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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

GIGABYTE - Radeon RX 9060 XT GAMING OC 8G GDDR6 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by Radeon RX 9060 XT.Video Memory8GB GDDR6.Interface CompatibilityPCI Express 5.0.AMD Radeon Tech...

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Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Antigravity - A1 8K 360 Remote Control Drone - Infinity Bundle - White

Antigravity
Original price $2,204.99 - Original price $2,204.99
Original price
$2,204.99
$2,204.99 - $2,204.99
Current price $2,204.99

8K 360 VideoThis drone captures everything around it letting you relive your footage from every angle with exceptional clarity.Al-powered EditingCr...

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Original price $2,204.99 - Original price $2,204.99
Original price
$2,204.99
$2,204.99 - $2,204.99
Current price $2,204.99

HP - OmniBook 3 - 14" 2K Touchscreen Laptop - Snapdragon X - 16GB Memory - 512GB SSD - Copilot+ PC - Starlit Blue

HP
Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

14" 2K touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can con...

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Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

Samsung - 85 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $2,521.99 - Original price $2,521.99
Original price
$2,521.99
$2,521.99 - $2,521.99
Current price $2,521.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

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Original price $2,521.99 - Original price $2,521.99
Original price
$2,521.99
$2,521.99 - $2,521.99
Current price $2,521.99

HP - OmniBook X Flip - 16" 2K Touchscreen Laptop - Intel Core Ultra 9 (2024) - 32GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray

HP
Original price $1,941.99 - Original price $1,941.99
Original price
$1,941.99
$1,941.99 - $1,941.99
Current price $1,941.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. Plus transform your content with 1920 x...

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Original price $1,941.99 - Original price $1,941.99
Original price
$1,941.99
$1,941.99 - $1,941.99
Current price $1,941.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Eclipse Gray

HP
Original price $1,468.99 - Original price $1,468.99
Original price
$1,468.99
$1,468.99 - $1,468.99
Current price $1,468.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

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Original price $1,468.99 - Original price $1,468.99
Original price
$1,468.99
$1,468.99 - $1,468.99
Current price $1,468.99

Acer - Chromebook 315 15.6" FHD Laptop - MediaTek Kompanio 540 4GB Memory 128GB eMMC Wi-Fi 6E - Protective Sleeve - Silver

Acer
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

The Best of Google in a LaptopThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more...

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Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

CORSAIR - IRONCLAW WIRELESS SE FPS/MOBA/MMO Gaming Mouse - Wireless - Black

Corsair
Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Ergonomic asymmetric shapeThe IRONCLAW WIRELESS SE’s unique shape is designed for larger hands and right-handed players who prefer a palm grip. Don...

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Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Samsung - B Series 2.0 Ch Soundbar with Built In Woofer HW-B400F/ZA 2025 - Black

Samsung
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

2.0 Ch SoundImmerse yourself in your favorite content with perfectly balanced sound and rich bass. Feel every thunderclap explosion and beat with t...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Samsung - Galaxy S26 512GB - Black (Verizon)

Samsung
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario Yoshi

PowerA
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Hall Effect Modules Say goodbye to stick drift with contract-free magnetic sensors in the thumbsticks giving you smoother control enhanced precisio...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Samsung - 50" Class M70H Series Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Mini LED Processor 4KAt the heart of your viewing experience our powerful processor analyzes and enhances every scene delivering 3X brighter highli...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Dell - 15.6" 2K Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512 GB Storage - Carbon Black

Dell
Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 built for everyday computing with Intel processors.Designed f...

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Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

LG - 55" Class C6 Series OLED evo AI 4K Smart webOS TV (2026)

LG
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

Brightness BoosterBrighter visuals vivid detail with Brightness Booster Powered the a11 AI Processor Gen 3.Perfect Black Perfect ColorLG's flagshi...

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Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

Apple
Original price $3,843.99 - Original price $3,843.99
Original price
$3,843.99
$3,843.99 - $3,843.99
Current price $3,843.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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Original price $3,843.99 - Original price $3,843.99
Original price
$3,843.99
$3,843.99 - $3,843.99
Current price $3,843.99

PNY - GeForce RTX 5080 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

NVIDIA DLSS 4Supreme Speed. Superior Visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost F...

