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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $117.99 - Original price $117.99
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    Crucial - Pro OC Gaming 32GB (2x16GB) DDR5 6400MHz C38 UDIMM Intel XMP 3.0 AMD EXPO Desktop Memory - Black

    Crucial

    SLEEK MATTE BLACK HEAT SPREADEROur DDR5 Pro OC Gaming Memory features an aluminum heat spreader in matte black with a sleek origami-based design th...

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    Original price $117.99 - Original price $117.99
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  • Original price $349.99 - Original price $349.99
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    BenQ DesignVue PD2705Q - PD Series - LED monitor - 27" - HDR

    BenQ

    Ideal for Graphic Designers and Professional users27 Inch 2K QHD IPS QHD computer monitor is factory calibrated for color accuracy and comes with a...

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    Original price $349.99 - Original price $349.99
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  • Original price $69.99 - Original price $69.99
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    CORSAIR - M55 Wireless Optical Gaming Mouse with Slipstream Technology - Black

    Corsair

    Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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    Original price $69.99 - Original price $69.99
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  • Original price $81.99 - Original price $81.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Emerald

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $81.99 - Original price $81.99
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  • Original price $1,656.99 - Original price $1,656.99
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    Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - NVIDIA 4070 Super - 1TB NVMe SSD - White

    Skytech Gaming

    Windows 11 Home 64-bitWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools so...

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    Original price $1,656.99 - Original price $1,656.99
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  • Original price $2,056.99 - Original price $2,056.99
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    Acer - Nitro 60 N60-180-UB23 Gaming Desktop - AMD Ryzen 9 7900 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4070 Super 1TB SSD - Black

    Acer

    Sleek Bold AestheticsDive into 2024 with the Nitro 60's striking design showcasing vibrant aRGB LEDs aerodynamic contours and cooling air-venting ...

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    Original price $2,056.99 - Original price $2,056.99
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  • Original price $81.99 - Original price $81.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Black

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $81.99 - Original price $81.99
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  • Original price $43.99 - Original price $43.99
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    Razer - Gigantus V2 Cloth Gaming Mouse Pad (XXL) - Black

    Razer

    Textured micro-weave cloth surface for speed and controlOptimized across all mouse sensors for pixel-precise accuracy and total tracking responsive...

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    Original price $43.99 - Original price $43.99
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  • Original price $229.99 - Original price $229.99
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    ViewSonic VG1655 - LED monitor - Full HD (1080p) - 15.6"

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $229.99 - Original price $229.99
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  • Original price $182.99 - Original price $182.99
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    ViewSonic VX2776-smhd - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $182.99 - Original price $182.99
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  • Original price $347.99 - Original price $347.99
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    ViewSonic VX3211-4K-mhd - LED monitor - 4K - 32" - HDR

    ViewSonic

    4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenAdvanced Gaming Experience with FreeSyncPut a...

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  • Original price $1,509.99 - Original price $1,509.99
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    Samsung - 32" Odyssey Neo G8 Curved 4K UHD FreeSync Premium Pro G-Sync Compatible 240Hz 1ms Gaming Monitor - Black

    Samsung

    Spellbinding visual qualityQuantum Mini-LED which achieves next-generation depth with Quantum HDR2000 delivers exceptional picture quality placing ...

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    Original price $1,509.99 - Original price $1,509.99
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  • Original price $118.99 - Original price $118.99
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    APC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black

    APC Products

    Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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    Original price $118.99 - Original price $118.99
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  • Original price $85.99 - Original price $85.99
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    APC - Back-UPS 425VA 120V 6 NEMA outlets (2 surge) - Black

    APC Products

    Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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    Original price $85.99 - Original price $85.99
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  • Original price $104.99 - Original price $104.99
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    APC - Back-UPS 600VA 120V 1 USB charging port 7 NEMA outlets (2 surge) - Black

    APC Products

    Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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    Original price $104.99 - Original price $104.99
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  • Original price $143.99 - Original price $143.99
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    MSI G244F E2 - LED monitor - Full HD (1080p) - 24"

    MSI

    MSI G244F E2 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - Fast IPS - 300 cd/m² - 10001 - 1 ms - 2xHDMI Dis...

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    Original price $143.99 - Original price $143.99
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  • Original price $401.99 - Original price $401.99
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    27-IN SMART MONITOR

    LG

    27-IN SMART MONITOR

    Original price $401.99 - Original price $401.99
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  • Original price $188.99 - Original price $188.99
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    ViewSonic VX1655 - LED monitor - Full HD (1080p) - 16"

    ViewSonic

    ViewSonic VX1655 - LED monitor - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 8001 - 4 ms - Mini HDMI 2...

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    Original price $188.99 - Original price $188.99
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  • Original price $178.99 - Original price $178.99
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    27" ULTRAGEAR 1080P

    LG

    27" ULTRAGEAR 1080P MONITOR

    Original price $178.99 - Original price $178.99
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  • Original price $142.99 - Original price $142.99
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    ViewSonic VX2428A - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic VX2428A - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - IPS - 250 cd/m² - 10001 - 0.5 ms - 2xHDMI D...

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    Original price $142.99 - Original price $142.99
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  • Original price $682.99 - Original price $682.99
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    ViewSonic ColorPro VP3456A - LED monitor - curved - 34"

    ViewSonic

    ViewSonic ColorPro VP3456A - LED monitor - curved - 34" - 3440 x 1440 UWQHD 75 Hz - MVA - 40001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers

    Original price $682.99 - Original price $682.99
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  • Original price $72.99 - Original price $72.99
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    Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth

    Microsoft

    Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth - transparent blue sky blue - for PC Android Micro...

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    Original price $72.99 - Original price $72.99
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  • Original price $125.99 - Original price $125.99
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    Backbone -One -PlayStation Edition -Mobile Gaming Controller for iPhone -2nd Gen -White

    Backbone

    Backbone - One - PlayStation Edition (Lightning) - Mobile Gaming Controller for iPhone - 2nd Gen - White; SKU 6572089

    Original price $125.99 - Original price $125.99
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  • Original price $200.99 - Original price $200.99
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    OMNI Gaming Monitor VX2728J - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    OMNI Gaming Monitor VX2728J - LED monitor - gaming - 27" - 1920 x 1080 Full HD (1080p) 165 Hz - IPS - 250 cd/m² - 10001 - HDR10 - 2.5 ms - HDMI Di...

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    Original price $200.99 - Original price $200.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.