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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

LG - 77" Class G5 Series OLED evo AI 4K UHD Smart webOS TV with One Wall Design (2025)

LG
Original price $3,171.99 - Original price $3,171.99
Original price
$3,171.99
$3,171.99 - $3,171.99
Current price $3,171.99

Brightness Booster UltimateBrightness Booster Ultimate magnifies each individual pixel for remarkably luminous detail.Bright Room ReadyBright Room ...

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Original price $3,171.99 - Original price $3,171.99
Original price
$3,171.99
$3,171.99 - $3,171.99
Current price $3,171.99

Nikon - Z5II 4 K Video Mirrorless Camera Body - Black

Nikon
Original price $1,854.99 - Original price $1,854.99
Original price
$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99

Body OnlyLens is sold separately.Full Frame Power24.5MP BSI-CMOS FX-format sensor and EXPEED 7 processing engine unlock high-resolution high-speed ...

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Original price $1,854.99 - Original price $1,854.99
Original price
$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99

LG - 85" Class 92A Series QNED evo AI MiniLED 4K UHD Smart webOS TV (2025)

LG
Original price $2,026.99 - Original price $2,026.99
Original price
$2,026.99
$2,026.99 - $2,026.99
Current price $2,026.99

Dynamic QNED Color ProDynamic QNED Color Pro and 100 Color Volume185; provide a truly immersive and captivating visual experience.MiniLED Backlight...

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Original price $2,026.99 - Original price $2,026.99
Original price
$2,026.99
$2,026.99 - $2,026.99
Current price $2,026.99

LG - 75" Class 92A Series QNED evo AI MiniLED 4K UHD Smart webOS TV (2025)

LG
Original price $1,858.99 - Original price $1,858.99
Original price
$1,858.99
$1,858.99 - $1,858.99
Current price $1,858.99

Dynamic QNED Color ProDynamic QNED Color Pro and 100 Color Volume185; provide a truly immersive and captivating visual experience.MiniLED Backlight...

View full details
Original price $1,858.99 - Original price $1,858.99
Original price
$1,858.99
$1,858.99 - $1,858.99
Current price $1,858.99

Samsung - 55 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,343.99 - Original price $1,343.99
Original price
$1,343.99
$1,343.99 - $1,343.99
Current price $1,343.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

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Original price $1,343.99 - Original price $1,343.99
Original price
$1,343.99
$1,343.99 - $1,343.99
Current price $1,343.99

Samsung - 55 Class S95F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,835.99 - Original price $1,835.99
Original price
$1,835.99
$1,835.99 - $1,835.99
Current price $1,835.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver an mind-blowing 4K TV experience. No ...

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Original price $1,835.99 - Original price $1,835.99
Original price
$1,835.99
$1,835.99 - $1,835.99
Current price $1,835.99

Samsung - 75 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

LEGO - Super Mario Mario Kart Bowser’s Castle 72039

Lego
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Escape from bowser's castleYoung gaming fans ages 9 years old and up can build an iconic Mario Kart track with the LEGO Super Mario Mario Kart4 mar...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Claw 8 AI+ A2VM 8" 120Hz FHD 1200P Gaming Handheld- Intel Core Ultra 7-258V - Intel Arc - 32GB - 1TB SSD Console - Windows

MSI
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Klipsch - R-800F Reference Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - Black

Klipsch
Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

Handles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...

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Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

Lenovo - Legion 7i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 7 255HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Glacier White

Lenovo
Original price $2,128.99 - Original price $2,128.99
Original price
$2,128.99
$2,128.99 - $2,128.99
Current price $2,128.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,128.99 - Original price $2,128.99
Original price
$2,128.99
$2,128.99 - $2,128.99
Current price $2,128.99

Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Black

Razer
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Razer - Seiren V3 Chroma Condenser USB Microphone - Black

Razer
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Stream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

LG - 48" Class B5 Series OLED AI 4K UHD Smart webOS TV (2025)

LG
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Alpha 8 AI Processor Gen2Alpha 8 AI Processor Gen2 detects what you're watching and automatically improves the picture and sound qualityPerfect Bla...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Next Level Racing - Wheel Stand Lite 2.0 - Black

Next Level Racing
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Quick and easy foldable wheel stand solutionProvides height distance and angle adjustmentIncludes Gaming Chair Cradle to prevent gaming seat from s...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Sony - 77" Class BRAVIA XR8B OLED 4K Google TV

Sony
Original price $2,766.99 - Original price $2,766.99
Original price
$2,766.99
$2,766.99 - $2,766.99
Current price $2,766.99

Pure black OLED contrastOver 8 million self-lit pixels are precisely controlled to produce pure black with high brightness.Powerful TV processingXR...

