Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Logitech - G512 X PALM REST 98 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent
LogitechDesigned for G512 X 98The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 98 keyboard and battlesta...
View full detailsEdifier Bluetooth Bookshelf Speakers 42W RMS Optical Input Wireless Studio - Black
Edifier21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...
View full detailsLogitech - G512 X 75 Tenkeyless DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black
LogitechDUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...
View full detailsGIGABYTE - GAMING A16 Gaming Laptop - 165Hz 1920x1200 WUXGA - RTX 5070 - AMD Ryzen 7 260 - 1TB SSD - 16GB DDR5 RAM - Black Steel
GIGABYTEGiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an intelligent i...
View full detailsHP - OmniBook 3 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 (2025) - 8GB Memory - 256GB SSD - Glacier Silver
HP16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - White
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsLG - 75 Class NU700B Series LED Nano 4K UHD Smart webOS TV (2026)
LGNano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...
View full detailsHP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen 5 40 - 16GB Memory - 1TB SSD - Denim Blue
HPAMD Ryzen 5 40 processorEveryday performance and speed to power through tasks. Multitask stream enjoy 1080p gaming and edit photos or videos smooth...
View full detailsLogitech - G512 X PALM REST 75 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent
LogitechDesigned for G512 X 75The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 75 keyboard and battlesta...
View full detailsLogitech - G512 X 98 Full-size DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black
LogitechDUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...
View full detailsTCL - 75" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsSamsung - Galaxy Book6 - Copilot+ PC - 16" IPS LED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory -512GB SSD - Gray
SamsungThe power your day demandsExperience incredible power with a hands on PC that matches your energy Galaxy Book6 Touch. The latest and greatest Intel...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 9 7900X NVIDIA GeForce RTX 5080 16GB 32GB DDR5 2TB NVMe SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 5 (2025) - 16GB Memory - 512GB SSD - Mica Silver
HP16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...
View full detailsLucidSound - LS10 Wired Over-Ear Gaming Headset for PC PlayStation Switch Xbox - Ocean Waves
LucidSoundPremium Audio Custom-tuned 50 mm drivers enhance positional awareness and ensure you catch every footstep. Compatible with spatial sound technologi...
View full detailsLG - gram Max 17" Touch-Screen Laptop WQXGA Intel Core Ultra X9 Processor 388H with 32GB RAM - 1TB SSD - Matte Bronze
LGPortable by Design. Intelligent by Performance.LG gram Max pairs an ultra-slim compact design with intelligent performance—so productivity feels ef...
View full detailsLenovo - LOQ 15.6" 2K Gaming Laptop - Core i7 13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512 SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsHN7306EA-PA/PX13_90
ASUSHN7306EA-PA/PX13_90
65" CLASS S95H OLED
Samsung65" CLASS S95H OLED 4K UHD SMARTVISION
PARTYBOX OTG2PL WIRE
JBLPARTYBOX OTG2PL WIRELESS SPEAKER
YOGA 7 14" R7 24/1 O
LenovoYOGA 7 14" R7 24/1 OLED - GLACIER R7
48" CLASS S90H OLED
Samsung48" CLASS S90H OLED 4K UHD SMARTVISION
55 CLASS QN80H SERIE
Samsung55 CLASS QN80H SERIES NEO QLED
Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Yellow (Unlocked)
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Blue (Unlocked)
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsApple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Starlight (Unlocked)
Apple13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full detailsApple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Purple (Unlocked)
Apple13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full detailsApple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Starlight (Unlocked)
Apple13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full detailsApple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Purple (Unlocked)
Apple13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsSony Interactive Entertainment - PlayStation Portal Remote Player - Midnight Black
SegaPut Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a Wi-Fi network letting you ju...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 32GB DD...
View full detailsLenovo - Yoga 7a 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 430 2026 - 16GB Memory - 512GB SSD - Seashell
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsASUS - Zenbook 14 14" 2K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 16GB RAM - 512GB SSD - Jasper Gray
ASUSCopilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook 14 delivers up to 50 TOPS of on-device AI powering faster searches instan...
View full detailsASUS - VM441 24" FHD Touchscreen All-in-One - Copilot+ PC - Snapdragon X - 16GB Memory - 512GB SSD - White
ASUSSnapdragon X Performance — Fast Efficient AI-ReadyExperience smooth multitasking and next-gen AI features powered by Snapdragon X with built-in NPU...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.