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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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ASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Evo Intel Core Ultra 9 285H with 32GB RAM - Intel Arc Graphics - 1TB SSD - Inkwell Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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LG - 65 Class UA77 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Sony - 65" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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MSI - NVIDIA GeForce RTX 5070 12G GAMING TRIO OC 12GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5070 graphics processing unit (GPU) with boost clock12gb Gddr712gb gdd...

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Samsung - 27" Odyssey OLED G6 (G60SD) QHD 360Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR - Silver

Samsung

OLED Picture QualitySamsung OLED delivers superior brightness and dynamic contrast with an expansive spectrum of colors and nearly limitless shades...

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HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Barbie x Kodak Step Slim RODMPSB20 Wireless Instant Portable Photo Printer 2x3" Full Color Portable Printer - Light Pink

Kodak

Barbie x Kodak Photo PrinterThe chic Barbie x Kodak printer prints up to 25 photos on a single charge.Wireless Phone PrintingConnects seamlessly to...

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SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Black

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Samsung - 49" Odyssey OLED G9 (G93SD) Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung

OLED In Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Street Fighter 30th Anniversary Collection Standard Edition - Nintendo Switch

Capcom

Celebrate 30 years of this iconic fighting game seriesIncludes the original Street Fighter released in 1987 which introduced two of gaming's most f...

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SAMSUNG Wireless Rear Speaker Kit - Black

Samsung

Wireless SolutionEnjoy surround sound that doesn't clutter your room. The wireless rear speakers connect to your soundbar without the need for sepa...

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HP Sprocket 3.5" x 4.25 Zink Sticky-backed Photo Paper (100 Sheets) for HP Sprocket 3x4 Photo Printer - White

HP

No film No inkZink Technology Photo Paper eliminates the need for costly film and printer cartridgesExclusivePrinter photo paper works exclusively ...

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HP Sprocket Photobooth 3" x 4" Color Photo Printer with Touch Screen LED Ring Light Wi-Fi - Pink

HP

Easy to useBuilt-in flash and LED ring light make it easy to get the perfect shot with a 10.1 LCD touch screen.CustomizableCreate custom events man...

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Samsung - 49" Odyssey G9 G91F 1000R Curved Dual QHD 144Hz 1ms AMD FreeSync Premium Pro Gaming Monitor with HDR600 (HDMI x2DPUSB) - Black

Samsung

Curved Dual QHDImmerse yourself in a panoramic gaming experience with a 1000R curved display. This ultra-wide 329 screen equivalent to two sideby- ...

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Samsung - 50 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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PowerA Protection Case for PlayStation Portal Remote Player - White

PowerA

Store and protectStore and Protect Sturdy outer shell molded interior and dual zipper pulls provides protection for the PlayStation Portal remote ...

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TCL 55" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

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Samsung - 49" Odyssey 1000R Curved Dual QHD 240Hz 1ms FreeSync Gaming Monitor with HDR1000 (HDMI x2 DP USB) - Black

Samsung

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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NETGEAR - Nighthawk AX1800 Wi-Fi 6 USB 3.0 Adapter - Black

NETGEAR

Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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Original price $70.99 - Original price $70.99
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Samsung - 27" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $230.99 - Original price $230.99
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TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $389.99 - Original price $389.99
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Canon - EOS R100 4K Video Mirrorless Camera 2 Lens Kit with RF-S18-45mm and RF-S55-210mm Lenses - Black

Canon

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $54.99 - Original price $54.99
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Crucial - P310 2TB Internal SSD PCIe Gen 4 x4 NVMe M.2

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - White

Steel Series

Multi-System ConnectConnect two systems at once and toggle between PlayStation PC Switch or Mac.Simultaneous Bluetooth + 2.4GHz WirelessConnect you...

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Original price $302.99 - Original price $302.99
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SONOS Sub Mini Wireless Subwoofer - White

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $445.99 - Original price $445.99
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SONOS Sub Mini Wireless Subwoofer - Black

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

View full details
Original price $451.99 - Original price $451.99
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j5create - USB-C to HDMI 2.1 8K - Space Grey/Black

J5 Create

This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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Original price $57.99 - Original price $57.99
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Samsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - TITAN BLACK

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $37.99 - Original price $37.99
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Razer - DeathAdder Essential Optical Gaming Mouse - Wired - Black

Razer

Ergonomic formSleek and distinct body of the Razer DeathAdder Essential is designed for comfort allowing you to maintain high levels of performance...

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Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $717.99 - Original price $717.99
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Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses - Black

Canon

EF-S 18-55mm f/3.5-5.6 standard zoom provides versatilityDesigned with Canon's optical image stabilizer technology. Expands picture-taking possibil...

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Original price $717.99 - Original price $717.99
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Original price $499.99 - Original price $499.99
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$499.99
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TCL 65" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

View full details
Original price $499.99 - Original price $499.99
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$499.99
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Original price $720.99 - Original price $720.99
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$720.99
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Samsung - 65 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $720.99 - Original price $720.99
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Original price $1,398.99 - Original price $1,398.99
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Samsung - 85 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $1,398.99 - Original price $1,398.99
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Current price $1,398.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.