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Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

ASUS - ROG Strix B850-F GAMING WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

MSI - MAG A850GL PCIE5 850W Full Modular ATX 3.1 Ready 80 Plus Gold Power Supply - Black

MSI
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

ATX 3.1 compatibleIt has an output port that is compliant with PCIe 5.0 and Intel PSDG(Power Supply Design Guide) ATX 3.1 also the MAG A850GL PCIE5...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Turtle Beach - Kone II Air Wireless Optical Gaming Mouse with RGB Lighting - Wireless - Ash Black

Turtle Beach
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Engineered Ergonomic ShapeLeveraging over a decade of ergonomic engineering to perfectly suit medium and larger hand sizes no matter your grip styl...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Turtle Beach - Vulcan II Max Full-size Wired Mechanical TITAN Switch Gaming Keyboard with RGB lighting and palm rest for PC - Black

Turtle Beach
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Titan II Optical SwitchesExclusive TITAN II Optical Switches have a smooth linear ultra-fast actuation and incredible durability with a 200 million...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

SanDisk - 256GB Extreme microSD Card for Mobile Gaming R/W up to 160/90MB/s

SanDisk
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Glorious - Lubed Mechanical Keyboard 3-pin Hot Swappable Switches (36x) - Tactile - Panda

Glorious
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Universal CompatibilityThese switches have a 3-pin MX-style design. This means they fit virtually all hotswap mechanical keyboards without the need...

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Ghost White

Glorious
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Phantom Black

Glorious
Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch ROG Ally Steam Deck - Black

Steel Series
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Quick-Switch WirelessHigh-speed 2.4GHz wireless for Xbox PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobileAc...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

ASUS - RT-BE86U BE6800 Dual-Band Wi-Fi 7 Router - Black

ASUS
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Versatile WAN configuration optionsHassle-free AI WAN detection on 2.5G or 10G WAN/LAN ports and convenient 4G LTE 5G Mobile Tethering via USBA po...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

ASUS - ROG Falcata 75 Wireless Magnetic Hall Effect RGB Ergonomic Gaming Keyboard with Hot-Swappable ROG HFX V2 Switches - Black

ASUS
Original price $388.99 - Original price $388.99
Original price
$388.99
$388.99 - $388.99
Current price $388.99

Versatile Split-Keyboard DesignSuits different gaming setups allowing players to use the left keyboard module freeing up space for their mousing ha...

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Original price $388.99 - Original price $388.99
Original price
$388.99
$388.99 - $388.99
Current price $388.99

CORSAIR - Sabre V2 Pro Ultralight FPS Gaming Mouse - Wireless - Black

Corsair
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

36g Ultra-light ultra-lethalThe 36g Sabre v2 Pro is designed by pros and built to win. It’s one of the lightest mice on the planet so you’ll have ...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

GameSir - X5 Lite Mobile Gaming Controller/Phone Controller Android iOS iPhone 15/16 Hall Effect Joystick Lightweight Ergonomic - Black

GameSir
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Seamless Connectivity and Wide CompatibilityDesigned for flexibility the X5 Lite offers wide compatibility with multiple devicesEffortlessly connec...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

GameSir - G7 Pro Controller for Xbox Series XSOne PC Android TMR Sticks Hall Effect Triggers 1000Hz Polling RateAudio Jack - Mech White

GameSir
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Tri-mode connectivity - Wired for Xbox Wireless for PC and Bluetooth for AndroidThe G7 Pro supports seamless connectivity across Xbox PC and Androi...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

GameSir - G7 Pro Controller for Xbox Series XSOne PC Android TMR Sticks Hall Effect Triggers 1000Hz Polling RateAudio Jack - Shadow Ember

GameSir
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Tri-mode connectivity - Wired for Xbox Wireless for PC and Bluetooth for AndroidThe G7 Pro supports seamless connectivity across Xbox PC and Androi...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Pulsar - X2 V3 eS Mini Wireless Gaming Mouse - Wireless - Black

Pulsar
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

OLED DisplayLocated on the bottom of the mouse the OLED screen shows DPI polling rate and LOD.Driverless TechnologyChange settings on the fly with ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Turtle Beach - Burst II Pro High-Performance Ultra-Lightweight Wireless Optical Esports Gaming Mouse - Wireless - Black

Turtle Beach
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

TRUE 8K WIRELESS PERFORMANCEPlay with esports-level responsiveness and ultra-fast tracking with a true 8 kHz wireless polling rate and 0.125ms late...

View full details
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Insta360 - GO Ultra Action Camera - Black

Insta360
Original price $506.99 - Original price $506.99
Original price
$506.99
$506.99 - $506.99
Current price $506.99

Light PortableWeighing only about 50g with a compact square design the Insta360 GO Ultra delivers palm-sized 4K brilliance while maintaining sleek...

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Original price $506.99 - Original price $506.99
Original price
$506.99
$506.99 - $506.99
Current price $506.99

CORSAIR - HS80 MAX Wireless Gaming Headset for Xbox PC Mac PS5 PS4 and Mobile - Steel Gray

Corsair
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Simultaneous low-latency 2.4GHz wireless and BluetoothSimultaneous 2.4GHz wireless and Bluetooth connectivity provides seamless multi-device connec...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Hisense - AX5140Q 5.1.4 Channel Soundbar with Wireless Subwoofer and Rear Speakers Hi-Concerto Dolby Atmos and DTS X - Black

HISENSE
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

5.1.4 ChannelExperience immersive 5.1.4 channel surround sound with Dolby Atmos and DTS X. Four up-firing speakers create a captivating audio exper...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.