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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Polk Audio - Monitor XT12 12" 100W Class A/B Amplifier Subwoofer - Midnight Black

Polk Audio
Original price $438.99 - Original price $438.99
Original price
$438.99
$438.99 - $438.99
Current price $438.99

A Powerful Upgraded SubwooferFeaturing a long-throw high excursion 12" Dynamically Balanced Woofer powered by a 100W Class A/B Amplifier the Monito...

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Original price $438.99 - Original price $438.99
Original price
$438.99
$438.99 - $438.99
Current price $438.99

SanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming

SanDisk
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)

Apple
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

LG - UltraGear 34" WQHD 240Hz 1ms FreeSync Premium Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort USB-C) - Black

LG
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

UltraGear More Screen. More Speed. More Glory.Outpace the competition with the 34" 219 UltraGear WQHD gaming monito. Experience buttery-smooth 240H...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Thrustmaster - T98 Ferrari 296 GTB Racing Wheel - Black

Thrustmaster
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTB and perfect for all gaming skill levels...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Apple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Vivitar - 4K (2160) Video Hybrid Optical Zoom Bridge Camera with Lens - Black

Vivitar
Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

64 Mega Pixel ResolutionCapture stunning high-resolution images with 64MP offering exceptional clarity and detail for both prints and digital use.7...

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Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

Samsung - Galaxy Tab A11+ - 11" 256GB - Wi-Fi - Gray

Samsung
Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

Power for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...

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Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

Epson - Home Cinema 3800 4K 3LCD Projector with High Dynamic Range - White

Epson
Original price $1,572.99 - Original price $1,572.99
Original price
$1,572.99
$1,572.99 - $1,572.99
Current price $1,572.99

High Dynamic Range (HDR) Creates A More Realistic PictureHDR technology expands the contrast and color range of the pixels on your projector to rev...

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Original price $1,572.99 - Original price $1,572.99
Original price
$1,572.99
$1,572.99 - $1,572.99
Current price $1,572.99

APC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black

APC Products
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Roku - 65" Class Plus Series 4K QLED Mini-LED Smart RokuTV (2025)

Roku
Original price $695.99 - Original price $695.99
Original price
$695.99
$695.99 - $695.99
Current price $695.99

Breathtaking pictureMini-LED backlighting brings out the rich detail on this 65" flat screen 4K TV while the QLED screen and Dolby Vision technolog...

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Original price $695.99 - Original price $695.99
Original price
$695.99
$695.99 - $695.99
Current price $695.99

LG - 86" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG
Original price $1,425.99 - Original price $1,425.99
Original price
$1,425.99
$1,425.99 - $1,425.99
Current price $1,425.99

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $1,425.99 - Original price $1,425.99
Original price
$1,425.99
$1,425.99 - $1,425.99
Current price $1,425.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)

Samsung
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Insignia - 32" Class FE Series LED 1080p Full HD Smart Fire TV

Insignia
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

LEGO - Minecraft The Fox Building Toy for Kids 21588

Lego
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Building Toy For KidsThe Fox (21588) LEGO Minecraft building toy lets boys and girls ages 10 years old and up recreate a beloved Minecraft characte...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Nikon - Z 30 4K Mirrorless Camera 2-Lens Kit with NIKKOR Z DX 16-50mm f/3.5-6.3 VR and NIKKOR Z DX 50-250mm f/4.5-6.3 VR Lenses - Black

Nikon
Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

NIKKOR Z DX 16-50mm f/3.5-6.3 VR and 50-250mm f/4.5-6.3 VR lenses includedTwo lenses that cover the range from wide-angle to telephoto delivering m...

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Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

Apple
Original price $1,591.99 - Original price $1,591.99
Original price
$1,591.99
$1,591.99 - $1,591.99
Current price $1,591.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,591.99 - Original price $1,591.99
Original price
$1,591.99
$1,591.99 - $1,591.99
Current price $1,591.99

LEGO - Super Mario Mario Kart Mario Standard Kart 72037

Lego
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Here We GoSpeed down Rainbow Road with the LEGO Super Mario Mario Kart.Dynamic Display StandPosition Mario at dramatic racing angles to recreate th...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

AudioQuest - Pearl 48 5' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable

AudioQuest
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Meta - Quest 3 512GB Virtual Reality Headset Without Wires — Thirty Percent Sharper Resolution — 2X Graphical Processing - White

Meta
Original price $668.99 - Original price $668.99
Original price
$668.99
$668.99 - $668.99
Current price $668.99

NEARLY 30 LEAP IN RESOLUTIONExperience every thrill in breathtaking detail with sharp graphics and stunning 4K Infinite Display.NO WIRES MORE FUNBr...

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Original price $668.99 - Original price $668.99
Original price
$668.99
$668.99 - $668.99
Current price $668.99

PowerA - Wireless Controller for Nintendo Switch Nintendo Switch 2 - Mario Joy

PowerA
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Works with Nintendo Switch 2C button not availableWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Sw...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

PowerA - Enhanced Wireless Controller for Nintendo Switch Nintendo Switch 2 - Color Splash Heroes

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

PowerA - Enhanced Wireless Controller for Nintendo Switch Nintendo Switch 2 - Sticker Mania

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Oura - Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Ring 4 up to 8 days - Gray

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black - (2023)

Garmin
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Yellow

Apple
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

TCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Lenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey

Lenovo
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...

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Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver

Acer
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
Original price $4,194.99 - Original price $4,194.99
Original price
$4,194.99
$4,194.99 - $4,194.99
Current price $4,194.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $4,194.99 - Original price $4,194.99
Original price
$4,194.99
$4,194.99 - $4,194.99
Current price $4,194.99

TCL - 65" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $843.99 - Original price $843.99
Original price
$843.99
$843.99 - $843.99
Current price $843.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $843.99 - Original price $843.99
Original price
$843.99
$843.99 - $843.99
Current price $843.99

Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo
Original price $603.99 - Original price $603.99
Original price
$603.99
$603.99 - $603.99
Current price $603.99

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

View full details
Original price $603.99 - Original price $603.99
Original price
$603.99
$603.99 - $603.99
Current price $603.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP
Original price $2,022.99 - Original price $2,022.99
Original price
$2,022.99
$2,022.99 - $2,022.99
Current price $2,022.99

AMD Ryzen 5 8400F processorThe AMD Ryzen 8400F processor has high-performance processing power intense graphics capabilities and the first neural p...

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Original price $2,022.99 - Original price $2,022.99
Original price
$2,022.99
$2,022.99 - $2,022.99
Current price $2,022.99

Sony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony
Original price $669.99 - Original price $669.99
Original price
$669.99
$669.99 - $669.99
Current price $669.99

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $669.99 - Original price $669.99
Original price
$669.99
$669.99 - $669.99
Current price $669.99

Razer - BlackWidow V3 Hyperspeed Phantom Edition 65 Mini Wireless Mechanical Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

65 Form FactorIdeal for minimalist or smaller setups where desk space is a premium this compact build retains its arrow keys for better functionali...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Canon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black

Canon
Original price $1,409.99 - Original price $1,409.99
Original price
$1,409.99
$1,409.99 - $1,409.99
Current price $1,409.99

Highly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...

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Original price $1,409.99 - Original price $1,409.99
Original price
$1,409.99
$1,409.99 - $1,409.99
Current price $1,409.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.