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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $110.99 - Original price $110.99
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    Current price $110.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Volcanic Red

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $110.99 - Original price $110.99
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    $110.99
    $110.99 - $110.99
    Current price $110.99
  • Original price $1,045.99 - Original price $1,045.99
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    $1,045.99
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    Current price $1,045.99

    Sony - 65" class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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    Original price $1,045.99 - Original price $1,045.99
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    $1,045.99
    $1,045.99 - $1,045.99
    Current price $1,045.99
  • Original price $104.99 - Original price $104.99
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    $104.99
    $104.99 - $104.99
    Current price $104.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $104.99 - Original price $104.99
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    $104.99
    $104.99 - $104.99
    Current price $104.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Cosmic Red

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Galactic Purple

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
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    Current price $104.99
  • Original price $1,414.99 - Original price $1,414.99
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    Current price $1,414.99

    Sony - 75" Class X85K LED 4K UHD Smart Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,414.99 - Original price $1,414.99
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  • Original price $99.99 - Original price $99.99
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    $99.99
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    Current price $99.99

    Sony WF-C700N - true wireless earphones with mic

    Sony

    A more personal music experienceTurn off your surroundings with Noise Sensor Technology and enjoy the immersive music experience.Ergonomic surface ...

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    Original price $99.99 - Original price $99.99
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  • Original price $236.99 - Original price $236.99
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    Current price $236.99

    Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Silver

    Sony

    Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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    Original price $236.99 - Original price $236.99
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  • Original price $839.99 - Original price $839.99
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    $839.99
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    Current price $839.99

    Sony - XV900 X-Series BLUETOOTH Party Speaker - Black

    Sony

    Fill your room with Omnidirectional party soundWith Omnidirectional party sound feel the groove in every corner with six tweeters around the front ...

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    Original price $839.99 - Original price $839.99
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  • Original price $255.99 - Original price $255.99
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    $255.99
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    Current price $255.99

    Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

    Sony

    Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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    Original price $255.99 - Original price $255.99
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    $255.99
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    Current price $255.99
  • Original price $819.99 - Original price $819.99
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    $819.99
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    Current price $819.99

    Sony - 27 INZONE M9 4K HDR 144Hz Gaming Monitor with Full Array Local Dimming and NVIDIA G-SYNC - White

    Sony

    Perfect for PlayStation 5Pair the INZONE M9 with your PS5 console to get a fantastic gaming experience and features made specifically for PS5. With...

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    Original price $819.99 - Original price $819.99
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    $819.99
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  • Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99

    Sony - INZONE H5 Wireless Gaming Headset - Black

    Sony

    360 Spatial Sound for GamingIn games that are won and lost in seconds whoever reacts first often wins. 360 Spatial Sound for Gaming pinpoints oppon...

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    Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.