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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Gray

ASUS
Original price $671.99 - Original price $671.99
Original price
$671.99
$671.99 - $671.99
Current price $671.99

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $671.99 - Original price $671.99
Original price
$671.99
$671.99 - $671.99
Current price $671.99

NETGEAR - Orbi 870 Series BE21000 Tri-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $1,081.99 - Original price $1,081.99
Original price
$1,081.99
$1,081.99 - $1,081.99
Current price $1,081.99

BE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...

View full details
Original price $1,081.99 - Original price $1,081.99
Original price
$1,081.99
$1,081.99 - $1,081.99
Current price $1,081.99

Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam

Lenovo
Original price $1,831.99 - Original price $1,831.99
Original price
$1,831.99
$1,831.99 - $1,831.99
Current price $1,831.99

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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Original price $1,831.99 - Original price $1,831.99
Original price
$1,831.99
$1,831.99 - $1,831.99
Current price $1,831.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI
Original price $2,663.99 - Original price $2,663.99
Original price
$2,663.99
$2,663.99 - $2,663.99
Current price $2,663.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

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Original price $2,663.99 - Original price $2,663.99
Original price
$2,663.99
$2,663.99 - $2,663.99
Current price $2,663.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

TCL - 32" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

View full details
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

TCL - 98" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $2,195.99 - Original price $2,195.99
Original price
$2,195.99
$2,195.99 - $2,195.99
Current price $2,195.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $2,195.99 - Original price $2,195.99
Original price
$2,195.99
$2,195.99 - $2,195.99
Current price $2,195.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple
Original price $621.99 - Original price $621.99
Original price
$621.99
$621.99 - $621.99
Current price $621.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $621.99 - Original price $621.99
Original price
$621.99
$621.99 - $621.99
Current price $621.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Glorious - Model O Eternal Lightweight Wired Optical Gaming Mouse with Dual-Zone RGB Lighting - Wired - Matte Black

Glorious
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

55g Ultralight WeightUp to 35 lighter than competitors thanks to our signature honeycomb shell that reduces weight without compromising comfort or ...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

TCL - 40" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

LG - 32" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG
Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 32" QHD (2560x1440) display with IPS technology for vivid and ...

View full details
Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Sony - Alpha 6400 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm Lens - Black

Sony
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Sony E PZ 16-50mm f/3.5-5.6 OSS II lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP
Original price $973.99 - Original price $973.99
Original price
$973.99
$973.99 - $973.99
Current price $973.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $973.99 - Original price $973.99
Original price
$973.99
$973.99 - $973.99
Current price $973.99

GoPro - HERO13 Black Action Camera + HB-Series Lens Collection - Black

GoPro
Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

Best-in-Class 5.3K Video5.3K video delivers breathtaking image quality with 91 more resolution than 4K and an incredible 665 more than 1080p. HERO1...

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Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell
Original price $1,125.99 - Original price $1,125.99
Original price
$1,125.99
$1,125.99 - $1,125.99
Current price $1,125.99

Stunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...

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Original price $1,125.99 - Original price $1,125.99
Original price
$1,125.99
$1,125.99 - $1,125.99
Current price $1,125.99

GoPro - MAX 360 Action Camera - Black

GoPro
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Ultra versatile 360 videoBy capturing 5.6K30 spherical video MAX gives you the freedom to stay in the moment and still get amazing footage. There’...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

TP-Link - Archer BE5000 Dual-Band Wi-Fi 7 Router - Black

TP Link
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

5 Gbps Lightning-Fast SpeedsEnjoy incredible Wi-Fi speeds of up to 5 Gbps — with speeds reaching 4324 Mbps on the 5 GHz band and 688 Mbps on the 2....

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

TCL - 55" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

MSI - Vector 16 HX AI 16" 144Hz FHD+ Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti - 16GB Memory - 1TBSSD - Cosmo Gray

MSI
Original price $2,012.99 - Original price $2,012.99
Original price
$2,012.99
$2,012.99 - $2,012.99
Current price $2,012.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $2,012.99 - Original price $2,012.99
Original price
$2,012.99
$2,012.99 - $2,012.99
Current price $2,012.99

ASUS - TUF Gaming F16 16" FHD+ 165Hz Gaming Laptop - Intel Core i7-14650HX - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Jaeger Gray

ASUS
Original price $1,775.99 - Original price $1,775.99
Original price
$1,775.99
$1,775.99 - $1,775.99
Current price $1,775.99

Windows 11 Home Operating SystemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

View full details
Original price $1,775.99 - Original price $1,775.99
Original price
$1,775.99
$1,775.99 - $1,775.99
Current price $1,775.99

ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 270 - 16GB LPDDR5X - GeForce RTX 5060 - 1TB SSD - Platinum White

ASUS
Original price $2,356.99 - Original price $2,356.99
Original price
$2,356.99
$2,356.99 - $2,356.99
Current price $2,356.99

Make Gaming and Creating Easier with Windows 11 HomeGame create and maximize your productivity—Windows 11 Home is the one place for it all. With ad...

View full details
Original price $2,356.99 - Original price $2,356.99
Original price
$2,356.99
$2,356.99 - $2,356.99
Current price $2,356.99

Dell - Plus - Copilot+ PC - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Midnight Blue

Dell
Original price $1,876.99 - Original price $1,876.99
Original price
$1,876.99
$1,876.99 - $1,876.99
Current price $1,876.99

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

View full details
Original price $1,876.99 - Original price $1,876.99
Original price
$1,876.99
$1,876.99 - $1,876.99
Current price $1,876.99

Insignia - 55" Class QF Series QLED 4K UHD Smart Fire TV

Insignia
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

TCL - 85" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

Nikon - Z5II Mirrorless Camera Body - Black

Nikon
Original price $1,854.99 - Original price $1,854.99
Original price
$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99

Body OnlyLens is sold separately.Full Frame Power24.5MP BSI-CMOS FX-format sensor and EXPEED 7 processing engine unlock high-resolution high-speed ...

View full details
Original price $1,854.99 - Original price $1,854.99
Original price
$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray

MSI
Original price $2,645.99 - Original price $2,645.99
Original price
$2,645.99
$2,645.99 - $2,645.99
Current price $2,645.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $2,645.99 - Original price $2,645.99
Original price
$2,645.99
$2,645.99 - $2,645.99
Current price $2,645.99

TP-Link - BE3600 Wi-Fi 7 Range Extender - White

TP Link
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

3.6 Gbps Dual-Band Wi-Fi SpeedsExperience blazing-fast speeds with enhanced performance and boosted capacity thanks to the separate 5 GHz band (288...

View full details
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Insignia - 43" Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 350 - 16GB Memory - 1TB SSD - Seashell

Lenovo
Original price $1,199.99 - Original price $1,199.99
Original price
$1,199.99
$1,199.99 - $1,199.99
Current price $1,199.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $1,199.99 - Original price $1,199.99
Original price
$1,199.99
$1,199.99 - $1,199.99
Current price $1,199.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $1,556.99 - Original price $1,556.99
Original price
$1,556.99
$1,556.99 - $1,556.99
Current price $1,556.99

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

View full details
Original price $1,556.99 - Original price $1,556.99
Original price
$1,556.99
$1,556.99 - $1,556.99
Current price $1,556.99

NETGEAR - Nighthawk AX1800 Dual-Band Wi-Fi Router - Black

NETGEAR
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

AX1800 Dual-band Wi-Fi routerFast AX1800 Gigabit speed with WiFi 6 technology for uninterrupted streaming HD video gaming and web conferencing. Bac...

View full details
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.