Furniture
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Original price $596.99 - Original price $596.99Original price$596.99$596.99 - $596.99Current price $596.99| /
Alamont Home - Hercules Big Tall 500 lb. Rated Black Mesh/LeatherSoft Ergonomic Chair - Black LeatherSoft/Mesh
Flash FurnitureBig tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Tilt lock mechanismThe ...
View full detailsOriginal price $596.99 - Original price $596.99Original price$596.99$596.99 - $596.99Current price $596.99| / -
Original price $596.99 - Original price $596.99Original price$596.99$596.99 - $596.99Current price $596.99| /
Alamont Home - Hercules Contemporary Fabric 24/7 Big Tall Swivel Plush Office Chair - Black Fabric
Flash Furniture24/7 usageReady for your call center multi-shift offices and your home office this office chair is designed for 24/7 use.Big tall seatingSit comfo...
View full detailsOriginal price $596.99 - Original price $596.99Original price$596.99$596.99 - $596.99Current price $596.99| / -
Original price $103.99 - Original price $103.99Original price$103.99$103.99 - $103.99Current price $103.99| /
Alamont Home Contemporary Mesh Swivel Office Chair with Arms - White
Flash FurnitureErgonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...
View full detailsOriginal price $103.99 - Original price $103.99Original price$103.99$103.99 - $103.99Current price $103.99| / -
Original price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| /
Alamont Home - Clayton Modern Vinyl Swivel Office Chair with Arms - Black
Flash FurnitureSupportive armsThe arms provide support to your upper body.Wheels for ease of movementCasters provide ease of mobility to reposition with minimal e...
View full detailsOriginal price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| / -
Original price $260.99 - Original price $260.99Original price$260.99$260.99 - $260.99Current price $260.99| /
OSP Home Furnishings - Seabrook Two-Tier Storage Unit with Natural Baskets - White
OSP Home FurnishingsSolid wood and veneerIncludes natural basketsThree-tier storage towerFully assembled
Original price $260.99 - Original price $260.99Original price$260.99$260.99 - $260.99Current price $260.99| / -
Original price $190.99 - Original price $190.99Original price$190.99$190.99 - $190.99Current price $190.99| /
Alamont Home - Porter Contemporary Mesh Executive Swivel Office Chair - Dark Gray
Flash FurnitureErgonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...
View full detailsOriginal price $190.99 - Original price $190.99Original price$190.99$190.99 - $190.99Current price $190.99| / -
Original price $471.99 - Original price $471.99Original price$471.99$471.99 - $471.99Current price $471.99| /
Alamont Home - Lark Outdoor Faux Teak Dining Table with Poly Slats - Square Patio Table - Gray Wash Teak
Flash FurnitureSeating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...
View full detailsOriginal price $471.99 - Original price $471.99Original price$471.99$471.99 - $471.99Current price $471.99| / -
Original price $321.99 - Original price $321.99Original price$321.99$321.99 - $321.99Current price $321.99| /
Alamont Home - Executive Chair on Skate Wheels - Brown LeatherSoft/Black Frame
Flash FurnitureSeating capacitySeats up to 2 people.Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers bett...
View full detailsOriginal price $321.99 - Original price $321.99Original price$321.99$321.99 - $321.99Current price $321.99| / -
Original price $258.99 - Original price $258.99Original price$258.99$258.99 - $258.99Current price $258.99| /
Alamont Home - Kale Contemporary Leather/Faux Leather Executive Swivel Office Chair - Black LeatherSoft/Mesh
Flash FurnitureErgonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...
View full detailsOriginal price $258.99 - Original price $258.99Original price$258.99$258.99 - $258.99Current price $258.99| / -
Original price $432.99 - Original price $432.99Original price$432.99$432.99 - $432.99Current price $432.99| /
Cuisinart - Chimenea Propane Fire Pit - Black
CuisinartDirectional heat shieldThis innovative design produces 40000 BTUs of heat for up to 9-15 hours (depending on heat settings)Durable constructionPain...
View full detailsOriginal price $432.99 - Original price $432.99Original price$432.99$432.99 - $432.99Current price $432.99| / -
Original price $578.99 - Original price $578.99Original price$578.99$578.99 - $578.99Current price $578.99| /
Alamont Home - Charlestown Adirondack Chair (set of 2) - Red
Flash FurnitureSeating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will wit...
