours of Battery Life185;Put on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery...

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Original price $169.99 - Original price $169.99
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Meta - Quest 3 Silicone Facial Interface - Black

Meta

Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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Original price $255.99 - Original price $255.99
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DJI - Osmo Action 4 4K Action Camera Standard Bundle - Gray

DJI

1/1.3-Inch Sensor Unparalleled Low-Light ImagingExperience impeccable image quality with the larger sensor of our 4K action camera. Capture stunni...

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Original price $255.99 - Original price $255.99
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HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $654.99 - Original price $654.99
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NETGEAR - Nighthawk BE19000 Tri-band Wi-Fi Router - Black

NETGEAR

BE19000 tri-band Wi-Fi routerUnlock the next generation of highly interactive gaming 4K/8K streaming UHD videoconferencing and AR/VR entertainment ...

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Original price $654.99 - Original price $654.99
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Original price $3,889.99 - Original price $3,889.99
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Sony - 98" Class BRAVIA XR X90L LED 4K UHD Smart Google TV (2023)

Sony

Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

View full details
Original price $3,889.99 - Original price $3,889.99
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Original price $876.99 - Original price $876.99
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Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

Lenovo

Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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Original price $876.99 - Original price $876.99
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Original price $134.99 - Original price $134.99
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$134.99
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Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

Samsung

Built-In SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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Original price $134.99 - Original price $134.99
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Original price $554.99 - Original price $554.99
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Samsung - 9100 PRO 4TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $554.99 - Original price $554.99
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Original price $324.99 - Original price $324.99
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Samsung - 9100 PRO 2TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $324.99 - Original price $324.99
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Original price $520.99 - Original price $520.99
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$520.99
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LG - UltraGear 27" QHD 240Hz 1ms NVIDIA G-SYNC and AMD FreeSync Premium with DisplayHDR 400 (HDMI DisplayPort USB) - Black

LG

Serious Connection Options for Serious GamersEnjoy smoother vivid colors and high-resolution graphics thanks to HDMI 2.1 and DisplayPort 1.4. Both ...

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Original price $520.99 - Original price $520.99
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Original price $72.99 - Original price $72.99
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$72.99
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Razer - Viper V3 HyperSpeed Lightweight Optical Gaming Mouse with 280 Hour Battery Life - Wireless - Black

Razer

82 g Lightweight DesignFeaturing a mass centralized design the Razer Viper V3 HyperSpeed ensures seamless consistent swipes crucial to competitive ...

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Original price $72.99 - Original price $72.99
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Current price $72.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.