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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $621.99 - Original price $621.99
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    Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

    Samsung

    Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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    Original price $621.99 - Original price $621.99
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    Astro Gaming - 1' HDMI Female Adapter for PlayStation 5 - Black

    Logitech

    Get set for PS5Get the most out of your PlayStation 5 experience when using the MixAmp Pro TR A50 Base Station or A20 Wireless Headset Gen 1.Full G...

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    Original price $62.99 - Original price $62.99
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  • Original price $819.99 - Original price $819.99
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    Samsung HW-S800D - sound bar system - wireless

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Dell - XPS 16 16.3" 120Hz Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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  • Original price $1,808.99 - Original price $1,808.99
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    Apple - Studio Display - Standard Glass Tilt Adjustable - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $1,808.99 - Original price $1,808.99
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    Google - Pixel 9 128GB (Unlocked) - Peony

    GOOGLE

    Universal UnlockedCompatible with all major U.S. carriers including Verizon ATT and T-Mobile. Also compatible with prepaid carriers including Crick...

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    ViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black

    ViewSonic

    24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...

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    La-Z-Boy - Baylor Modern Bonded Leather Executive Chair - White - Bonded Leather

    La-Z-Boy

    Bonded leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel and tilt mechani...

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    Original price $430.99 - Original price $430.99
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  • Original price $80.99 - Original price $80.99
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    DualShock 4 Wireless Controller for Sony PlayStation 4 - Jet Black

    Sony Computer Entertainment Am

    Take control of your favorite adventures solve puzzles and defeat epic bosses with the help of this game pad for PlayStation 4Feel the action of yo...

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    Original price $80.99 - Original price $80.99
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  • Original price $288.99 - Original price $288.99
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    SideTrak - Solo Pro Freestanding Portable 15.8" Monitor - Black

    SideTrak

    Stunning Picture QualityThe Full HD LED monitor offers a crisp bright viewing experience with a wide color gamut and 8-bit color display. HDR and F...

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    Original price $288.99 - Original price $288.99
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  • Original price $447.99 - Original price $447.99
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    Sauder - Entertainment Credenza - Mystic Oak

    Sauder

    Features Cord management flat-panel mount corner design gaming nook etc. Number of shelves or storage compartments and/or number of devices the sta...

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    Original price $447.99 - Original price $447.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

    Nintendo of America

    Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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    ViewSonic VA3209M - LED monitor - Full HD (1080p) - 32"

    ViewSonic

    ViewSonic VA3209M - LED monitor - 32" (31.5" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 12001 - 4 ms - HDMI VGA - speakers

    Original price $190.99 - Original price $190.99
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  • Original price $276.99 - Original price $276.99
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    ViewSonic Ergonomic VG2453 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic Ergonomic VG2453 - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 10001 - 7 ms - HDMI VGA Di...

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    Original price $276.99 - Original price $276.99
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  • Original price $297.99 - Original price $297.99
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    ViewSonic XG2431 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic XG2431 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 240 Hz - IPS - 350 cd/m² - 10001 - 1 ms - 2xHDMI Disp...

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  • Original price $423.99 - Original price $423.99
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    OMEN by HP 32q - LED monitor - QHD - 31.5" - HDR

    HP

    OMEN by HP 32q - LED monitor - gaming - 31.5" - 2560 x 1440 QHD 165 Hz - IPS - 400 cd/m² - 10001 - HDR400 - 1 ms - 2xHDMI DisplayPort - black

    Original price $423.99 - Original price $423.99
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  • Original price $682.99 - Original price $682.99
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    ViewSonic VG3457CV - LED monitor - curved - 34"

    ViewSonic

    ViewSonic VG3457CV - LED monitor - curved - 34" - 3440 x 1440 UWQHD 100 Hz - MVA - 350 cd/m² - 30001 - 5 ms - 2xHDMI DisplayPort - speakers

    Original price $682.99 - Original price $682.99
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  • Original price $493.99 - Original price $493.99
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    ViewSonic VP275-4K - LED monitor - 4K - 27"

    ViewSonic

    ViewSonic VP275-4K - LED monitor - 27" - 3840 x 2160 4K 60 Hz - IPS - 360 cd/m² - 12001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers

    Original price $493.99 - Original price $493.99
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  • Original price $331.99 - Original price $331.99
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    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - HDR

    ViewSonic

    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - HDR10 - 4 ms - HDMI DisplayPort USB-C ...

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    Original price $331.99 - Original price $331.99
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  • Original price $980.99 - Original price $980.99
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    HP - Victus 15.6" Full HD 144Hz Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Performance Blue

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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  • Original price $1,703.99 - Original price $1,703.99
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    Alienware - m16 R2 16" 240Hz Gaming Laptop QHD+ - Intel Core Series 1 Ultra 7 with 16GB RAM - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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  • Original price $96.99 - Original price $96.99
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    SteelSeries - Artisan Keycap World of Warcraft Edition - Lava Red

    Steel Series

    WORLD OF WARCRAFT EDITIONAzeroth changed forever when the Sword fell. This handmade Artisan Keycap depicts the life-altering event also showcasing ...

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    Original price $96.99 - Original price $96.99
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  • Original price $188.99 - Original price $188.99
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    RIG - 900 MAX HX Dual Wireless Gaming Headset w/Dolby AtmosBluetooth Base Station for XboxPlayStationNintendo Switch PC - Black

    RIG

    Dual-Mode WirelessBuilt for Xbox and compatible with PlayStation PC and Nintendo Switch the RIG 900 MAX HX is for gamers seeking a wireless headset...

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    Original price $188.99 - Original price $188.99
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    Acer - Nitro 27" IPS LED 240Hz 0.5ms FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe XF273U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excelle...

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    Original price $306.99 - Original price $306.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.