Skip to content
FREE DELIVERY
FREE DELIVERY

Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP
Original price $1,416.99 - Original price $1,416.99
Original price
$1,416.99
$1,416.99 - $1,416.99
Current price $1,416.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,416.99 - Original price $1,416.99
Original price
$1,416.99
$1,416.99 - $1,416.99
Current price $1,416.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey

Lenovo
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Light Portable8.7 HD+ (1390 x 800) Compact size easily fit into your jacket pocket purse and your bag. Weighting about 320g; light enough to hold c...

View full details
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - Black

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Nebula

AMAZON
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

View full details
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Razer - BlackWidow V4 X Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - White

Razer
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Magenta

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Meta - Quest 3 Silicone Facial Interface - Black

Meta
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

View full details
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP
Original price $1,052.99 - Original price $1,052.99
Original price
$1,052.99
$1,052.99 - $1,052.99
Current price $1,052.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $1,052.99 - Original price $1,052.99
Original price
$1,052.99
$1,052.99 - $1,052.99
Current price $1,052.99

NETGEAR - Nighthawk BE19000 Tri-band Wi-Fi Router - Black

NETGEAR
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

BE19000 tri-band Wi-Fi routerUnlock the next generation of highly interactive gaming 4K/8K streaming UHD videoconferencing and AR/VR entertainment ...

View full details
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple
Original price $620.99 - Original price $620.99
Original price
$620.99
$620.99 - $620.99
Current price $620.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $620.99 - Original price $620.99
Original price
$620.99
$620.99 - $620.99
Current price $620.99

Barbie Project Friendship - Nintendo Switch

Outright Games
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Play as BarbiePlay as Barbie and Barbie as you work together with friends and family to complete challenges and quests to help the community.Explor...

View full details
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS
Original price $2,233.99 - Original price $2,233.99
Original price
$2,233.99
$2,233.99 - $2,233.99
Current price $2,233.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $2,233.99 - Original price $2,233.99
Original price
$2,233.99
$2,233.99 - $2,233.99
Current price $2,233.99

Samsung - T5 EVO Portable SSD 8TB Up to 460MB/s USB 3.2 Gen 1 Ideal use for Gamers Creators - Black

Samsung
Original price $1,302.99 - Original price $1,302.99
Original price
$1,302.99
$1,302.99 - $1,302.99
Current price $1,302.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

View full details
Original price $1,302.99 - Original price $1,302.99
Original price
$1,302.99
$1,302.99 - $1,302.99
Current price $1,302.99

Rocketfish - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 26" - Black

Rocketfish
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Compatible with most 42"90" TVsHolds up to 125 lbs. for sturdy support.Narrow 2.7" profileFits close to the wall for a discreet look.Extending arms...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

NEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Extra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...

View full details
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

NETGEAR - Orbi 970 Series BE27000 Quad-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

BE27000 quad-band mesh Wi-Fi router and two satellitesOrbi 970 Series with Wi-Fi 7 unleashes speeds up to 27Gbps for unparalleled performance and c...

View full details
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

View full details
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Sticker Mania

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - FaZe Clan Limited Edition

Steel Series
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

FaZe Clan EditionDominate the battlefield just like FaZe with their favorite gaming mouse while repping their colors. With gear endorsed by them be...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Razer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black

Razer
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Fully Loaded 6-Port DesignGo beyond normal handheld gaming. Play on the big screen with HDMI 2.0 add more controllers or devices with three USB A p...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Ultra PRO - 3" x 4" Regular Toploaders Card Sleeves 100-Count Retail Pack

Ultra Pro
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Protect your valuable trading cardsWith the original Ultra PRO toploaders and "penny sleeves".Standard sizingBoth sleeves and toploaders are sized ...

View full details
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Razer - Firefly V2 Pro Gaming Mouse Pad with Chroma RGB Lighting - Black

Razer
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Edge-to-Edge Backlit Design for maximum illuminationMade for hardcore RGB enthusiasts the mat’s frosted surface catches and amplifies the glow of i...

View full details
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

Insignia
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

View full details
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - White

Steel Series
Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

View full details
Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung
Original price $2,670.99 - Original price $2,670.99
Original price
$2,670.99
$2,670.99 - $2,670.99
Current price $2,670.99

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

View full details
Original price $2,670.99 - Original price $2,670.99
Original price
$2,670.99
$2,670.99 - $2,670.99
Current price $2,670.99

CORSAIR - K70 CORE RGB Mechanical Gaming Keyboard - Gray

Corsair
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Magnificent mechanical keyboard experiencePre-lubricated CORSAIR Red linear mechanical switches deliver smooth responsive keystrokes enhanced by tw...

View full details
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Ultra PRO - 35-Point Magnetic UV One-Touch Retail 5-Pack

Ultra Pro
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Value PackContains five (5) authentic Ultra PRO one-touch magnetic trading card holders.Standard SizingSized to fit standard size (2.5" x 3.5") spo...

View full details
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

JBL - PartyBox Stage 320 Portable Wireless Party Speaker - 2024 - Black

JBL
Original price $590.99 - Original price $590.99
Original price
$590.99
$590.99 - $590.99
Current price $590.99

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

View full details
Original price $590.99 - Original price $590.99
Original price
$590.99
$590.99 - $590.99
Current price $590.99

JBL - PartyBox Club 120 Portable Wireless Party Speaker - 2024 - Black

JBL
Original price $335.99 - Original price $335.99
Original price
$335.99
$335.99 - $335.99
Current price $335.99

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

View full details
Original price $335.99 - Original price $335.99
Original price
$335.99
$335.99 - $335.99
Current price $335.99

Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

View full details
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

TP-Link - BE15000 Tri-Band Wi-Fi 7 Router - Black

TP Link
Original price $419.99 - Original price $419.99
Original price
$419.99
$419.99 - $419.99
Current price $419.99

Latest Wi-Fi 7 Technology 3x FasterHarness the complete power of the 6GHz spectrum wide 320MHz channels and 4K-QAM to achieve speeds up to 3x faste...

View full details
Original price $419.99 - Original price $419.99
Original price
$419.99
$419.99 - $419.99
Current price $419.99

Canon - EOS R8 4K Video Mirrorless Camera (Body Only) - Black

Canon
Original price $1,613.99 - Original price $1,613.99
Original price
$1,613.99
$1,613.99 - $1,613.99
Current price $1,613.99

24.2- Megapixel Full Frame CMOS SensorThe EOS R8 camera captures stunning detailed images with speed and accuracy even in low light due to the Cano...

View full details
Original price $1,613.99 - Original price $1,613.99
Original price
$1,613.99
$1,613.99 - $1,613.99
Current price $1,613.99

Snaptain - K30 Mini 720P HD Camera Drone with Colorful Lighting and Remote Controller - White

Snaptain
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

720P HD cameraThe K30 has a 720P high-definition camera that allows you to see real-time flight footage helping you capture beautiful moments durin...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.