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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

CORSAIR - VENGEANCE 16GB (1x16GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

Corsair
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Best Buy essentials - Fixed TV Wall Mount for Most 3790" TVs - Black

Best Buy essentials
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Compatible with most 3790" TVsHolds TVs up to 165 lbs. for sturdy support you can trust.VESA compliantSupports VESA patterns from 200 200 to 600 ...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

PDP - Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

Afterglow
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Logitech G Yeti Orb Condenser RGB Gaming Microphone with LIGHTSYNC Black - microphone

Logitech
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

ASUS
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

AMD
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Insignia - HDMI to VGA Adapter - Cool gray

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

AC Adapter for Nintendo Switch - Black

Nintendo
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson
Original price $459.99 - Original price $459.99
Original price
$459.99
$459.99 - $459.99
Current price $459.99

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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Original price $459.99 - Original price $459.99
Original price
$459.99
$459.99 - $459.99
Current price $459.99

Philips - Hue Play Gradient Lightstrip 75" - White

Philips
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Take the excitement of surround lighting to the next level with the Philips Hue Play gradient lightstrip. This LED strip flawlessly blends multiple...

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Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

RØDE - PSA1+ Microphone Stand

Rode
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

Ring
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Watch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - White

LG
Original price $1,213.99 - Original price $1,213.99
Original price
$1,213.99
$1,213.99 - $1,213.99
Current price $1,213.99

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,213.99 - Original price $1,213.99
Original price
$1,213.99
$1,213.99 - $1,213.99
Current price $1,213.99

Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi and Steam Clean - Stainless Steel

Samsung
Original price $941.99 - Original price $941.99
Original price
$941.99
$941.99 - $941.99
Current price $941.99

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating...

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Original price $941.99 - Original price $941.99
Original price
$941.99
$941.99 - $941.99
Current price $941.99

TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

TP Link
Original price $291.99 - Original price $291.99
Original price
$291.99
$291.99 - $291.99
Current price $291.99

Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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Original price $291.99 - Original price $291.99
Original price
$291.99
$291.99 - $291.99
Current price $291.99

Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.