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Fitness Equipment & Tech

Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing

Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!

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ProForm - Rapid Strike Adjustable Dumbbell Stand - Black
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

ProForm - Rapid Strike Adjustable Dumbbell Stand - Black

Proform

Store Your DumbbellsThis convenient stand is compatible with both 50-pound and 55-pound Rapid Strike Adjustable DumbbellsErgonomic DesignStore your...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 43mm BT - Silver
$459.99 - $459.99
$459.99
$459.99 - $459.99
$459.99

Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 43mm BT - Silver

Samsung

Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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$459.99 - $459.99
$459.99
$459.99 - $459.99
$459.99
Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 47mm BT - Silver
$492.99 - $492.99
$492.99
$492.99 - $492.99
$492.99

Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 47mm BT - Silver

Samsung

Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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$492.99 - $492.99
$492.99
$492.99 - $492.99
$492.99
Amazfit - Bip 5 Unity Smartwatch 48.5mm Polycarbonate Plastic - Pink
$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99

Amazfit - Bip 5 Unity Smartwatch 48.5mm Polycarbonate Plastic - Pink

Amazfit

Up to 11 Days of Battery LifeGo for up to 11 days with typical usage or even 26 days in battery saver mode - without stopping to recharge.Stainless...

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$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99
Amazfit - Bip 5 Unity Smartwatch 48.5mm Polycarbonate Plastic - Charcoal
$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99

Amazfit - Bip 5 Unity Smartwatch 48.5mm Polycarbonate Plastic - Charcoal

Amazfit

Up to 11 Days of Battery LifeGo for up to 11 days with typical usage or even 26 days in battery saver mode - without stopping to recharge.Stainless...

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$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99
Amazfit - Active Smartwatch 35.9mm Aluminum Alloy - Black
$137.99 - $137.99
$137.99
$137.99 - $137.99
$137.99

Amazfit - Active Smartwatch 35.9mm Aluminum Alloy - Black

Amazfit

14- Day Long-Lasting Battery LifeLife doesn't pause and neither should you. Stay charged through meetings moments and miles. To keep up with your b...

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$137.99 - $137.99
$137.99
$137.99 - $137.99
$137.99
Withings - ScanWatch 2 - Heart Health Hybrid Smartwatch - 42mm - Black/Silver
Withings - ScanWatch 2 - Heart Health Hybrid Smartwatch - 42mm - Black/Silver
$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99

Withings - ScanWatch 2 - Heart Health Hybrid Smartwatch - 42mm - Black/Silver

Withings

24/7 temp trackingDiscover baseline day and night temperature fluctuations which may indicate the onset of an illness or other health condition and...

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$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99
Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99

Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black

Nomad

Designed for 42mm and 44mm Apple Watch Series 1 2 3 and 4For a proper fit.Designed to be worn daily and resist elementsLeveraging premium-grade ste...

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$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99
Amazfit - Bip 5 Smartwatch 49mm Polycarbonate Plastic - Black
$115.99 - $115.99
$115.99
$115.99 - $115.99
$115.99

Amazfit - Bip 5 Smartwatch 49mm Polycarbonate Plastic - Black

Amazfit

10- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 10 days. The ...

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$115.99 - $115.99
$115.99
$115.99 - $115.99
$115.99
Nomad - Active Leather Strap 44mm - Black
$98.99 - $98.99
$98.99
$98.99 - $98.99
$98.99

Nomad - Active Leather Strap 44mm - Black

Nomad

Heinen leather from GermanyWaterproof and RuggedCustom HardwareStanless Steel Lugs and BuckleDesigned for Apple Watch 42mm and 44mmWorks with all A...

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$98.99 - $98.99
$98.99
$98.99 - $98.99
$98.99
Hydrow - On The Mat Workout Kit - Various
$149.99 - $149.99
$149.99
$149.99 - $149.99
$149.99

Hydrow - On The Mat Workout Kit - Various

Hydrow

Find Your PlacementUse the bathymetric side of the multi-use workout mat for yoga or pilates and use the reverse side for strength trainingMultiple...

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$149.99 - $149.99
$149.99
$149.99 - $149.99
$149.99
Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black
$77.99 - $77.99
$77.99
$77.99 - $77.99
$77.99

Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

Nomad

Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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$77.99 - $77.99
$77.99
$77.99 - $77.99
$77.99
Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black
$77.99 - $77.99
$77.99
$77.99 - $77.99
$77.99

Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

Nomad

Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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$77.99 - $77.99
$77.99
$77.99 - $77.99
$77.99
Amazfit - Balance Smartwatch 38mm Aluminum Alloy - Black
$223.99 - $223.99
$223.99
$223.99 - $223.99
$223.99

Amazfit - Balance Smartwatch 38mm Aluminum Alloy - Black

Amazfit

14- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 14 days. The ...

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$223.99 - $223.99
$223.99
$223.99 - $223.99
$223.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.