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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $474.99 - Original price $474.99
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Current price $474.99

Sony - SA-SW3 200W Wireless Subwoofer - Black

Sony

Add deep rich sound to your HT-A9M2/A9000/A8000/A3000/S2000 soundbarThe SA-SW3 subwoofer is designed to pair to HT-A9 Home Theater System and HT-A8...

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Original price $474.99 - Original price $474.99
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Current price $474.99
Original price $272.99 - Original price $272.99
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$272.99
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Current price $272.99

ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

ASUS

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $272.99 - Original price $272.99
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Original price $272.99 - Original price $272.99
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MSI - MAG B650 Tomahawk WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - Black

MSI

Processor CompatibilitySupports AMD(AM5 socket) Ryzen 7000 Series ProcessorsDDR5 memory288DIMMs X 4 with AMD EXPO Intel XMP Memory Module SupportG...

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Original price $272.99 - Original price $272.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Logitech - G920 Driving Force Racing Wheel and Pedals for Xbox Series XS Xbox One PC

Logitech

Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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Original price $359.99 - Original price $359.99
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Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $341.99 - Original price $341.99
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Original price $393.99 - Original price $393.99
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Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

Samsung

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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Original price $393.99 - Original price $393.99
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Original price $53.99 - Original price $53.99
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Razer - Ornata V3 X Full-Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Low-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Silen...

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Original price $53.99 - Original price $53.99
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Original price $510.99 - Original price $510.99
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reMarkable 2 - 10.3 Paper Tablet with Marker Plus - Black

ReMarkable

The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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Original price $510.99 - Original price $510.99
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Original price $568.99 - Original price $568.99
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reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Polymer Weave Book Folio - Gray

ReMarkable

The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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Original price $568.99 - Original price $568.99
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Original price $85.99 - Original price $85.99
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Nomad - Active Leather Strap 44mm - Black

Nomad

Heinen leather from GermanyWaterproof and RuggedCustom HardwareStanless Steel Lugs and BuckleDesigned for Apple Watch 42mm and 44mmWorks with all A...

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Original price $85.99 - Original price $85.99
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Original price $473.99 - Original price $473.99
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Current price $473.99

NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

NETGEAR

Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...

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Original price $473.99 - Original price $473.99
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Original price $456.99 - Original price $456.99
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AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

AMD

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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Original price $456.99 - Original price $456.99
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$456.99
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Original price $359.99 - Original price $359.99
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Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $359.99 - Original price $359.99
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Original price $96.99 - Original price $96.99
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Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

Insignia

Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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Original price $96.99 - Original price $96.99
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Original price $67.99 - Original price $67.99
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j5create - USB-C to HDMI 2.1 8K - Space Gray/Black

J5 Create

This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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Original price $67.99 - Original price $67.99
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Original price $168.99 - Original price $168.99
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TP-Link - Deco X25 AX1800 Dual-Band Whole Home Mesh Wi-Fi 6 System (3-Pack) - White

TP Link

Dual-Band Wi-Fi 6 speedsExperience speeds up to 1800 Mbps perfect for streaming online gaming large downloads video calls and more.Whole-Home cover...

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Original price $168.99 - Original price $168.99
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Original price $273.99 - Original price $273.99
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WD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe

Western Digital

PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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Original price $273.99 - Original price $273.99
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Original price $102.99 - Original price $102.99
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Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $102.99 - Original price $102.99
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Original price $80.99 - Original price $80.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
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Original price $181.99 - Original price $181.99
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SteelSeries Arctis Nova 7P - headset

Steel Series

SteelSeries Arctis Nova 7P - Headset - full size - Bluetooth / 2.4 GHz radio frequency - wireless - white

Original price $181.99 - Original price $181.99
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Original price $104.99 - Original price $104.99
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Pro Wireless Controller for Nintendo Switch - Black

Nintendo

Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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Original price $104.99 - Original price $104.99
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Original price $29.99 - Original price $29.99
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Best Buy essentials - USB-C to Ethernet Adapter - White

Best Buy essentials

USB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

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Original price $29.99 - Original price $29.99
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Original price $29.99 - Original price $29.99
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Best Buy essentials - USB-C to HDMI Adapter - White

Best Buy essentials

Male USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...

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Original price $29.99 - Original price $29.99
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Original price $59.99 - Original price $59.99
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NETGEAR - AC750 Dual-Band Wi-Fi Range Extender

NETGEAR

Compatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...

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Original price $59.99 - Original price $59.99
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Original price $44.99 - Original price $44.99
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REDRAGON - M987-K Lightweight Wired Optical Gaming Mouse with RGB Backlighting - Black

REDRAGON

Ultra-lightweight designThe honeycomb shell design is engineered to decrease weight increase comfort and boost performance.Highly customizableFeatu...

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Original price $44.99 - Original price $44.99
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Original price $44.99 - Original price $44.99
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Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech

Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

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Original price $44.99 - Original price $44.99
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Original price $33.99 - Original price $33.99
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Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech

Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

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Original price $33.99 - Original price $33.99
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Original price $36.99 - Original price $36.99
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CORSAIR - MM300 PRO Gaming Mouse Pad with Premium Spill-Proof Cloth - Extended - Black

Corsair

Spill-Proof and Stain-ResistantLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave Fabri...

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Original price $36.99 - Original price $36.99
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Current price $36.99
Original price $42.99 - Original price $42.99
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Current price $42.99

CORSAIR - MM350 PRO Premium Spill-Proof Cloth Gaming Mouse Pad Extended XL - Black

Corsair

Spill-Proof Stain-Resistant CoatingLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave F...

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Original price $42.99 - Original price $42.99
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Current price $42.99
Original price $34.99 - Original price $34.99
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Insignia - HDMI to VGA Adapter - Cool gray

Insignia

HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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Original price $34.99 - Original price $34.99
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Original price $75.99 - Original price $75.99
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SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

Steel Series

Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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Original price $75.99 - Original price $75.99
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Original price $89.99 - Original price $89.99
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Current price $89.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Black

PowerA

• Wireless freedom using Bluetooth 5.0• Features motion controls and mappable Advanced Gaming Buttons• Ergonomic design with standard button layout...

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Original price $89.99 - Original price $89.99
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Current price $89.99
Original price $27.99 - Original price $27.99
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$27.99
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Current price $27.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

Steel Series

Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

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Original price $27.99 - Original price $27.99
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$27.99
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Original price $54.99 - Original price $54.99
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$54.99
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AC Adapter for Nintendo Switch - Black

Nintendo

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $54.99 - Original price $54.99
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Current price $54.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

j5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock - Space Grey

J5 Create

11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...

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Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99
Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99

Turtle Beach - Recon Controller Wired Controller for Xbox Series X Xbox Series S Xbox One Windows PCs with Remappable Buttons - Black

Turtle Beach

Turtle Beach Audio AdvantageEasy access audio controls only available from Turtle Beach including EQ presets game chat volume mix mic monitoring a...

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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.