Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
Filters
- 8BitDo (4)
- Acer (25)
- Afterglow (1)
- Alienware (4)
- AMAZON (2)
- AMD (8)
- AOC (5)
- APC Products (1)
- Apple (11)
- Arris (1)
- Asmodee (1)
- Astro Gaming (1)
- ASUS (99)
- Atari (4)
- Atari Interactive (1)
- AudioQuest (4)
- BANDAI NAMCO Entertainment (8)
- Belkin (3)
- BenQ (3)
- Capcom (11)
- Collective Minds (2)
- Corsair (53)
- Crucial (2)
- CyberPowerPC (6)
- Dell (8)
- Denon (4)
- Edifier (2)
- Electronic Arts (18)
- Epson (4)
- Fangamer (3)
- GameMill Entertainment (9)
- GameSir (13)
- GE (2)
- Giants Software (2)
- GIGABYTE (7)
- Gigabyte Technology (3)
- Glorious (14)
- Govee (4)
- HISENSE (15)
- Hori (10)
- HP (60)
- HyperX (9)
- iBuyPower (11)
- Insignia (10)
- Keychron (2)
- Koei Corporation (2)
- Konami (3)
- Konami Digital Entertainment (3)
- KontrolFreek (8)
- Lego (9)
- Lenovo (15)
- Lexar (2)
- LG (31)
- LG Electronics (4)
- Logitech (47)
- Lorcana (2)
- Meta (2)
- Microids (2)
- Microsoft (27)
- MSI (24)
- Nacon (3)
- NETGEAR (10)
- Nex (2)
- NEXT (13)
- Next Level Racing (2)
- Nintendo (29)
- Nintendo of America (4)
- Nvidia (2)
- OhSnap (2)
- Outright Games (12)
- Peerless Industries (3)
- Philips (2)
- PLAION (3)
- PNY (2)
- PowerA (25)
- Pulsar (2)
- Razer (49)
- Rocketfish (2)
- Samsung (76)
- SanDisk (4)
- SCUF (7)
- Seagate (3)
- Sega (21)
- Skytech Gaming (2)
- Solutions 2 Go (3)
- Sony (17)
- Sony Computer Entertainment Am (13)
- Square Enix (8)
- Steel Series (46)
- Take 2 Interactive (8)
- TCL (22)
- TORRAS (5)
- Toshiba (2)
- TP Link (15)
- Turtle Beach (25)
- U and I Entertainment (4)
- Ultra Pro (2)
- WB Games (4)
- XFX (2)
- XSEED (3)
SCUF - VALOR PRO Wireless Performance Controller for Xbox Series XS Xbox One and PC - Steel Grey
SCUFFASTER GAMEPLAYFeatures four rear paddles so you can react faster in-game and with our instant triggers that eliminate trigger pull shaving millise...
View full detailsSCUF - VALOR PRO Wireless Performance Controller for Xbox Series XS Xbox One and PC - Black
SCUFFASTER GAMEPLAYFeatures four rear paddles so you can react faster in-game and with our instant triggers that eliminate trigger pull shaving millise...
View full detailsASUS - Premium 2-in-1 Hard Case for ROG Xbox Ally - Black
ASUSAll-weather ProtectionWater-repellent fabric keeps your machine safe from any accidental spills and inclement weather while the whole case stays se...
View full detailsPlayStation 5 Slim Console Digital Edition 825GB - PlayStation 5
Sony Computer Entertainment AmSlim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.825GB of StorageKeep yo...
View full detailsWorld Championships NES Deluxe Set Edition - Nintendo Switch OLED Model Nintendo Switch Nintendo Switch Lite
NintendoTest your skill in over 150 speedrunning challengesMaster memorable moments from 13 NES titles like Super Mario Bros. 3 and The Legend of ZeldaTake...
View full detailsASUS - ROG Swift 32" Dual Mode (4K 240Hz FHD 480Hz) OLED 0.03ms Gaming Monitor with FreeSync and HDR (DisplayPort HDMI) - Black
ASUSDual Mode 4K UHD 240Hz Or Full HD 480HzThe 32-inch 4K QD-OLED panel of the PG32UCDP opens up a world of unbelievably lifelike gaming and entertai...
