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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $177.99 - Original price $177.99
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$177.99
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Current price $177.99

AOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 180Hz 0.5ms Freesync HDR10 - Black

AOC

180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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Original price $177.99 - Original price $177.99
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Current price $177.99
Original price $327.99 - Original price $327.99
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$327.99
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LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black

LG

Work Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...

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Original price $327.99 - Original price $327.99
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$327.99
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Original price $94.99 - Original price $94.99
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$94.99
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PowerA - OPS v3 Pro Wireless Controller for PC Cloud Gaming with Lumectra - Black

PowerA

Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99
Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99

Amazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Disney Princess

AMAZON

Responsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...

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Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99
Original price $85.99 - Original price $85.99
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$85.99
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Amazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Hello Teal

AMAZON

Long Lasting BatteryFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...

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Original price $85.99 - Original price $85.99
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$85.99
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Original price $25.99 - Original price $25.99
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$25.99
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NEXT - Extra Long 9' Play + Charge Cable For PlayStation 4 - Black

NEXT

Freedom and flexibility9 foot cable length gives you plenty of space to charge while you gameUSB Type A to Micro USB cable connectionUSB Type A to ...

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Original price $25.99 - Original price $25.99
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Current price $25.99
Original price $668.99 - Original price $668.99
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Current price $668.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $668.99 - Original price $668.99
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Current price $668.99
Original price $1,595.99 - Original price $1,595.99
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Current price $1,595.99

Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $1,595.99 - Original price $1,595.99
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Original price $226.99 - Original price $226.99
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Current price $226.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $226.99 - Original price $226.99
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Current price $226.99
Original price $623.99 - Original price $623.99
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$623.99
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Current price $623.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $623.99 - Original price $623.99
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Original price $512.99 - Original price $512.99
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$512.99
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Current price $512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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$512.99
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Original price $512.99 - Original price $512.99
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$512.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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Original price $791.99 - Original price $791.99
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Current price $791.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $791.99 - Original price $791.99
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$791.99
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Current price $791.99
Original price $679.99 - Original price $679.99
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Current price $679.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $679.99 - Original price $679.99
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$679.99
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Current price $679.99
Original price $23.99 - Original price $23.99
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$23.99
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Disney - Lorcana Ursula’s Return - Card Sleeve (Snow White)

Lorcana

Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Snow White - Well Wisher by Javi Salas. ...

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Original price $23.99 - Original price $23.99
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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99

Oura Ring 4 Charger - Size 9 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99
Original price $24.99 - Original price $24.99
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$24.99
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Current price $24.99

Insignia - Premium Mouse Pad with Wrist Rest - Black

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
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$24.99
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Current price $24.99
Original price $699.99 - Original price $699.99
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$699.99
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Current price $699.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $699.99 - Original price $699.99
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Current price $699.99
Original price $841.99 - Original price $841.99
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Current price $841.99

Sonos - Sub 4 Wireless Subwoofer - Black

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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Original price $841.99 - Original price $841.99
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Current price $841.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

Razer - Basilisk V3 Optical Gaming Mouse with HyperScroll Tilt Wheel - Wired - Black

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $917.99 - Original price $917.99
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Current price $917.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $917.99 - Original price $917.99
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$917.99
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Current price $917.99
Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99

HyperX - Alloy Rise 75 Wireless Mechanical Gaming Keyboard with RGB Lighting and Hot-Swappable Switches - Black

HyperX

Up to 1500 hours of battery lifeBask in up to 80 hours of electrifying gameplay with backlighting on or p ush your endurance up to 1500 hours with ...

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Original price $161.99 - Original price $161.99
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Current price $161.99
Original price $1,143.99 - Original price $1,143.99
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Current price $1,143.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

View full details
Original price $1,143.99 - Original price $1,143.99
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$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99
Original price $1,785.99 - Original price $1,785.99
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Current price $1,785.99

HP - OmniBook Ultra Flip - Copilot+ PC - 14" 3K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Grey

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall185; search across time to find the content ...

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Original price $1,785.99 - Original price $1,785.99
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$1,785.99
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Current price $1,785.99
Original price $24.99 - Original price $24.99
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$24.99
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Current price $24.99

Insignia - Premium Mouse Pad with Wrist Rest - Natural

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99
Original price $270.99 - Original price $270.99
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$270.99
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Current price $270.99

TCL - 50" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99
Original price $24.99 - Original price $24.99
Original price
$24.99
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Current price $24.99

Insignia - Premium Mouse Pad with Wrist Rest - Pink

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99
Original price $161.99 - Original price $161.99
Original price
$161.99
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Current price $161.99

ASUS - ROG Strix Scope II 96 Full Size Wireless Mechanical Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS

96 LayoutRetains all function and number keys in a more compact and efficient layout that frees up desk space with a form factor that is only 1 cm ...

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Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99
Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99

Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Purple

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

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Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99
Original price $20.99 - Original price $20.99
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$20.99
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Current price $20.99

Disney - Lorcana Ursula’s Return - Deck Box (Genie)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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$20.99
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Current price $20.99
Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99

NEXT - Side Dock Charging Station for Xbox Series S - White

NEXT

Simultaneous chargingCharge 2 battery packs at the same timeCharge indicatorsView charging status at a glance via LED indicatorsEasy slide in desig...

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Original price $34.99 - Original price $34.99
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$34.99
$34.99 - $34.99
Current price $34.99
Original price $877.99 - Original price $877.99
Original price
$877.99
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Current price $877.99

TCL - 85" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

View full details
Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Oura Ring 4 Charger - Size 7 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

View full details
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99
Original price $391.99 - Original price $391.99
Original price
$391.99
$391.99 - $391.99
Current price $391.99

Samsung - 990 EVO PLUS SSD 4TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

View full details
Original price $391.99 - Original price $391.99
Original price
$391.99
$391.99 - $391.99
Current price $391.99
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Razer - BlackWidow V4 Mini 65 HyperSpeed Wireless Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer

Top-Class Connectivity with Razer HyperSpeed Wireless and Bluetooth 5.0Experience lag-free gaming and instant response with our industry-leading 2....

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Oura Ring 4 Charger - Size 8 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

View full details
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.