Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Glacier Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsASUS - V440 24" FHD Touch-Screen All-in-One - Intel Core i5 - 16GB Memory - 512GB SSD - White
ASUSFull HD Touchscreen DisplayExperience crystal-clear visuals with a 24-inch IPS LCD touchscreen and an anti-glare surface for enhanced clarity and c...
View full detailsHP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTCL - 85" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsHP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 220 2025 - 8GB Memory - 512GB SSD - Meteor Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsAcer - Nitro 27" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black
AcerQuality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning 250nit high quality images wit...
View full detailsLenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
LenovoRuns ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...
View full detailsTCL - 40" Class Q35F Series 1080P FHD QLED Smart TV with Fire TV (2025)
TCL1080P Full HD ResolutionExperience 1080p Full HD resolution.QLED Quantum Dot TechnologyRich vibrant colors bringing images to life.Direct LED Back...
View full detailsRazer - Cynosa Lite Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black
RazerSoft Cushioned KeysEnjoy quiet comfortable keystrokes with gaming-grade membrane switches for smooth and responsive action.Customizable Chroma RGB ...
View full detailsSony - ULT POWER SOUND series ULT MIC Wireless Microphone - Black
SonyPerfect when paired with ULT POWER SOUND series. Add your voice to the mix.With simple wireless connectivity for selected ULT POWER SOUND Series sp...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 15" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 32GB Memory - 1TB SSD - Device Only (11th Ed) - Platinum
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsTCL - 98" Class Q55K Series 4K UHD HDR QLED Smart TV with Google TV (2025)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors coveri...
View full detailsiBUYPOWER - Slate MESH Gaming Desktop PC - AMD Ryzen 9 9900X NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 RGB2TB NVMe - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX 2025 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsTCL - 85" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...
View full detailsHP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 256GB UFS - Device Only - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsMoza Racing - R5 Direct Drive Sim Racing Bundle with 5.5Nm of force for PC - Black
MozaImportantThe hardware platform is PC. Not compatible with Xbox. Operating system Windows 7 or newer.Complete Sim Racing SystemWheel base racing whe...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H w/ AI Boost 2025 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsXbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S
MicrosoftDive into every mission open world game match and more with speeds up to 120 FPS with the best value in gaming.Quick Resume Seamlessly switch betwe...
View full detailsLenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Idea Tab Pro - 12.7" 3K Tablet - 8GB RAM - 256GB UFS - with Tab Pen Plus - Luna Grey
LenovoImmersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...
View full detailsLenovo - Yoga Tab Plus - 12.7" Tablet - 256GB with Keyboard Stand + Pen - Seashell
LenovoStunning Visuals12.7 3K PureSight Pro display with anti-reflection and Dolby Vision.AI Computing PowerQualcomm Snapdragon 8 Gen 3 processor with 20...
View full detailsMinolta - MN4KP1 4K Video 16.0-Megapixel Waterproof Camcorder Bundle - Black
Konica Minolta1.3-inch IPS LCD monitor1.3-inch LCD monitor for clear viewing and easy navigating16.0 MegapixelsCaptures up to 16.0 megapixel still photos that yo...
View full detailsWD - P10 2TB External USB 3.2 Gen 1 Portable Hard Drive - Black
Western DigitalLeave No Game Behind with the WD_BLACK P10 Game DrivePlay games from wherever you are with the portable WD_BLACK P10 Game Drive. This premium exter...
View full detailsBose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Arctic White
BoseImmersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...
View full detailsHP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB SSD - Natural Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsAcer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver
AcerThe Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsSony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)
SonyIntelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.