View full detailsOriginal price $578.99 - Original price $578.99Original price$578.99$578.99 - $578.99Current price $578.99| / -
Original price $585.99 - Original price $585.99Original price$585.99$585.99 - $585.99Current price $585.99| /
Alamont Home - Lila Outdoor Rectangle Contemporary 7 Piece Patio Set - Black
Flash FurnitureSet includesItem Type Quantity Patio Table-1;Patio Chair-6Seating capacitySeats up to 6 people.Supportive armsThe arms provide support to your upp...
View full detailsOriginal price $585.99 - Original price $585.99Original price$585.99$585.99 - $585.99Current price $585.99| / -
Original price $304.99 - Original price $304.99Original price$304.99$304.99 - $304.99Current price $304.99| /
Adore Decor - Bentwood Task Chair - French Gray
Adore DecorFabric and bentwood seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel mechanismLe...
View full detailsOriginal price $304.99 - Original price $304.99Original price$304.99$304.99 - $304.99Current price $304.99| / -
Original price $298.99 - Original price $298.99Original price$298.99$298.99 - $298.99Current price $298.99| /
Whalen Furniture - Thannon 60" TV Console - Medium Ash Gray
WhalenDurably crafted to support most flat panel TVsSustains holding and display of TVs up to 70 and 80lbsModern stylish and functionalCompliments a rang...
View full detailsOriginal price $298.99 - Original price $298.99Original price$298.99$298.99 - $298.99Current price $298.99| / -
Original price $391.99 - Original price $391.99Original price$391.99$391.99 - $391.99Current price $391.99| /
OSP Home Furnishings - Mesh High Back Manager's Chair with Headrest and Self-Adjusting Lumbar Support and Adjutable Arms - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $391.99 - Original price $391.99Original price$391.99$391.99 - $391.99Current price $391.99| / -
Original price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| /
Office Star Products - Exec Bonded Lthr Office Chair - Black / Silver
Office Star ProductsBonded leather seat and back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control...
View full detailsOriginal price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| / -
Original price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| /
OSP Home Furnishings - Sierra Side Table - Ash Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsOriginal price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| / -
Original price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| /
OSP Home Furnishings - Elgin Accent Table - Gray
OSP Home FurnishingsFun casual styleMix and match for a pop of color2-Shelf round designThe ideal side tableSolid ConstructionDurable steel frameEasy AssemblySave time...
View full detailsOriginal price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| / -
Original price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| /
OSP Home Furnishings - Elgin Accent Table - Pink
OSP Home FurnishingsFun casual styleMix and match for a pop of color2-Shelf round designThe ideal side tableSolid ConstructionDurable steel frameEasy AssemblySave time...
View full detailsOriginal price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| / -
Original price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| /
OSP Home Furnishings - Elgin Accent Table - Mint
OSP Home FurnishingsFun casual styleMix and match for a pop of color2-Shelf round designThe ideal side tableSolid ConstructionDurable steel frameEasy AssemblySave time...
View full detailsOriginal price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| / -
Original price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| /
OSP Home Furnishings - Sierra 36" Foyer Table - Ash Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsOriginal price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| / -
Original price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| /
OSP Home Furnishings - Elgin Accent Table - White
OSP Home FurnishingsFun casual styleMix and match for a pop of color2-Shelf round designThe ideal side tableSolid ConstructionDurable steel frameEasy AssemblySave time...
View full detailsOriginal price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| / -
Original price $123.99 - Original price $123.99Original price$123.99$123.99 - $123.99Current price $123.99| /
OSP Home Furnishings - Sierra Mission End Table - White Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsOriginal price $123.99 - Original price $123.99Original price$123.99$123.99 - $123.99Current price $123.99| / -
Original price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| /
OSP Home Furnishings - Sierra Side Table - White Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsOriginal price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| / -
Original price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| /
OSP Home Furnishings - Sierra 36" Foyer Table - White Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsOriginal price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| / -
Original price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| /
OSP Home Furnishings - Elgin Accent Table - Coral
OSP Home FurnishingsFun casual styleMix and match for a pop of color2-Shelf round designThe ideal side tableSolid ConstructionDurable steel frameEasy AssemblySave time...
