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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $589.99 - Original price $589.99
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Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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Original price $589.99 - Original price $589.99
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Current price $469.99
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Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Current price $469.99
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Original price $42.99 - Original price $42.99
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Insignia - 6 ft. 8K HDMI Cable - Black

Insignia

Transfers high-quality audio and videoA single cable is all that’s needed to connect an HDMI source to your display.Wide-ranging compatibilityWorks...

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Insignia - 6 ft. 16K DisplayPort Cable - Black

Insignia

Transfers high-quality audio and videoA single cable is all that’s needed to connect a DisplayPort source to your display.Wide-ranging compatibilit...

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Original price $44.99 - Original price $44.99
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Insignia - HDMI 3-Port Switch with 4K HDR Inputs - Black

Insignia

3 HDMI inputs with remote includedConnect up to three streaming sticks gaming devices Blu-ray players or other HDMI devices to a single port on you...

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Insignia - HDMI 2-Output Splitter with HDR Pass-Through - Black

Insignia

Gain 2 HDMI outputs with one connectionConnect your laptop gaming device or streaming stick to view on two displays simultaneously.Supports 4K reso...

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Insignia - 5.1.2 Channel Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX Bluetooth - Black

Insignia

No Cords Just PowerDitch the clutter of audio cables. With wireless satalite surround speakers and wireless subwoofer connections just plug into po...

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Insignia - Desk Mat - Black

Insignia

Large size15.75 H x 31.5 W in. size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work or game.Reve...

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Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

Insignia

Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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Insignia - Premium Mouse Pad with Wrist Rest - Black

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Insignia - Premium Mouse Pad with Wrist Rest - Natural

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Insignia - Premium Mouse Pad with Wrist Rest - Pink

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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Insignia - Bumper Case for ROG Ally - Black

Insignia

Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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Insignia - RCA to HDMI Converter - Black

Insignia

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Insignia - 3-Port HDMI Switch with 4K 60Hz and HDR Pass-Through - Black

Insignia

Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

Insignia

Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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Insignia - 10' DisplayPort Cable - Black

Insignia

Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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Insignia - Universal 180W High-Power Laptop Charger - Black

Insignia

Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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Insignia - 6' DisplayPort Cable - Black

Insignia

Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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Original price $33.99 - Original price $33.99
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Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

Insignia

Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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Original price $71.99 - Original price $71.99
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Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

Insignia

Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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Original price $96.99 - Original price $96.99
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Insignia - USB to VGA Adapter - Black

Insignia

USB 3.0 to VGAMirrors or extends your screen to a second monitor for better presentations and multitasking.Dazzling resolutionProvides high-quality...

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Original price $46.99 - Original price $46.99
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Insignia - HDMI to VGA Adapter - Cool gray

Insignia

HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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Original price $34.99 - Original price $34.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.