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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $82.99 - Original price $82.99
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Super Smash Bros. Ultimate - Nintendo Switch

Nintendo of America

New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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Original price $1,164.99 - Original price $1,164.99
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HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 32GB Memory - 1TB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,164.99 - Original price $1,164.99
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Original price $125.99 - Original price $125.99
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$125.99
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Vivitar - 8K Digital Camcorder - Black

Vivitar

Intuitive controlExperience the future of camera control with the 3.0" touch display featuring a 270-degree rotatable design. This intuitive interf...

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Original price $125.99 - Original price $125.99
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Original price $2,001.99 - Original price $2,001.99
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Panasonic - LUMIX S5II Mirrorless Full Frame Camera with 20-60mm F3.5-5.6 L Mount Lens - Black

Panasonic

20-60mm F3.5-5.6 lens is included20-60mm F3.5-5.6 L Mount Interchangeable Lens for LUMIX S Series Mirrorless Full Frame Digital Cameras (S-R2060) i...

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Original price $876.99 - Original price $876.99
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$876.99
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Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

Sony

Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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Original price $876.99 - Original price $876.99
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Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Medium - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $769.99 - Original price $769.99
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Original price $722.99 - Original price $722.99
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Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $722.99 - Original price $722.99
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Original price $2,659.99 - Original price $2,659.99
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Sony - Alpha 7C II Full frame Mirrorless Interchangeable Lens Camera (Body Only) - Silver

Sony

Incredibly compact and lightweight packed with full-frame performanceCompact and lightweight the ¿7C II is the full-frame camera that creators have...

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Original price $2,659.99 - Original price $2,659.99
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Wrap-It Storage - Cable Guides - Black

Wrap-It

Peel and StickFeatures AdhesiveGoing IncognitoDiscreetly hide cords cables and wires.Stay OrganizedUse these adhesive cable management guides for s...

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Original price $1,112.99 - Original price $1,112.99
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LG - UltraGear 32" OLED Dual Mode (4K UHD 240HzFHD 480Hz) 0.03ms NVIDIA G-SYNC AMD Freesync Pro Gaming Monitor (HDMI DP) - White

LG

Dual Mode 4K UHD 240Hz or Full HD 480HzLG UltraGear OLED introduces the World’s First VESA Certified Dual Mode gaming monitor. This innovation allo...

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Original price $1,112.99 - Original price $1,112.99
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Original price $45.99 - Original price $45.99
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$45.99
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Turtle Beach - Recon 50P Wired Gaming Headset for PS5 PS4 PS4 Pro Xbox Series XS Xbox One PC Mobile - Black/Blue

Turtle Beach

Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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Original price $271.99 - Original price $271.99
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Amazon - Fire Max 11 tablet vivid 11" display octa-core processor 4 GB RAM 14-hour battery life 64 GB - Gray

AMAZON

11" Screen11“ screen with 2.4 million pixels (2000 x 1200 resolution) lets you see every detail of your favorite movies TV shows and games. Certifi...

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Original price $271.99 - Original price $271.99
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Original price $772.99 - Original price $772.99
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Panasonic - LUMIX G7 Mirrorless 4K Photo Digital Camera Body with 14-42mm f3.5-5.6 II Lens - DMC-G7KK - Black

Panasonic

LUMIX G VARIO 14-42mm f/3.5-5.6 II ASPH./MEGA O.I.S. lensCapture detailed images in a variety of shooting scenarios. Image stabilization promotes s...

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TCL - Q85H Q Class 7.1.4 Channel Sound Bar with Dolby Atmos Wireless Subwoofer and Wireless Surround Speakers - Black

TCL

7.1.4 Channel Q Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s h...

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Original price $702.99 - Original price $702.99
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Original price $103.99 - Original price $103.99
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$103.99
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Glorious - GMMK 2 Prebuilt 96 Full Size Wired Mechanical Linear Switch Gaming Keyboard with Hotswappable Switches - Black

Glorious

Space-saving designThe compact size of the GMMK 2 ensures it seamlessly fits into any gaming setup freeing up valuable desk space for an uncluttere...

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Original price $103.99 - Original price $103.99
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Original price $46.99 - Original price $46.99
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ZAGG - Glass+ Defense for ASUS ROG Ally 7" Gaming Device - Clear

Zagg Incorporated

Tested 3X StrongerGlass+ Defense screen protection is 3x stronger than traditional glass screen protection.Anti-microbial Treatment Protects the Sc...

