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Fitness Equipment & Tech

Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing

Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!

Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Starlight Sport Band - M/L - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - M/L - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

Apple Watch SE 2nd Generation (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

Apple Watch SE 2nd Generation (GPS+Cellular) 44mm Aluminum Case with Ink Sport Loop - Midnight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Denim Sport Band - S/M - Silver - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Denim Sport Band - S/M - Silver - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Navy Ocean Band - Natural - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Medium - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

Apple Watch Series 10 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Jet Black - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99
Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

BowFlex - SelectTech 552 Adjustable Dumbbells - Black

Bowflex

Space EfficientSay goodbye to 30 sets of dumbbells cluttering your workout space.Wider Weight RangeEach dumbbell adjust from 5 to 52.5 lb. in 2.5 l...

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Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Samsung - Galaxy Watch Ultra Peakform Band - Dark Gray

Samsung

Customize your comfort and fitThe Peakform Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensurin...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99
Original price $1,342.99 - Original price $1,342.99
Original price
$1,342.99
$1,342.99 - $1,342.99
Current price $1,342.99

BowFlex - BXT8J Treadmill - Black

Bowflex

2-month Free TrialTry our JRNY Mobile-Only Membership for 2 months free.JRNY Mobile-Only MembershipWorkout at home or on the go with inspiring trai...

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Original price $1,342.99 - Original price $1,342.99
Original price
$1,342.99
$1,342.99 - $1,342.99
Current price $1,342.99
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

Apple Watch Series 10 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99
Original price $854.99 - Original price $854.99
Original price
$854.99
$854.99 - $854.99
Current price $854.99

Apple Watch Series 10 (GPS+Cellular) 46mm Titanium Case with Starlight Sport Band - M/L - Gold

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $854.99 - Original price $854.99
Original price
$854.99
$854.99 - $854.99
Current price $854.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

iFit - Equipment Floor Mat - Black

Nordictrack

Treadmill floor matProtects your floor from damage and scratches while using exercise equipment.40" x 80" sizeProvides maximum coverage.Vinyl const...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

View full details
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Samsung - Galaxy Watch Ultra Marine Band - Green

Samsung

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Samsung - Galaxy Watch Ultra Trail Band - White Sand

Samsung

Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

Echelon - Stride 10 Sport Manual Incline Treadmill with Cushioned Deck - Black

Echelon

Impactful16 x 47 impact absorbing running deck built for smaller spacesHigh-intensity capabilitySet the pace of your high-intensity cardio sessions...

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Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Samsung - Galaxy Watch FE Smartwatch 40mm BT - Black

Samsung

Track workouts. Make progress.No matter what your fitness goals are making progress is easy with fitness tracking4 on Galaxy Watch FE. Get straight...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Amazfit - GTR Mini Smartwatch 32.5 Stainless Steel - Black

Amazfit

14- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 14 days.Stron...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Apple - loop for smart watch - 45 mm

Apple

Made from a durable microtwill the FineWoven material has a soft suedelike feel. It was also designed with the earth in mind—made from 68 post-cons...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

CASETiFY - Impact Band for Apple Watch 38mm 40mm 41mm and SE (All Series) - Ditsy Floral

Casetify

Designed for your Apple WatchFits the Apple Watch 38mm 40mm 40mm SE (1 and 2) and 41mm (all series).Premium soft flexible materialThe premium flex...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

CASETiFY - Bounce Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Black

Casetify

Designed for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Durable breathab...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

CASETiFY - Impact Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Camo Over

Casetify

Designed for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Premium soft fle...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.