Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Polk Audio - Monitor XT12 12" 100W Class A/B Amplifier Subwoofer - Midnight Black
Polk AudioA Powerful Upgraded SubwooferFeaturing a long-throw high excursion 12" Dynamically Balanced Woofer powered by a 100W Class A/B Amplifier the Monito...
View full detailsSanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming
SanDiskBoost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...
View full detailsApple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsLG - UltraGear 34" WQHD 240Hz 1ms FreeSync Premium Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort USB-C) - Black
LGUltraGear More Screen. More Speed. More Glory.Outpace the competition with the 34" 219 UltraGear WQHD gaming monito. Experience buttery-smooth 240H...
View full detailsThrustmaster - T98 Ferrari 296 GTB Racing Wheel - Black
ThrustmasterErgonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTB and perfect for all gaming skill levels...
View full detailsApple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsVivitar - 4K (2160) Video Hybrid Optical Zoom Bridge Camera with Lens - Black
Vivitar64 Mega Pixel ResolutionCapture stunning high-resolution images with 64MP offering exceptional clarity and detail for both prints and digital use.7...
View full detailsSamsung - Galaxy Tab A11+ - 11" 256GB - Wi-Fi - Gray
SamsungPower for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...
View full detailsEpson - Home Cinema 3800 4K 3LCD Projector with High Dynamic Range - White
EpsonHigh Dynamic Range (HDR) Creates A More Realistic PictureHDR technology expands the contrast and color range of the pixels on your projector to rev...
View full detailsAPC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black
APC ProductsStandby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...
View full detailsRoku - 65" Class Plus Series 4K QLED Mini-LED Smart RokuTV (2025)
RokuBreathtaking pictureMini-LED backlighting brings out the rich detail on this 65" flat screen 4K TV while the QLED screen and Dolby Vision technolog...
View full detailsLG - 86" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)
LGDynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsInsignia - 32" Class FE Series LED 1080p Full HD Smart Fire TV
Insignia1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...
View full detailsLEGO - Minecraft The Fox Building Toy for Kids 21588
LegoBuilding Toy For KidsThe Fox (21588) LEGO Minecraft building toy lets boys and girls ages 10 years old and up recreate a beloved Minecraft characte...
View full detailsNikon - Z 30 4K Mirrorless Camera 2-Lens Kit with NIKKOR Z DX 16-50mm f/3.5-6.3 VR and NIKKOR Z DX 50-250mm f/4.5-6.3 VR Lenses - Black
NikonNIKKOR Z DX 16-50mm f/3.5-6.3 VR and 50-250mm f/4.5-6.3 VR lenses includedTwo lenses that cover the range from wide-angle to telephoto delivering m...
View full detailsApple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsLEGO - Super Mario Mario Kart Mario Standard Kart 72037
LegoHere We GoSpeed down Rainbow Road with the LEGO Super Mario Mario Kart.Dynamic Display StandPosition Mario at dramatic racing angles to recreate th...
View full detailsAudioQuest - Pearl 48 5' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable
AudioQuest8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...
View full detailsMeta - Quest 3 512GB Virtual Reality Headset Without Wires — Thirty Percent Sharper Resolution — 2X Graphical Processing - White
MetaNEARLY 30 LEAP IN RESOLUTIONExperience every thrill in breathtaking detail with sharp graphics and stunning 4K Infinite Display.NO WIRES MORE FUNBr...
View full detailsPowerA - Wireless Controller for Nintendo Switch Nintendo Switch 2 - Mario Joy
PowerAWorks with Nintendo Switch 2C button not availableWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Sw...
View full detailsPowerA - Enhanced Wireless Controller for Nintendo Switch Nintendo Switch 2 - Color Splash Heroes
PowerAWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...
View full detailsPowerA - Enhanced Wireless Controller for Nintendo Switch Nintendo Switch 2 - Sticker Mania
PowerACode for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...
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Oura - Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Ring 4 up to 8 days - Gray
Oura - Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Ring 4 up to 8 days - Gray
OuraChargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...
View full detailsGarmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black - (2023)
GarminSimple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Yellow
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsTCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black
TCL5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsLenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey
LenovoKeep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...
View full detailsAcer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver
AcerRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsHP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black
HPGet A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsTCL - 65" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsLenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
LenovoRuns ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal
HPAMD Ryzen 5 8400F processorThe AMD Ryzen 8400F processor has high-performance processing power intense graphics capabilities and the first neural p...
View full detailsSony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)
SonyIntelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...
View full detailsRazer - BlackWidow V3 Hyperspeed Phantom Edition 65 Mini Wireless Mechanical Gaming Keyboard with Chroma RGB Backlighting - Black
Razer65 Form FactorIdeal for minimalist or smaller setups where desk space is a premium this compact build retains its arrow keys for better functionali...
View full detailsCanon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black
CanonHighly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.