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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $64.99 - Original price $64.99
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Current price $64.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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Current price $64.99
Original price $60.99 - Original price $60.99
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$60.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
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$60.99
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Original price $75.99 - Original price $75.99
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$75.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99
Original price $130.99 - Original price $130.99
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$130.99
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Ring - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - White

Ring

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Motion-activated AlertsGet precise motion-activated ...

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Original price $130.99 - Original price $130.99
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Original price $70.99 - Original price $70.99
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$70.99
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CORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black

Corsair

Dynamic RGB backlightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...

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Original price $70.99 - Original price $70.99
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Original price $85.99 - Original price $85.99
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CORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black

Corsair

Dynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...

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Original price $85.99 - Original price $85.99
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Original price $254.99 - Original price $254.99
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Current price $254.99

TP-Link - Deco AX3000 (3-pack) Dual-Band Whole Home Mesh Wi-Fi 6 System Supports Gigabit Speeds - White

TP Link

Dual-Band Wi-Fi 6 speedsExperience incredible fast speeds up to 3 Gbps (3000 Mbps) perfect for 8K/4K streaming online gaming large downloads and mo...

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Original price $254.99 - Original price $254.99
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Original price $116.99 - Original price $116.99
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HyperDrive Next - docking station - USB-C 3.2 Gen 2 / Thunderbolt 3 / Thunderbolt 4 - 2 x HDMI

Targus

Dual extended 4K60Hz monitor support for PC and chromebookEnhance your productivity and multitasking capabilities by providing a spacious workspace...

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Original price $173.99 - Original price $173.99
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Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

Govee

Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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Original price $173.99 - Original price $173.99
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Original price $424.99 - Original price $424.99
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Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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Original price $424.99 - Original price $424.99
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Original price $626.99 - Original price $626.99
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Epson - EpiqVision Flex CO-FH02 Full HD 1080p Smart Streaming Portable Projector 3-Chip 3LCD Android TV Bluetooth - White

Epson

Display Stunning Images up to 300"Full HD 1080p picture four times larger than a 75" flat panel delivers an immersive experience for business prese...

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Original price $626.99 - Original price $626.99
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Original price $82.99 - Original price $82.99
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$82.99
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SaharaCase - Business Series Folio Case for Samsung Galaxy Tab S8 - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.PU leather...

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Original price $82.99 - Original price $82.99
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Original price $118.99 - Original price $118.99
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$118.99
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Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

Ring

Watch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...

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Original price $118.99 - Original price $118.99
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Original price $70.99 - Original price $70.99
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Rocketfish - 4-Port 4K 60Hz HDMI Switch Box - Black

Rocketfish

Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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Original price $252.99 - Original price $252.99
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Manfrotto - 290 Tripod with Fluid Video Head - Black

Manfrotto

Compatible with most camcorders and cameras up to 8.8 lbs.To prevent camera shake.Aluminum constructionFor lightweight transportation and sturdy ca...

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Original price $252.99 - Original price $252.99
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Original price $156.99 - Original price $156.99
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RØDE - PSA1+ Microphone Stand

Rode

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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Original price $156.99 - Original price $156.99
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Original price $158.99 - Original price $158.99
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Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $158.99 - Original price $158.99
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Original price $184.99 - Original price $184.99
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Logitech - G715 Aurora Collection TKL Wireless Mechanical Tactile Switch Gaming Keyboard for PC/Mac with Palm Rest Included - White Mist

Logitech

Cloud-soft comfortFloat away with G715’s dreamy white design and comfy cloud-shaped palm rest; compact mechanical TKL keyboard layout and adjustabl...

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Original price $184.99 - Original price $184.99
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Original price $151.99 - Original price $151.99
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ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

EcoBee

Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

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Original price $151.99 - Original price $151.99
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Original price $547.99 - Original price $547.99
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NETGEAR - Nighthawk AX6000 Wi-Fi 6 Router with DOCIS 3.1 Cable Modem - Black

NETGEAR

Built for Wi-Fi 6 and DOCSIS 3.1Join the new generation of Wi-Fi 6 router with a built-in DOCSIS 3.1 cable modem that delivers blazing-fast multi g...

