Skip to content
FREE DELIVERY
FREE DELIVERY

Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

GEEKOM - Mini PC A8 Max With AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Dual LAN Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver

Geekom
Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

Unleash Power with AMD R7 8745HSPowered by the AMD Ryzen7 8745HS(Beats Ryzen 7 H255) processor with 8 cores 16 threads and a boost clock up to 4.9 ...

View full details
Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

CORSAIR - MM Anti-fray Cloth Gaming Mouse Pad - XL - Black

Corsair
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Micro-woven cloth surfaceThe micro-woven surface is optimized for optical sensor tracking and ensures that your mouse movements are easy and fluid....

View full details
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

GEEKOM - A5 Pro Mini PC with AMD Ryzen 5 7530U 16GB DDR4 RAM 512GB NVMe SSD - Silver

Geekom
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Powerful AMD Ryzen 5 7530U ProcessorExperience exceptional performance with the AMD Ryzen 5 7530U processor delivering powerful multi-core performa...

View full details
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

LG - 75 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)

LG Electronics
Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

View full details
Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99

iBUYPOWER - iBUYPOWER-Element SE Gaming Desktop PC-Intel Core i5 14400F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB1TB NVMe SSD - Black

iBuyPower
Original price $1,449.99 - Original price $1,449.99
Original price
$1,449.99
$1,449.99 - $1,449.99
Current price $1,449.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,449.99 - Original price $1,449.99
Original price
$1,449.99
$1,449.99 - $1,449.99
Current price $1,449.99

HyperX - Origins 2 1800 Wired Mechanical Linear Red Switch Gaming Keyboard with RGB Back Lighting - Black

HP
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Easily Change Up Your StyleWhen you want to add a new look to your desk there’s no need to buy a new board. Origins 2 uses a simple 8-screw assembl...

View full details
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

ASUS - ProArt PX13 13.3" 3K OLED Touchscreen 2-in-1 - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Create Faster on a Windows 11 Home Copilot+ PCCopilot+ on Windows 11 Home brings AI into your creative flow. Quickly find clips get smart summaries...

View full details
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Dell - 27" 2K IPS Touchscreen All-in-One - Intel Core Ultra 7 355 2026 - 16GB Memory - 1TB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,581.99 - Original price $1,581.99
Original price
$1,581.99
$1,581.99 - $1,581.99
Current price $1,581.99

Capture and display brilliantlyExperience crisp immersive visuals on a 27" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

View full details
Original price $1,581.99 - Original price $1,581.99
Original price
$1,581.99
$1,581.99 - $1,581.99
Current price $1,581.99

Samsung - Q-Series Soundbar HW-Q800H/ZA 5.1.2 ch with Subwoofer (2026) - Black

Samsung
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

True 5.1.2 Ch SoundFeel more fully immersed with sound that comes from all around you powered by 5.1.2 channels of sound including side and top fir...

View full details
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

ASUS - Zenbook A16 16" 3K OLED Touchscreen Laptop - Snapdragon X2 Elite Extreme 2026 - 48GB RAM - 1TB SSD - Copilot+ PC - Zabriskie Beige

ASUS
Original price $1,852.99 - Original price $1,852.99
Original price
$1,852.99
$1,852.99 - $1,852.99
Current price $1,852.99

Copilot+ PC on Windows 11 ProAs a Copilot+ PC on Windows 11 Pro Zenbook A16 delivers 80 NPU TOPS of on-device AI powering faster searches instant f...

View full details
Original price $1,852.99 - Original price $1,852.99
Original price
$1,852.99
$1,852.99 - $1,852.99
Current price $1,852.99

Hisense - 55" Class UR8 RGB Mini-LED Series UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $1,435.99 - Original price $1,435.99
Original price
$1,435.99
$1,435.99 - $1,435.99
Current price $1,435.99

RGB MiniLED - Natural and Real ColorUR8's RGB MiniLED powered by Chromagic display technology builds color differently-using red green and blue lig...

View full details
Original price $1,435.99 - Original price $1,435.99
Original price
$1,435.99
$1,435.99 - $1,435.99
Current price $1,435.99

Roku - 32" Class Select Series HD (720p) LED Smart RokuTV (2026)

Roku
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

View full details
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Sony - 100" class BRAVIA 3 II 4K HDR LED Google TV with Gemini (2026)

Sony
Original price $3,529.99 - Original price $3,529.99
Original price
$3,529.99
$3,529.99 - $3,529.99
Current price $3,529.99

Big screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...

View full details
Original price $3,529.99 - Original price $3,529.99
Original price
$3,529.99
$3,529.99 - $3,529.99
Current price $3,529.99

ASUS - CX14 14" FHD Chromebook Plus Laptop with Google AI - Intel Core 3 - 8GB Memory - 128GB eMMC - Hunter Green

ASUS
Original price $607.99 - Original price $607.99
Original price
$607.99
$607.99 - $607.99
Current price $607.99

The best of Google in a laptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

View full details
Original price $607.99 - Original price $607.99
Original price
$607.99
$607.99 - $607.99
Current price $607.99

Roku - 43" Class Select Series 4K LED Smart RokuTV (2026)

Roku
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

View full details
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Acer - KA272 P6bi 27 IPS LED Full HD AMD FreeSync Monitor - Up to 144Hz 1ms (HDMI VGA) - Black

