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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Samsung - BEFX-H Series Business Pro TV 65"

Samsung
Original price $942.99 - Original price $942.99
Original price
$942.99
$942.99 - $942.99
Current price $942.99

Samsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp ultra-realistic imagesBetter Con...

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Original price $942.99 - Original price $942.99
Original price
$942.99
$942.99 - $942.99
Current price $942.99

Pioneer - 70 Inch Class LED 4K UHD Smart ROKU TV

Pioneer
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

View full details
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Pioneer - 55-inch Class LED 2160p 4K UHD Smart Roku TV

Pioneer
Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - Black

Steel Series
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

85 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44 000 DPI - Wireless - Black

Logitech
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

TCL - 58" Class S5 Series 4K UHD HDR LED Smart Fire TV (2025)

TCL
Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

Insignia - 75 Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

Yamaha - 200W 2-Ch. Stereo Receiver - Black

Yamaha
Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...

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Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWideband Mic RGB 70HR Battery For PC Switch PS5 Black

ASUS
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWi...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Polk Audio - Signature Elite Series 8 100W Powered Subwoofer - Black

Polk Audio
Original price $485.99 - Original price $485.99
Original price
$485.99
$485.99 - $485.99
Current price $485.99

Powerful Bass Small FootprintThe Polk Audio Signature Elite ES8 Subwoofer with its high-excursion 8 woofer is designed to enhance compact home thea...

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Original price $485.99 - Original price $485.99
Original price
$485.99
$485.99 - $485.99
Current price $485.99

Canon - EOS R100 4K Video Mirrorless Camera (Body Only) - Black

Canon
Original price $485.99 - Original price $485.99
Original price
$485.99
$485.99 - $485.99
Current price $485.99

24.1 Megapixel (APS-C) CMOS SensorThe EOS R100 is equipped with a 24.1-megapixel CMOS (APS-C) image sensor DIGIC 8 Image Processor. With a signifi...

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Original price $485.99 - Original price $485.99
Original price
$485.99
$485.99 - $485.99
Current price $485.99

RCA Commercial TV - RCA 32" HDTV Hospitality LED TV with Premium Sound

RCA Commercial TV
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Volume LimiterDolby Digital DecoderPremium Sound

Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - Galaxy Tab S11 - 11" 256GB - Wi-Fi -with S-Pen - Gray

Samsung
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

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Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Canon - EOS R50 V 4K Video Mirrorless Camera with RF-S14-30mm F4-6.3 IS STM PZ Lens - Black

Canon
Original price $901.99 - Original price $901.99
Original price
$901.99
$901.99 - $901.99
Current price $901.99

UI designed for the creatorThe EOS R50 V was designed through creator feedback to solve many of the pain points of creators. Its’ exterior was com...

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Original price $901.99 - Original price $901.99
Original price
$901.99
$901.99 - $901.99
Current price $901.99

Lenovo - Chromebook Plus 14" OLED 2K Touchscreen Laptop - MediaTek Kompanio Ultra - 16GB Memory - 256GB UFS - Seashell

Lenovo
Original price $767.99 - Original price $767.99
Original price
$767.99
$767.99 - $767.99
Current price $767.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $767.99 - Original price $767.99
Original price
$767.99
$767.99 - $767.99
Current price $767.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

Logitech G502 Lightspeed Wireless Optical Gaming Mouse RGB Lighting - Wireless - Black

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

HERO 25K sensorNext-gen sensor delivering 25600 DPI class-leading performance accuracy and energy efficiency.Customizable LIGHTSYNC RGB lightingFul...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

ASUS - Vivobook 16 16" FHD+ Laptop - AMD Ryzen 7 with 16GB Memory - 1TB SSD - Indie Black

ASUS
Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...

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Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

Sony - Alpha a6400 Mirrorless Camera (Body Only) - Black

Sony
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

24.2-megapixel APS-C Exmor CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements up to poster-size prints or crop to ...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

GIGABYTE - Radeon RX 9070 XT GAMING OC 16G GDDR6 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $848.99 - Original price $848.99
Original price
$848.99
$848.99 - $848.99
Current price $848.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by Radeon RX 9070 XTVideo Memory16gb gddr6Interface Compatibilitypci express 5.0Amd Radeon Techno...

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Original price $848.99 - Original price $848.99
Original price
$848.99
$848.99 - $848.99
Current price $848.99

iBUYPOWER - Chimera KM7 Full-Size Wired Membrane RGB Keyboard and Optical Mouse Bundle - Black

iBuyPower
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Full-Size104-Key Membrane Switch KeyboardRGBRGB Backlit Keyboard and Mouse compatible with Nexus softwareComfortPalm grip-optimized pseudo-ambidext...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

ASUS - ROG Strix Scope II 96 Full Size Wireless Mechanical Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - Black

ASUS
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Mechanical KeyswitchNo more wearing out Mechanical key switch offers a longer lifespan and higher stability for nonstop gamers and typersSmart Wire...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

LG - 24 Class LED HD Smart TV with webOS (2022)

LG
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

HP - Sprocket 2" x 3" Premium Zink Sticky Backed Photo Paper Bundle - White

HP
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

2" x 3 Zink photo paperHigh-Quality Paper Lets You Print Stunning Professional Photographs from Your HP Sprocket Portable Photo Printer.Zink Zero i...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

LG - 43 Class UA77 Series LED AI 4K UHD Smart webOS TV (2025)

LG
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Seagate - 4TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

Seagate
Original price $468.99 - Original price $468.99
Original price
$468.99
$468.99 - $468.99
Current price $468.99

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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Original price $468.99 - Original price $468.99
Original price
$468.99
$468.99 - $468.99
Current price $468.99

RCA Commercial TV - RCA 43" 4K Hospitality LED TV with Premium Sound Bar

RCA Commercial TV
Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Premium Sound BarDeliver Immersive Crystal-Clear AudioMTI CompatibleSeamlessly Integrates 3rd-Party Set-Top BoxesUSB CloningProgram TVs quickly wi...

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Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Microsoft - Elite Series 2

Microsoft
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Healthcare 14" Healthcare ProIdiom - J14HV840

RCA Commercial TV
Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

Healthcare 14" Healthcare ProIdiom - J14HV840

Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

TCL 85" Q5K Series 4K UHD QLED LED Smart Google TV (2025)

TCL
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

View full details
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Samsung - Odyssey G30D 27" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Black

Steel Series
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

View full details
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.