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Original price $2,766.99 - Original price $2,766.99
Original price
$2,766.99
$2,766.99 - $2,766.99
Current price $2,766.99

Sony - 65" Class BRAVIA XR8B OLED 4K HDR Google TV

Sony
Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

Pure black OLED contrastOver 8 million self-lit pixels are precisely controlled to produce pure black with high brightness.Powerful TV processingXR...

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Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard - Black

Steel Series
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Alienware - AW2725DM 27" IPS LED QHD 180Hz 1ms FreeSync and G-Sync Compatible Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo

Dell
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Essential QHD performance for any gameExplore detailed worlds in high definition with QHD resolution fluid visuals and an iconic new design.Dive in...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Samsung - 9100 PRO 2TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

AMD - Ryzen 5 5500 6-Core - 12 Thread 3.6 GHz (4.2 GHz Max Boost) Socket AM4 Unlocked Desktop Processor - Black

AMD
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Insignia - 40" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds Perfect for PS5 PC - Black

Sony
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo
Original price $3,079.99 - Original price $3,079.99
Original price
$3,079.99
$3,079.99 - $3,079.99
Current price $3,079.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $3,079.99 - Original price $3,079.99
Original price
$3,079.99
$3,079.99 - $3,079.99
Current price $3,079.99

Polk Audio - Monitor XT60 Tower Speaker - Midnight Black

Polk Audio
Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99

High Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT60 offers smoo...

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Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR6 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Thrustmaster - T98 Ferrari 296 GTB Racing Wheel Pedal Set for Playstation 4 Playstation 5 Windows - Black

Thrustmaster
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTB and perfect for all gaming skill levels...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Logitech - Prodigy G213 Full-size Wired Membrane Gaming Keyboard with RGB Backlighting for PC - Black

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech Mech-Dome keysEach key is tuned to enhance the tactile experience delivering ultra-quick responsive feedback while the anti-ghosting gamin...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

55 LCD TV 3840X2160HDMI RS-232C RJ45 WEBOS25

LG Electronics
Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

55 LCD TV 3840X2160HDMI RS-232C RJ45 WEBOS25

Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

8BitDo - Pro 3 Bluetooth Gaming Controller for Nintendo Switch Nintendo Switch 2 PC - Purple

8BitDo
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Multi-platform compatibilityCompatible with Switch 1 and Switch 2 Windows PC Apple SteamOS and Android devices.Swappable magnetic ABXY buttonsEasil...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Acer - Nitro 24.5 LCD FHD 1080P 280Hz 1ms FreeSync Premium Gaming Monitor with HDR (DisplayPort HDMI) - Black

Acer
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Quality VisualsThe KG251Q 24.5" monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

8BitDo - Ultimate 2 Bluetooth Wireless Gaming Controller for Nintendo Switch PC - Black

8BitDo
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

TMR joysticksExperience higher sensitivity greater precision and enhanced durability with cutting-edge TMR joystick technology delivering smoother ...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Silver

Apple
Original price $2,496.99 - Original price $2,496.99
Original price
$2,496.99
$2,496.99 - $2,496.99
Current price $2,496.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,496.99 - Original price $2,496.99
Original price
$2,496.99
$2,496.99 - $2,496.99
Current price $2,496.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Silver

Apple
Original price $1,929.99 - Original price $1,929.99
Original price
$1,929.99
$1,929.99 - $1,929.99
Current price $1,929.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,929.99 - Original price $1,929.99
Original price
$1,929.99
$1,929.99 - $1,929.99
Current price $1,929.99

Meta - Quest 3S 256GB VR Without Wires — Thirty-Three Percent More Memory — 2X Graphical Processing - White

Meta
Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

NO WIRES MORE FUNBreak free from cords. Game play exercise and explore immersive worlds — untethered and without limits.2X GRAPHICAL PROCESSING POW...

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Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black

HP
Original price $893.99 - Original price $893.99
Original price
$893.99
$893.99 - $893.99
Current price $893.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $893.99 - Original price $893.99
Original price
$893.99
$893.99 - $893.99
Current price $893.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.