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Original price $547.99 - Original price $547.99
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Original price $81.99 - Original price $81.99
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Current price $81.99

TP-Link - RE605X AX1800 Wi-Fi 6 Range Extender - White

TP Link

Boosted WiFi CoverageExtend your router’s signal with RE605X featuring two high-gain antennas that are specifically designed to cover areas with we...

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Original price $81.99 - Original price $81.99
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Original price $108.99 - Original price $108.99
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Blue Microphones Yeti - microphone

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $108.99 - Original price $108.99
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Original price $879.99 - Original price $879.99
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Hyperice - Normatec 3 Legs System - Black

Hyperice

Intuitive refreshed designNormatec 3’s refreshed system design features an intuitive interface reduced weight and the ability to unlock next-level ...

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Original price $879.99 - Original price $879.99
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Original price $170.99 - Original price $170.99
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Logitech - G PRO X Wireless Gaming Headset for PC - Black

Logitech

Award-winning PRO designBased on the award-winning PRO Gaming Headset design the PRO X Wireless headset features high-quality materials advanced co...

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Original price $170.99 - Original price $170.99
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Current price $170.99
Original price $300.99 - Original price $300.99
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SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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Original price $300.99 - Original price $300.99
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Original price $1,315.99 - Original price $1,315.99
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LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - White

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,315.99 - Original price $1,315.99
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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99

CORSAIR - K65 PRO MINI RGB 65 Optical-Mechanical Gaming Keyboard Backlit RGB LED OPX - Black

Corsair

65 layout lets you play with a purposeThe compact 65 layout is small enough to fit on any desktop yet includes the all-important arrow and utility ...

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Original price $126.99 - Original price $126.99
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Original price $870.99 - Original price $870.99
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Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack 47 dBA

Whirlpool

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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Original price $870.99 - Original price $870.99
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Current price $870.99
Original price $1,164.99 - Original price $1,164.99
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Current price $1,164.99

Nikon - Z 5 4K Video Mirrorless Camera (Body Only) - Black

Nikon

ResolutionIntensively detailed 24MP full frame images and 4K UHD videosImage StabilizationVR image stabilization built-in for sharp stabilized phot...

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Original price $1,164.99 - Original price $1,164.99
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Original price $531.99 - Original price $531.99
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$531.99
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Current price $531.99

Sony - ZV-1F Vlog Camera for Content Creators and Vloggers - Black

Sony

Fit everything in frameWith the ZV-1F you can truly capture it all - it allows you to snap a group selfie along with an expansive view of the backg...

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Original price $531.99 - Original price $531.99
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Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99

ARRIS - SURFboard S33 32 x 8 DOCSIS 3.1 Multi-Gig Cable Modem with 2.5 Gbps Ethernet Port - White

Arris

2.5 Gb Port for Multi-Gigabit NetworkingThis modem features a 2.5 Gigabit Ethernet port plus a second 1-Gigabit Ethernet port enabling support for ...

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Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99
Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99

Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

Elgato

15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99
Original price $2,228.99 - Original price $2,228.99
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$2,228.99
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Current price $2,228.99

Canon - EOS R6 Mark II Mirrorless Camera (Body Only) - Black

Canon

High image quality with a new 24.2 MP Full-Frame CMOS SensorIt features improved resolution compared to its predecessor. A Canon-developed 35mm ful...

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Original price $2,228.99 - Original price $2,228.99
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$2,228.99
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Current price $2,228.99
Original price $1,969.99 - Original price $1,969.99
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$1,969.99
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Current price $1,969.99

Sony - Alpha a7 III Mirrorless [Video] Camera with FE 28-70 mm F3.5-5.6 OSS Lens - Black

Sony

FE 28-70mm F3.5-5.6 OSS standard zoom lensThis focal range is great for everyday shots including everything from spectacular landscapes to exceptio...

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Original price $1,969.99 - Original price $1,969.99
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$1,969.99
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Current price $1,969.99
Original price $3,095.99 - Original price $3,095.99
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$3,095.99
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Current price $3,095.99

Canon - EOS R5 Mirrorless Camera (Body Only) - Black

Canon

45 Megapixel Full-frame CMOS SensorThe EOS R5 camera features an entirely new Canon-developed CMOS sensor with approx. 45 effective megapixels. It ...

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Original price $3,095.99 - Original price $3,095.99
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$3,095.99
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Current price $3,095.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.