View full detailsOriginal price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| / -
Original price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| /
OSP Home Furnishings - Elgin Accent Table - Bluestone
OSP Home FurnishingsFun casual styleMix and match for a pop of color2-Shelf round designThe ideal side tableSolid ConstructionDurable steel frameEasy AssemblySave time...
View full detailsOriginal price $109.99 - Original price $109.99Original price$109.99$109.99 - $109.99Current price $109.99| / -
Original price $171.99 - Original price $171.99Original price$171.99$171.99 - $171.99Current price $171.99| /
OSP Home Furnishings - Sierra Coffee Table - White Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsOriginal price $171.99 - Original price $171.99Original price$171.99$171.99 - $171.99Current price $171.99| / -
Original price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| /
OSP Home Furnishings - Alaina 26" Counter Stool in Fabric with Coastal Wash - Linen
OSP Home FurnishingsTransition-style seating with cane backComfortable cane back with padded seatRustic solid wood frame with natural finishLegs include installed floo...
View full detailsOriginal price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| / -
Original price $190.99 - Original price $190.99Original price$190.99$190.99 - $190.99Current price $190.99| /
Office Star Products - Mid Back Managers Office Chair - Chocolate
Office Star ProductsFaux Leather seat and back with built-in lumber supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control w...
View full detailsOriginal price $190.99 - Original price $190.99Original price$190.99$190.99 - $190.99Current price $190.99| / -
Original price $277.99 - Original price $277.99Original price$277.99$277.99 - $277.99Current price $277.99| /
Office Star Products - Exec Bonded Leather Office Chair - Taupe
Office Star ProductsThick padded contoured bonded leather seat and back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustmen...
View full detailsOriginal price $277.99 - Original price $277.99Original price$277.99$277.99 - $277.99Current price $277.99| / -
Original price $390.99 - Original price $390.99Original price$390.99$390.99 - $390.99Current price $390.99| /
OSP Home Furnishings - 60 Prado Writing Desk - White
OSP Home FurnishingsSolid contructionImpact-resistant edges. Steel frame with 1 thick laminate topStay organized2-cord management grommetsAssembly requiredSave time by...
View full detailsOriginal price $390.99 - Original price $390.99Original price$390.99$390.99 - $390.99Current price $390.99| / -
Original price $137.99 - Original price $137.99Original price$137.99$137.99 - $137.99Current price $137.99| /
OSP Home Furnishings - Contempo Toolless Folding Desk - Ozark Ash
OSP Home FurnishingsTool-less desk simply unfold to useQuick assemblyFolds flat for storageEasily can be put away when not neededAssembly requiredSave time by adding a...
View full detailsOriginal price $137.99 - Original price $137.99Original price$137.99$137.99 - $137.99Current price $137.99| / -
Original price $427.99 - Original price $427.99Original price$427.99$427.99 - $427.99Current price $427.99| /
OSP Home Furnishings - Contempo Sit-To-Stand Desk - Ozark Ash
OSP Home FurnishingsIdeal sit-to-stand desk 40" wideAdjust desktop height to three positions quickly transforming your sitting desk to a standing deskSimply lift to lo...
View full detailsOriginal price $427.99 - Original price $427.99Original price$427.99$427.99 - $427.99Current price $427.99| / -
Original price $300.99 - Original price $300.99Original price$300.99$300.99 - $300.99Current price $300.99| /
OSP Home Furnishings - Alios Desk - Black/Chrome
OSP Home FurnishingsContemporary and modern design styleDesk surface finished in high-gloss finish and beautiful chrome hardware.2 Euro-glide drawersFeatures a full ex...
View full detailsOriginal price $300.99 - Original price $300.99Original price$300.99$300.99 - $300.99Current price $300.99| / -
Original price $509.99 - Original price $509.99Original price$509.99$509.99 - $509.99Current price $509.99| /
OSP Home Furnishings - Jefferson Executive Desk With Power - Espresso
OSP Home FurnishingsTransitional Contemporary StyleEspresso woodgrain finish with sturdy poweder-coated steel frameAmple desktop spaceExpansive 54" worksurface with Po...
View full detailsOriginal price $509.99 - Original price $509.99Original price$509.99$509.99 - $509.99Current price $509.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.