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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Oura Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

PowerA - Wired Controller for Xbox Series XS - Black

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung
Original price $2,513.99 - Original price $2,513.99
Original price
$2,513.99
$2,513.99 - $2,513.99
Current price $2,513.99

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $2,513.99 - Original price $2,513.99
Original price
$2,513.99
$2,513.99 - $2,513.99
Current price $2,513.99

JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

JBL
Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

Disney - Lorcana Deck Box (Tiana)

Lorcana
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Disney - Lorcana Ursula’s Return - Deck Box (Snow White)

Lorcana
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5070 Ti - 1TB - Platinum White

ASUS
Original price $2,816.99 - Original price $2,816.99
Original price
$2,816.99
$2,816.99 - $2,816.99
Current price $2,816.99

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,816.99 - Original price $2,816.99
Original price
$2,816.99
$2,816.99 - $2,816.99
Current price $2,816.99

GoPro - HERO Action Camera - Black

GoPro
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Ultra compact designWith 35 less volume and 44 less mass than HERO12 Black HERO is small and light enough to follow you on any adventure. Carry it ...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Alienware - AW725H Tri Mode Wireless Over-the-Ear Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Razer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Designed for Xbox Series XS PC - Black

Razer
Original price $231.99 - Original price $231.99
Original price
$231.99
$231.99 - $231.99
Current price $231.99

4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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Original price $231.99 - Original price $231.99
Original price
$231.99
$231.99 - $231.99
Current price $231.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB - 1TB - Luna Grey

Lenovo
Original price $1,634.99 - Original price $1,634.99
Original price
$1,634.99
$1,634.99 - $1,634.99
Current price $1,634.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,634.99 - Original price $1,634.99
Original price
$1,634.99
$1,634.99 - $1,634.99
Current price $1,634.99

LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black

LG
Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

Work Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...

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Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple
Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
Original price $738.99 - Original price $738.99
Original price
$738.99
$738.99 - $738.99
Current price $738.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $738.99 - Original price $738.99
Original price
$738.99
$738.99 - $738.99
Current price $738.99

Oura Ring 4 Charger - Size 9 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

View full details
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Insignia - Premium Mouse Pad with Wrist Rest - Black

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

Apple
Original price $753.99 - Original price $753.99
Original price
$753.99
$753.99 - $753.99
Current price $753.99

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $753.99 - Original price $753.99
Original price
$753.99
$753.99 - $753.99
Current price $753.99

Insignia - Premium Mouse Pad with Wrist Rest - Pink

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

TCL - 85" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL
Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

Oura Ring 4 Charger - Size 7 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

View full details
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Oura Ring 4 Charger - Size 12 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

View full details
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Apple
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

Razer - BlackWidow V4 Pro 75 Wireless Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer
Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

True 4K Hz Wireless Bluetooth 5.1 for seamless response and connectivityExperience a greater level of gaming response powered by Razer HyperSpeed ...

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Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

NEXT - Play + Charge Kit for Xbox Series X S - Black

NEXT
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Gaming freedomPlay where you're most comfortable thanks to a generous 9' foot lengthSave money and the environmentRechargeable battery eliminates t...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

NEXT - Dual Controller Charging Station for Playstation 5 - White

NEXT
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

View full details
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

View full details
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

GIGABYTE - Z790 EAGLE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black

Furrion
Original price $650.99 - Original price $650.99
Original price
$650.99
$650.99 - $650.99
Current price $650.99

MultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...

View full details
Original price $650.99 - Original price $650.99
Original price
$650.99
$650.99 - $650.99
Current price $650.99

Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon
Original price $696.99 - Original price $696.99
Original price
$696.99
$696.99 - $696.99
Current price $696.99

Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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Original price $696.99 - Original price $696.99
Original price
$696.99
$696.99 - $696.99
Current price $696.99

Glorious - Elements Ice Hybrid Glass Cloth Gaming Mouse Pad (Large) - Black

Glorious
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Glass-Infused surfaceHit every shot with nearly 100 uniform X/Y action.Durable QualityRe¿ective laminated coating holds up over time and resists cr...

View full details
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Klipsch - Reference 4" 35W 2-Way Powered Speakers (Pair) - Black

Klipsch
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Frequency Response60Hz - 20kHzPlays well with othersConnect via Bluetooth for muisc streaming phono (with ground screw terminal) for turntables plu...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Razer - Basilisk V3 X HyperSpeed Optical Gaming Mouse with 9 Customizable Controls - Wireless - Black

Razer
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Iconic Ergonomic Form with 9 Customizable ControlsFavored by millions worldwide the mouse’s signature shape perfectly supports different grips whil...

View full details
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.