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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $587.99 - Original price $587.99
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    Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

    Insignia

    3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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    Original price $587.99 - Original price $587.99
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  • Original price $30.99 - Original price $30.99
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    Insignia - Hard-shell Carrying Case for Meta Quest 3 and Meta Quest 2 - Black

    Insignia

    Made for Meta Quest 3 and Meta Quest 2 headset and accessoriesHolds your Meta Quest 3 or Meta Quest 2 headset controller power adapter and cables.H...

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    Original price $30.99 - Original price $30.99
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  • Original price $415.99 - Original price $415.99
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    Insignia - TV Stand for Most Flat-Panel TVs Up to 75" - Gray

    Insignia

    Supports TVs up to 75"Sturdy mount and top shelf supports most flat screen TVs up to 75 in. (190.5 cm) and 100 lbs. (45.4 kg).Integrated flat-panel...

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    Original price $415.99 - Original price $415.99
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    Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
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  • Original price $24.99 - Original price $24.99
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    Insignia - Premium Mouse Pad with Wrist Rest - Black White

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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    Original price $24.99 - Original price $24.99
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    Insignia - Premium Mouse Pad with Wrist Rest - Natural

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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    Insignia - Premium Mouse Pad with Wrist Rest - Pink

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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  • Original price $42.99 - Original price $42.99
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    Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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    Original price $42.99 - Original price $42.99
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  • Original price $415.99 - Original price $415.99
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    Insignia - TV Stand for Most TVs Up to 80 with Gaming Nook - Black

    Insignia

    Supports TVs up to 80Sturdy tabletop holds most TVs up to 80 (203.2 cm) and 135 lbs. (61.24 kg).Neutral black colorBlack finish with a champagne sh...

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  • Original price $364.99 - Original price $364.99
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    Insignia - 3-in-1 TV Stand for Most TVs Up to 70 - Charcoal Gray

    Insignia

    Supports TVs up to 70Sturdy mount and top shelf support most flat screen TVs up to 70 in. (177.8 cm) and 100 lbs. (45.4 kg).3-in-1 designChoose how...

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  • Original price $69.99 - Original price $69.99
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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

    Insignia

    Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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    Original price $69.99 - Original price $69.99
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  • Original price $38.99 - Original price $38.99
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    Insignia - Desk Mat - Black

    Insignia

    Large size15.75 H x 31.5 W in (40 x 80 cm) size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work ...

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    Original price $38.99 - Original price $38.99
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  • Original price $31.99 - Original price $31.99
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    Insignia - Performance Grips + Straps for Meta Quest 3 - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

    View full details
    Original price $31.99 - Original price $31.99
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    Insignia - Display Stand for Quest 3 - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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  • Original price $28.99 - Original price $28.99
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    Insignia - Bumper Case for ROG Ally - Black

    Insignia

    Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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    Original price $28.99 - Original price $28.99
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    Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

    Insignia

    Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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  • Original price $63.99 - Original price $63.99
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    Insignia - 3-Port HDMI Switch with 4K 60Hz and HDR Pass-Through - Black

    Insignia

    Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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    Original price $63.99 - Original price $63.99
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    Insignia - 10' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Original price $43.99 - Original price $43.99
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    Insignia - 6' USB-C to DisplayPort Cable - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Insignia - 6' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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  • Original price $359.99 - Original price $359.99
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    Insignia - Gaming TV Stand for Most TVs Up to 65" - Gray

    Insignia

    Holds TVs up to 65"Supports TVs up to 65 in. (165 cm) and 60 lbs. (27.2 kg) providing room to upgrade the size of your TV.Cabinet storageHides your...

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    Original price $359.99 - Original price $359.99
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  • Original price $31.99 - Original price $31.99
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    Insignia - USB to VGA Adapter - White

    Insignia

    USB 3.0 to VGAMirror or extend your computer’s display to by connecting from your computer’s USB port to an VGA-enabled monitor.For Windows and mac...

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  • Original price $746.99 - Original price $746.99
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    Epson - Home Cinema 1080 1080p 3LCD Projector - White

    Epson America

    Portable designWeighs 6.17 lbs. for easy transport to a friend’s house for your next movie night.30 keystone correctionFor distortion-free images.3...

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    Original price $746.99 - Original price $746.99
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  • Original price $90.99 - Original price $90.99
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    Insignia - Rog Ally Docking Station

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $90.99 - Original price $90.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.