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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $1,507.99 - Original price $1,507.99
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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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ASUS - V440 24" FHD Touch-Screen All-in-One - Intel Core i5 - 16GB Memory - 512GB SSD - White

ASUS

Full HD Touchscreen DisplayExperience crystal-clear visuals with a 24-inch IPS LCD touchscreen and an anti-glare surface for enhanced clarity and c...

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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,149.99
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Current price $1,999.99
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TCL - 85" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $2,149.99
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Original price $818.99 - Original price $818.99
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HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 220 2025 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Acer - Nitro 27" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning 250nit high quality images wit...

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Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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TCL - 40" Class Q35F Series 1080P FHD QLED Smart TV with Fire TV (2025)

TCL

1080P Full HD ResolutionExperience 1080p Full HD resolution.QLED Quantum Dot TechnologyRich vibrant colors bringing images to life.Direct LED Back...

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Razer - Cynosa Lite Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Soft Cushioned KeysEnjoy quiet comfortable keystrokes with gaming-grade membrane switches for smooth and responsive action.Customizable Chroma RGB ...

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Sony - ULT POWER SOUND series ULT MIC Wireless Microphone - Black

Sony

Perfect when paired with ULT POWER SOUND series. Add your voice to the mix.With simple wireless connectivity for selected ULT POWER SOUND Series sp...

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Original price $156.99 - Original price $156.99
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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Microsoft - Surface Laptop - Copilot+ PC - 15" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,366.99 - Original price $1,366.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 32GB Memory - 1TB SSD - Device Only (11th Ed) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,811.99 - Original price $1,811.99
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TCL - 98" Class Q55K Series 4K UHD HDR QLED Smart TV with Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors coveri...

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Original price $1,699.99
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Current price $1,579.99
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Original price $2,371.99 - Original price $2,371.99
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iBUYPOWER - Slate MESH Gaming Desktop PC - AMD Ryzen 9 9900X NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 RGB2TB NVMe - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,371.99 - Original price $2,371.99
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Original price $1,370.99 - Original price $1,370.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX 2025 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,370.99 - Original price $1,370.99
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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $2,789.00
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Current price $2,659.99
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Current price $2,659.99

TCL - 85" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,789.00
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Current price $2,659.99
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Original price $2,283.99 - Original price $2,283.99
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HP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,283.99 - Original price $2,283.99
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Original price $1,198.99 - Original price $1,198.99
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HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,198.99 - Original price $1,198.99
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Original price $790.99 - Original price $790.99
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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 256GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $790.99 - Original price $790.99
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$790.99
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Original price $485.99 - Original price $485.99
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Moza Racing - R5 Direct Drive Sim Racing Bundle with 5.5Nm of force for PC - Black

Moza

ImportantThe hardware platform is PC. Not compatible with Xbox. Operating system Windows 7 or newer.Complete Sim Racing SystemWheel base racing whe...

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Original price $485.99 - Original price $485.99
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Original price $1,255.99 - Original price $1,255.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H w/ AI Boost 2025 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,255.99 - Original price $1,255.99
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Original price $474.99 - Original price $474.99
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Xbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S

Microsoft

Dive into every mission open world game match and more with speeds up to 120 FPS with the best value in gaming.Quick Resume Seamlessly switch betwe...

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Original price $474.99 - Original price $474.99
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Original price $1,215.99 - Original price $1,215.99
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Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,215.99 - Original price $1,215.99
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Original price $453.99 - Original price $453.99
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Lenovo - Idea Tab Pro - 12.7" 3K Tablet - 8GB RAM - 256GB UFS - with Tab Pen Plus - Luna Grey

Lenovo

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $453.99 - Original price $453.99
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Original price $812.99 - Original price $812.99
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Lenovo - Yoga Tab Plus - 12.7" Tablet - 256GB with Keyboard Stand + Pen - Seashell

Lenovo

Stunning Visuals12.7 3K PureSight Pro display with anti-reflection and Dolby Vision.AI Computing PowerQualcomm Snapdragon 8 Gen 3 processor with 20...

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Original price $812.99 - Original price $812.99
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Original price $124.99 - Original price $124.99
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$124.99
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Minolta - MN4KP1 4K Video 16.0-Megapixel Waterproof Camcorder Bundle - Black

Konica Minolta

1.3-inch IPS LCD monitor1.3-inch LCD monitor for clear viewing and easy navigating16.0 MegapixelsCaptures up to 16.0 megapixel still photos that yo...

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Original price $107.99 - Original price $107.99
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WD - P10 2TB External USB 3.2 Gen 1 Portable Hard Drive - Black

Western Digital

Leave No Game Behind with the WD_BLACK P10 Game DrivePlay games from wherever you are with the portable WD_BLACK P10 Game Drive. This premium exter...

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Original price $107.99 - Original price $107.99
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Original price $1,164.99 - Original price $1,164.99
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Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Arctic White

Bose

Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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Original price $777.99 - Original price $777.99
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HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $777.99 - Original price $777.99
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$777.99
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Original price $326.99 - Original price $326.99
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Current price $326.99

Acer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver

Acer

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $326.99 - Original price $326.99
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Original price $704.99 - Original price $704.99
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Current price $704.99

Sony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $704.99 - Original price $704.99
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Current price $704.99
Original price $847.99 - Original price $847.99
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Current price $847.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.