Skip to content
FREE DELIVERY
FREE DELIVERY

Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

View full details
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

Samsung
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Razer - Ornata V3 X Full-Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Low-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Silen...

View full details
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

NETGEAR
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...

View full details
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

AMD
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

View full details
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Best Buy essentials - USB-C to HDMI Adapter - White

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Male USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...

View full details
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

View full details
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

View full details
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Insignia - HDMI to VGA Adapter - Cool gray

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

View full details
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

Steel Series
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

View full details
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

View full details
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

AC Adapter for Nintendo Switch - Black

Nintendo
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

View full details
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

TP Link
Original price $409.99 - Original price $409.99
Original price
$409.99
$409.99 - $409.99
Current price $409.99

Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

View full details
Original price $409.99 - Original price $409.99
Original price
$409.99
$409.99 - $409.99
Current price $409.99

Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

Logitech
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

The A20 Wireless headset Gen 2 is designed to give you gaming audio freedom on several levels. Its 2.4 GHz signal provides an extended wireless ran...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi and Steam Clean - Stainless Steel

Samsung
Original price $1,043.99 - Original price $1,043.99
Original price
$1,043.99
$1,043.99 - $1,043.99
Current price $1,043.99

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating...

View full details
Original price $1,043.99 - Original price $1,043.99
Original price
$1,043.99
$1,043.99 - $1,043.99
Current price $1,043.99

Philips - Hue Play Gradient Lightstrip 75" - White

Philips
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Take the excitement of surround lighting to the next level with the Philips Hue Play gradient lightstrip. This LED strip flawlessly blends multiple...

View full details
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Seagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

Seagate
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

View full details
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Razer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Mercury

Razer
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

View full details
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

View full details
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

View full details
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Logitech - StreamCam Plus 1080 Webcam for Live Streaming and Content Creation - Graphite

Logitech
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Full HD 1080p at 60 fpsStream and record in full 1080p HD resolution at 60 fps for sharp natural video with smooth motion for creating professional...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

Whirlpool
Original price $1,220.99 - Original price $1,220.99
Original price
$1,220.99
$1,220.99 - $1,220.99
Current price $1,220.99

Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

View full details
Original price $1,220.99 - Original price $1,220.99
Original price
$1,220.99
$1,220.99 - $1,220.99
Current price $1,220.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

Astro Gaming
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

View full details
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

CORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black

Corsair
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Dynamic RGB backlightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

CORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black

Corsair
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Dynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...

View full details
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson
Original price $442.99 - Original price $442.99
Original price
$442.99
$442.99 - $442.99
Current price $442.99

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

View full details
Original price $442.99 - Original price $442.99
Original price
$442.99
$442.99 - $442.99
Current price $442.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

Ring
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Watch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...

View full details
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

RØDE - PSA1+ Microphone Stand

Rode
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

View full details
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

EcoBee
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

View full details
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

NETGEAR - Nighthawk AX6000 Wi-Fi 6 Router with DOCIS 3.1 Cable Modem - Black

NETGEAR
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

Built for Wi-Fi 6 and DOCSIS 3.1Join the new generation of Wi-Fi 6 router with a built-in DOCSIS 3.1 cable modem that delivers blazing-fast multi g...

View full details
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

TP-Link - RE605X AX1800 Wi-Fi 6 Range Extender - White

TP Link
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Boosted WiFi CoverageExtend your router’s signal with RE605X featuring two high-gain antennas that are specifically designed to cover areas with we...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Blue Microphones Yeti - microphone

BLUE MICROPHONES
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

View full details
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Hyperice - Normatec 3 Legs System - Black

Hyperice
Original price $982.99 - Original price $982.99
Original price
$982.99
$982.99 - $982.99
Current price $982.99

Intuitive refreshed designNormatec 3’s refreshed system design features an intuitive interface reduced weight and the ability to unlock next-level ...

View full details
Original price $982.99 - Original price $982.99
Original price
$982.99
$982.99 - $982.99
Current price $982.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.