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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $814.99 - Original price $814.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
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Original price $602.99 - Original price $602.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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Original price $710.99 - Original price $710.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Disney - Lorcana Archazia's Island Card Sleeve (Ursula)

Disney

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Higround - Performance 65 65 Wired Hall-Effect Linear Dynamic Actuation Switch Rapid Trigger Gaming Keyboard with RGB Lighting - Black Ice

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $276.99 - Original price $276.99
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Higround - Summit 2.0 65 65 Wired Mechanical Lubed Dreamland Linear Switch Gaming Keyboard with RGB - Snow Stone

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $276.99 - Original price $276.99
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Barbie Project Friendship - Nintendo Switch

Outright Games

Play as BarbiePlay as Barbie and Barbie as you work together with friends and family to complete challenges and quests to help the community.Explor...

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Original price $430.99 - Original price $430.99
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Philips - Hue Play HDMI Sync Box 8K - Black

Philips

HDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...

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Original price $430.99 - Original price $430.99
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ASUS - CX14 14" FHD Chromebook Plus Laptop with Google AI - Intel Core 3 - 8GB Memory - 128GB eMMC - Misty Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Dark Gray

Belkin

Ultimate workstationTurn your laptop computer into the ultimate workstation with this USB-C docking station that includes 11-ports that include 4K ...

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Original price $1,912.99 - Original price $1,912.99
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HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—windows ...

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Original price $235.99 - Original price $235.99
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JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Latte

JBL

4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...

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Original price $235.99 - Original price $235.99
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JBL - Stage2 245C 2.5-Way Quad 4.5-inch (114mm) Center Channel Loudspeaker - Each - Latte

JBL

Quad 4.5-inch (114mm) Polycellulose Ribbed Cone WoofersEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pul...

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Original price $260.99 - Original price $260.99
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Original price $360.99 - Original price $360.99
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JBL - Stage2 260F 2.5-Way Dual 6.5-inch (165mm) Floorstanding Loudspeaker - Each - Espresso

JBL

Dual 6.5-inch (165mm) Polycellulose Ribbed Cone WoofersThe 260F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary m...

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Original price $360.99 - Original price $360.99
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Original price $34.99 - Original price $34.99
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PowerA USB-C to USB-C 10 ft. Cable for PlayStation5 - Black

PowerA

Charge and playCharge and Play - Reliable high-performance USB-C to USB-C cable allows you to recharge you controller while playing or when not in ...

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Original price $34.99 - Original price $34.99
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Original price $235.99 - Original price $235.99
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JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Espresso

JBL

4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...

View full details
Original price $235.99 - Original price $235.99
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Original price $2,254.99 - Original price $2,254.99
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ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,254.99 - Original price $2,254.99
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ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $3,015.99 - Original price $3,015.99
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Original price $570.99 - Original price $570.99
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JBL - Stage2 280F 2.5-Way Dual 8" Floorstanding Loudspeaker - Each - Latte

JBL

Dual 8-inch (200mm) Polycellulose Ribbed Cone WoofersThe 280F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary mix...

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Original price $570.99 - Original price $570.99
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Original price $393.99 - Original price $393.99
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Pioneer - 55" Class LED 4K UHD Smart Xumo TV

Pioneer

Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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Original price $393.99 - Original price $393.99
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Original price $738.99 - Original price $738.99
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Samsung - T5 EVO Portable SSD 8TB Up to 460MB/s USB 3.2 Gen 1 Ideal use for Gamers Creators - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $738.99 - Original price $738.99
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Original price $514.99 - Original price $514.99
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Samsung - 990 PRO 4TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Blazing speed. Cool victory.Consider this a cheat code. Our Samsung 990 PRO Gen4 with Heatsink SSD helps you reach near max performance with light...

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Original price $514.99 - Original price $514.99
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Original price $254.99 - Original price $254.99
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Current price $254.99

Sony Interactive Entertainment - DualSense Edge Wireless Controller for PS5 PC Mac Mobile - White

Sony

Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules; so you’re always playing with equipment that’s in great ...

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Original price $254.99 - Original price $254.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Natural Silver

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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Original price $777.99 - Original price $777.99
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HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $777.99 - Original price $777.99
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Original price $34.99 - Original price $34.99
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NEXT - Side Dock Charging Station Series X - Black

NEXT

Simultaneous chargingCharge 2 battery packs at the same timeCharge indicatorsView charging status at a glance via LED indicatorsEasy slide in desig...

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Original price $34.99 - Original price $34.99
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Original price $1,175.99 - Original price $1,175.99
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Current price $1,175.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 14" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 512GB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,175.99 - Original price $1,175.99
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Original price $36.99 - Original price $36.99
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$36.99
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Current price $36.99

NEXT - Dual Controller Charging System for Xbox Series XS - Black

NEXT

Broad compatibilityDesigned for Microsoft Xbox Series XS controllers (sold separately)Easy drop-in designNo need to line up contacts or connect ca...

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Original price $36.99 - Original price $36.99
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Original price $433.99 - Original price $433.99
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$433.99
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JBL - Stage 220P 12-Inch Powered Subwoofer - Espresso

JBL

12-inch (300mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...

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Original price $433.99 - Original price $433.99
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Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Razer - BlackWidow V4 Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

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Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99
Original price $191.99 - Original price $191.99
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$191.99
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Current price $191.99

Rocketfish - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 26" - Black

Rocketfish

Compatible with most 42"90" TVsHolds up to 125 lbs. for sturdy support.Narrow 2.7" profileFits close to the wall for a discreet look.Extending arms...

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Original price $191.99 - Original price $191.99
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$191.99
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Current price $191.99
Original price $953.99 - Original price $953.99
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$953.99
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Current price $953.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $953.99 - Original price $953.99
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$953.99
$953.99 - $953.99
Current price $953.99
Original price $2,552.99 - Original price $2,552.99
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Current price $2,552.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $2,552.99 - Original price $2,552.99
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$2,552.99
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Current price $2,552.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.