Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
Filters
- Acer (41)
- Alienware (11)
- Amazfit (6)
- AMAZON (16)
- AMD (10)
- AOC (3)
- AOpen America (2)
- APC Products (3)
- Apple (178)
- Arcade1Up (4)
- Arris (3)
- Astro Gaming (4)
- ASUS (88)
- Audio-Technica (2)
- BANDAI NAMCO Entertainment (4)
- Belkin (3)
- Best Buy essentials (6)
- Blu (2)
- Bose (5)
- Canon (20)
- Capcom (3)
- Casetify (2)
- Contixo (5)
- Corsair (38)
- Crucial (24)
- CyberPowerPC (12)
- Dell (36)
- Denon (6)
- Edifier (5)
- Eero (3)
- Epson (6)
- FIFINE (4)
- Fujifilm (6)
- GameSir (4)
- Garmin (11)
- GIGABYTE (6)
- Glorious (18)
- GoPro (11)
- Govee (8)
- Higround (5)
- Homedics (3)
- Hori (5)
- HP (113)
- HyperX (10)
- iBuyPower (16)
- Insignia (44)
- Insta360 (6)
- J5 Create (6)
- JBL (26)
- Klipsch (10)
- Kodak (7)
- Lego (11)
- Lenovo (86)
- LG (67)
- LG Electronics (4)
- Logitech (81)
- Lorcana (7)
- MB Quart (8)
- Meta (4)
- Microsoft (43)
- MSI (39)
- Nacon (6)
- NETGEAR (28)
- NEXT (23)
- Nikon (8)
- Nintendo (8)
- Nomad (3)
- Oura (7)
- Panasonic (8)
- Philips (4)
- Pioneer (10)
- Polk Audio (24)
- Power A (5)
- PowerA (32)
- Razer (71)
- RCA Commercial TV (7)
- ReMarkable (5)
- Rocketfish (5)
- Roku (16)
- Samsung (211)
- SanDisk (4)
- Sanus (4)
- Seagate (10)
- Skytech Gaming (5)
- Sonos Inc (16)
- Sony (72)
- Sony Computer Entertainment Am (5)
- Steel Series (61)
- TCL (57)
- Thrustmaster (3)
- TP Link (23)
- Turtle Beach (7)
- Ultra Pro (4)
- ViewSonic (27)
- Vivitar (8)
- Wacom (5)
- Western Digital (12)
- XFX (3)
- Yamaha (8)
- Zagg Incorporated (5)
Insignia - 2.0 Channel Soundbar 32" Bluetooth - Black
InsigniaSimple setup. Stunning soundWhether you’re watching movies or streaming music experience full-bodied sound with less fuss.4 Audio ModesStandard Th...
View full detailsRazer - Kraken Kitty V2 Wireless Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Hello Kitty Edition
RazerKitty Ears and Earcups powered by Razer Chroma RGBWith access to 16.8 million colors and countless effects customize the headset lighting to your h...
View full detailsSony - XV500 X-Series Wireless Party Speaker - Black
SonyPowerful Party SoundThe SRS-XV500 uses woofers and front tweeters to deliver a deep punchy bass and clear vocals. With even more sound pressure you...
View full detailsLenovo - IdeaPad 3i Chromebook Laptop - 15.6" Full HD Touch Screen - Pentium Silver N6000 2021 - 8GB Memory - 128GB eMMC - Arctic Grey
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsHP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsSamsung - 50" Class U7900 Series UHD 4K Smart Tizen TV (2025)
SamsungCrystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...
View full detailsRazer - DeathAdder V3 HyperSpeed Lightweight Bluetooth Optical Gaming Mouse for PC with 100 Hour Battery - Wireless - Black
Razer55 g Ultra-Lightweight Design Zero deadweight. Maximum control.Get the perfect mix of speed and control with one of our lightest esports mouse test...
View full detailsHP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsASUS - TUF Gaming K3 Gen II 96 Wired Optical-Mechanical RGB Gaming Keyboard - Hatsune Miku Edition
ASUSCompact Portable Design97-key layout is highly portable and frees up more space for the mousing hand and rear cable management slot allows for neat...
View full detailsSamsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White
SamsungSmart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...
View full detailsSony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black
Sony3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...
View full detailsSony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black
Sony3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...
View full detailsMSI - NVIDIA GeForce GeForce RTX 5060 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060Ti graphics processing unit (GPU) with boost clock16GB GDDR716GB G...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHiground - Basecamp 65+ 65 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - BlackIce
HigroundSpace Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...
View full detailsPowerA - Enhanced Wireless Controller for Nintendo Switch with Lumectra - Black
PowerAMulti-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...
View full detailsCORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black
CorsairSpace-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...
View full details
Save 0%
Save %
Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsTCL - 55" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...
View full detailsTCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsVivitar - 4K Digital camcorder - Black
VivitarPerfect your anglesUnleash your creativity with the 3.0" display featuring a 270-degree rotatable design. Perfect for capturing selfies vlogging or...
View full detailsTP-Link - Deco BE65 Pro BE11000 Whole Home Tri-Band Wi-Fi 7 Mesh Router System with two 5-Gig Ports (1-pack) - White
TP LinkSupercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsFujifilm - X-S20 Mirrorless Camera with XF16-50mmF2.8-4.8 R LM WR Lens - Black
FujifilmX-S20 delivers stunning 26.1 megapixel imagesIts 180 Vari-Angle LCD touchscreen makes selfie-style shots or wild angles a snap and intuitive layout...
View full detailsGIGABYTE - AERO X16 - Copilot+ PC - 16" 2560×1600 WQXGA AMD Ryzen Al 7 350 - 1TB SSD - 32GB DDR5 RAM GeForce RTX 5070 - Space Gray
GIGABYTEGIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core i7-14700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsNEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black
NEXTUniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...
View full detailsNEXT - Precision Thumbstick 4-Pack for Nintendo Switch and Nintendo Switch 2 Pro Controllers - Multi Color
NEXTEnhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsNEXT - Joy-Con 2 Quad Charging Station for Nintendo Switch 2 - Black
NEXTCharges up to 4 Joy-Con 2 controllers at onceEnsures you always have extra controllers ready for multiplayer or long gaming sessions.Magnetic conne...
View full detailsHP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsGIGABYTE - GAMING A16 - 16" 165Hz 1920x1200 WUXGA Intel Core i7-13620H - 1TB SSD - 32GB DDR5 RAM - GeForce RTX 5060 - Black Steel
GIGABYTEGIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...
View full detailsInsignia - 40" Class F40 Series LED Full HD (1080p) Smart Fire TV
InsigniaFull HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.