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Original price $182.99 - Original price $182.99
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Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $182.99 - Original price $182.99
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Original price $324.99 - Original price $324.99
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Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $324.99 - Original price $324.99
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Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)

Samsung

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $458.99 - Original price $458.99
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Original price $639.99 - Original price $639.99
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Samsung Galaxy Tab Active5- Enterprise Edition- tablet- Android 14- 128 GB- 8"- 3G 4G 5G

Samsung

Samsung Galaxy Tab Active5 - Enterprise Edition - tablet - rugged - Android 14 - 128 GB - 8" TFT (1920 x 1200) - microSD slot - 3G 4G 5G - green

Original price $639.99 - Original price $639.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - White

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $689.99 - Original price $689.99
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TCL - 65" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $689.99 - Original price $689.99
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Original price $339.99 - Original price $339.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - White

Steel Series

Omniplay; Works With Any SystemConnect two systems at once and toggle between Xbox and PC PlayStation Switch or Mac.Simultaneous Bluetooth + 2.4GHz...

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Original price $339.99 - Original price $339.99
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Original price $159.99 - Original price $159.99
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MSI - MAG 255F E20 24" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Metallic Black

MSI

24.5" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 24.5" Full HD (1920 x 1080) screen. Experience vibrant visuals...

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Original price $159.99 - Original price $159.99
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Original price $212.99 - Original price $212.99
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$212.99
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MSI - PRO MP275Q 27" QHD 100Hz 1ms Adaptive Sync Monitor with built-in speaker (DisplayPort HDMI ) - Black

MSI

2560 x 1440 (WQHD) Panel ResolutionEnjoy the extreme fluid gaming and astonishing detail100Hz High Refresh RateExperience smooth gaming with a blaz...

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Original price $212.99 - Original price $212.99
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Original price $154.99 - Original price $154.99
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MSI - MAG 244C 24" VA LCD Curved FHD 180Hz 1ms Adaptive Sync Gaming Monitor with HDR ready (DisplayPort HDMI 250cd) - Black

MSI

24" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 24" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

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Original price $154.99 - Original price $154.99
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Original price $134.99 - Original price $134.99
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$134.99
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Kodak - PIXPRO C1 Digital Camera - Brown

Kodak

13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...

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Original price $134.99 - Original price $134.99
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Original price $635.99 - Original price $635.99
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AudioControl - 12 Single-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure - Black

Stinger

Compatible with select 2007-2021+ Jeep Wrangler vehiclesIncluding 2-door and 4-door JK/JKU and JL/JLU models for a customized fit.12 loaded swing g...

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Original price $635.99 - Original price $635.99
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Original price $417.99 - Original price $417.99
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$417.99
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Insta360 - X3 5.7K 360 Degree Action Camera - Black

Insta360

5.7K 360 captureCapture everything around you with 5.7K 360-degree capture.72MP 360 photo360 photos just got a huge upgrade. Now capture 72 megapix...

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Original price $417.99 - Original price $417.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse for PC - Wireless - Black

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99
Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse for PC - Wireless - White

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99
Original price $47.99 - Original price $47.99
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$47.99
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HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

HyperX

Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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Original price $47.99 - Original price $47.99
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$47.99
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Original price $218.99 - Original price $218.99
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$218.99
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Logitech - G915 X LIGHTSPEED TKL Wireless Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech

TKL keyboard for gamingThe Logitech G915 X LIGHTSPEED TKL compact gaming keyboard offers the latest innovations in gaming tech; sleek design and ne...

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Original price $218.99 - Original price $218.99
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$218.99
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Original price $370.99 - Original price $370.99
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$370.99
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Current price $370.99

ViewSonic VX3418-2K - LED monitor - 34"

ViewSonic

ViewSonic VX3418-2K - LED monitor - gaming - 34" - 3440 x 1440 UWQHD 165 Hz - MVA - 300 cd/m² - 40001 - 1 ms - 2xHDMI DisplayPort

Original price $370.99 - Original price $370.99
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$370.99
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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

Logitech - G515 TKL Wired Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - Black

Logitech

Compact gaming keyboardThe Logitech G515 TKL wired mechanical gaming keyboard offers a slim profile and tenkeyless designSmooth precise typing expe...

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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99
Original price $1,024.99 - Original price $1,024.99
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$1,024.99
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Current price $1,024.99

LG - UltraGear 45" OLED QHD 240Hz 0.03ms G-Sync/FreeSync Premium Pro Smart Gaming Monitor with DisplayHDR 400 TRUE - Black

LG

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe huge 45 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pull...

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Original price $1,024.99 - Original price $1,024.99
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Current price $1,024.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.