View full detailsLG - 55" Class B5 Series OLED AI 4K UHD Smart webOS TV (2025)
LGAlpha 8 AI Processor Gen2Alpha 8 AI Processor Gen2 detects what you're watching and automatically improves the picture and sound qualityPerfect Bla...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX 2025 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTeenage Mutant Ninja Turtles Splintered Fate Deluxe Edition - PlayStation 5
Nighthawk InteractiveA thrilling storyWhen Splinter is kidnapped by Shredder mysterious portals simultaneously appear across NYC. With April and Metalhead analyzing rec...
View full detailsYakuza 0 Director’s Cut - Nintendo Switch 2
SegaFighting stylesThree unique fighting styles to dynamically switch between using your fists make shift weapons and more.Deeper insightDeeper insight...
View full detailsCORSAIR - RMX Series RM1000x Cybenetics Gold Fully Modular ATX Power Supply - Black
CorsairFully ModularReliable and efficient low-noise power supply with fully modular cabling so you only have to connect the cables your system needs.Cybe...
View full detailsChicken Run - Eggstraction - PlayStation 5
Outright GamesStealth with a Silly TwistHide in bins disguise yourself as a traffic cone or leg it in a full-blown panic. Whatever works.High-Octane EscapesRelea...
View full detailsInsignia - 5.1.2 Channel Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX Bluetooth - Black
InsigniaNo Cords Just PowerDitch the clutter of audio cables. With wireless satellite surround speakers and wireless subwoofer connections just plug into p...
View full detailsTP-Link - Deco 7 Pro BE11000 Tri-Band Wi-Fi 7 Whole Home Mesh Router System - Deco BE65 Pro (1-pack) - White
TP LinkSupercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...
View full detailsNintendo - Joy-Con 2 Charging Grip - Black
NintendoOnly for use with the Nintendo Switch 2 systemOnly for use with the Nintendo Switch 2 system.
KontrolFreek - GamerPack Thumbsticks Xbox/Xbox Series X - Blue
KontrolFreekDesigned for XboxCompatible with Xbox wireless controllers.Upgrade AimAdded thumbstick height increases precisionImproved MovementHigher stick equa...
View full detailsHarry Potter Quidditch Champions Deluxe Edition - PlayStation 5
WB GamesLive Your Quidditch FantasyPlay as one of the classic positions—Chaser Seeker Keeper or Beater—each with their own unique play style. Soar into leg...
View full detailsAlienware - AW3225QF 32" QD-OLED Curved 4K UHD 240Hz .03-ms G-SYNC Compatible Gaming Monitor with HDR (HDMI USB-C) - Lunar Light
Alienware32" OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior co...
View full detailsChicken Run - Eggstraction - Nintendo Switch
Outright GamesStealth with a Silly TwistHide in bins disguise yourself as a traffic cone or leg it in a full-blown panic. Whatever works.High-Octane EscapesRelea...
View full detailsGolden Tee Arcade Classics - Nintendo Switch
AtariIncludesThis includes Golden Tee 3D Golf Golden Tee 97 Golden Tee 98 Golden Tee 99 Golden Tee 2k Golden Tee Classic Shuffleshot and World Class Bow...
View full detailsMSI - Z790 GAMING PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black
MSIProcessor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...
View full detailsTMNT Arcade Wrath of the Mutants - Nintendo Switch
GameMill EntertainmentRe-experience the classic arcade gameFeatures 3 additional stages and 6 additional bosses never-before-seen in the classic 2017 arcade.Play as the ...
View full detailsBorderlands 4 - PlayStation 5
Take 2 InteractiveBe a badassBecome an unstoppable force of battle blasting through enemies with an all-new arsenal of outrageous weaponry. Move across the Borderlan...
View full detailsSony - PULSE Elite Wireless Gaming Headset - for PS5 - White
Sony Computer Entertainment AmPlanar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.