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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $1,504.99 - Original price $1,504.99
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    Hisense - 65" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    Microsoft - Xbox Series X 1TB Console - Cabon Black

    Microsoft

    Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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    Original price $589.99 - Original price $589.99
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    Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Crucial - T500 1TB Internal SSD PCIe Gen 4x4 NVMe M.2 with Heatsink for PS5

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsPS5 readyHe...

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    MSI Claw A1M-051US - handheld game console - 512 GB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Motorola - moto g 5G 2024 128GB (Unlocked) - Sage Green

    Motorola

    Immersive 120Hz display and Dolby AtmosWatch movies and play games on a fast fluid 6.6" display backed by multidimensional stereo sound.50MP Quad P...

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    Crash Team Racing Nitro-Fueled Standard Edition - Nintendo Switch

    Activision Publishing

    - Start your engines with the original game modes characters tracks power-ups weapons and controls- Power slide to glory in additional karts tracks...

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    Nintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    STARLINK - Standard Kit AX Tri Band Wi-Fi System - White

    STARLINK

    Stream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...

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    PDP - Travel Case Plus GLOW For Nintendo Switch Nintendo Switch Lite Nintendo Switch - OLED Model - 1-Up Mushroom

    PDP

    Switch compatibilityCompatible with Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED ModelGlow-In-The-DarkUnique design glows in the...

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    Original price $36.99 - Original price $36.99
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    X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black

    X Rocker

    4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...

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    MSI Claw A1M-050US - handheld game console - 1 TB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $876.99 - Original price $876.99
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    Nintendo - Switch with Neon Blue and Neon Red Joy-Con - Multi

    Nintendo

    6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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    Original price $359.99 - Original price $359.99
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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

    Logitech

    40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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    Rocketfish - Joy-Con Racing Wheel Two Pack For Nintendo Switch Switch OLED - Red/Blue

    Rocketfish

    Enhance your MarioKart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and RedNo batteries requ...

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    Rocketfish - USB-C Mobile Power Kit For Nintendo Switch Switch OLED Switch Lite - Black

    Rocketfish

    Travel friendlyCharge and play your Switch Switch OLED or Switch Lite console on the go or at homeUSB AC adapterCharge your Switch Switch OLED or S...

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    SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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    Sony - PlayStation 5 - DualSense Wireless Controller - White

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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  • Original price $1,118.99 - Original price $1,118.99
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    HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Pro Wireless Controller for Nintendo Switch

    Nintendo

    Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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    NETGEAR - EAX12 AX1600 WiFi 6 Mesh Wall Plug Range Extender

    NETGEAR

    Wi-Fi mesh extenderWorks with your existing Wi-Fi to create a powerful whole-home mesh Wi-Fi network.Up to 1600Mbps data transfer rates with Wirele...

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    Original price $92.99 - Original price $92.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.