Acer
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

View full details
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

HP
Original price $1,496.99 - Original price $1,496.99
Original price
$1,496.99
$1,496.99 - $1,496.99
Current price $1,496.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,496.99 - Original price $1,496.99
Original price
$1,496.99
$1,496.99 - $1,496.99
Current price $1,496.99

Samsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

View full details
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $1,201.99 - Original price $1,201.99
Original price
$1,201.99
$1,201.99 - $1,201.99
Current price $1,201.99

14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,201.99 - Original price $1,201.99
Original price
$1,201.99
$1,201.99 - $1,201.99
Current price $1,201.99

Hisense - 100" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $2,723.99 - Original price $2,723.99
Original price
$2,723.99
$2,723.99 - $2,723.99
Current price $2,723.99

Hi-QLED MiniLEDStriking contrast and vivid lifelike color put every scene in a new light. Whether it's a sunny landscape or a candlelit drama the p...

View full details
Original price $2,723.99 - Original price $2,723.99
Original price
$2,723.99
$2,723.99 - $2,723.99
Current price $2,723.99

Hisense - 100" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $2,002.99 - Original price $2,002.99
Original price
$2,002.99
$2,002.99 - $2,002.99
Current price $2,002.99

Hi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...

View full details
Original price $2,002.99 - Original price $2,002.99
Original price
$2,002.99
$2,002.99 - $2,002.99
Current price $2,002.99

Hisense - 85" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Hi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...

View full details
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Samsung - 55" Class S85H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

OLED HDRElevate your entertainment with more clarity in every pixel and see every moment come to life in your favorite shows and movies. Reveal hid...

View full details
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

HP - OmniBook X Flip 2-in-1 - 16" 2K Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

ASUS - ROG Strix 27" Dual Mode (4K 160Hz FHD 324Hz) IPS 1ms Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $378.99 - Original price $378.99
Original price
$378.99
$378.99 - $378.99
Current price $378.99

27-inch 4K (3840 x 2160) Gaming MonitorVersatile dual mode (4K at 160 Hz or FHD at 324 Hz)ASUS Fast IPS TechnologyEnables a 0.3ms response time (mi...

View full details
Original price $378.99 - Original price $378.99
Original price
$378.99
$378.99 - $378.99
Current price $378.99

TCL - 85" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $2,235.99 - Original price $2,235.99
Original price
$2,235.99
$2,235.99 - $2,235.99
Current price $2,235.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $2,235.99 - Original price $2,235.99
Original price
$2,235.99
$2,235.99 - $2,235.99
Current price $2,235.99

HP - OmniDesk Slim Desktop - Intel Core i5-14400 - 8GB DDR5 Memory - 512GB SSD - Meteor Silver

HP
Original price $967.99 - Original price $967.99
Original price
$967.99
$967.99 - $967.99
Current price $967.99

Intel Core i5-14400 processorThe performance you need to connect learn and play. Intel Core performance and graphics help you navigate and collabor...

View full details
Original price $967.99 - Original price $967.99
Original price
$967.99
$967.99 - $967.99
Current price $967.99

HP - OmniDesk Slim Desktop - Intel Processor 300 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Intel Processor 300Boost your productivity with an Intel Core Processor featuring a performance hybrid architecture that makes it easy to game stre...

View full details
Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Sony - BRAVIA Theater Bar 7 with 9 speakers Dolby Atmos/DTSX compatible - Black

Sony
Original price $899.99 - Original price $899.99
Original price
$899.99
$899.99 - $899.99
Current price $899.99

Ultimate surround sound with 360 Spatial Sound MappingExperience the ultimate in home surround sound with technology that creates 5 phantom speaker...

View full details
Original price $899.99 - Original price $899.99
Original price
$899.99
$899.99 - $899.99
Current price $899.99

Hisense - 75" Class UR8 Series RGB MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $2,551.99 - Original price $2,551.99
Original price
$2,551.99
$2,551.99 - $2,551.99
Current price $2,551.99

MiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...

View full details
Original price $2,551.99 - Original price $2,551.99
Original price
$2,551.99
$2,551.99 - $2,551.99
Current price $2,551.99

Sony - 85" class BRAVIA 3 II 4K HDR LED Google TV with Gemini (2026)

Sony
Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

Big screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...

View full details
Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

LG - 43" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $377.99 - Original price $377.99
Original price
$377.99
$377.99 - $377.99
Current price $377.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

View full details
Original price $377.99 - Original price $377.99
Original price
$377.99
$377.99 - $377.99
Current price $377.99

Lexar - PLAY PRO microSD Express Card 512 GB

Lexar
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Revolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

iBUYPOWER - Slate Gaming Desktop PC - Intel Core i7 14700F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB 1TB NVMe SSD - Black

iBuyPower
Original price $1,560.99 - Original price $1,560.99
Original price
$1,560.99
$1,560.99 - $1,560.99
Current price $1,560.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,560.99 - Original price $1,560.99
Original price
$1,560.99
$1,560.99 - $1,560.99
Current price $1,560.99

TCL - 75" Class QM8L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

SteelSeries - QcK Heavy Gaming Mouse Pad Large - Magenta

Steel Series
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Legendary Micro-woven ClothAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

View full details
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.