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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $333.99 - Original price $333.99
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    Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

    Logitech

    TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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    Original price $333.99 - Original price $333.99
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  • Original price $96.99 - Original price $96.99
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    Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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  • Original price $2,236.99 - Original price $2,236.99
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    HP OMEN - Transcend 14" 120Hz 2.8K OLED Gaming Laptop - Intel Core Ultra 9-185H - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Shadow Black

    HP

    Go Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...

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    Original price $2,236.99 - Original price $2,236.99
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    Hisense - 40" Class A4 Series LED Full HD 1080P Smart Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Original price $230.99 - Original price $230.99
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    Hisense - 32" Class A4 Series LED Full HD 1080P Smart Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Original price $206.99 - Original price $206.99
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    LEGO - Sonic the Hedgehog Knuckles’ Guardian Mech Building Toy Set 76996

    Lego

    Sonic action toysTreat fans and kids ages 8 and up with this Knuckles’ Guardian Mech playset packed with options to inspire stories with iconic Son...

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    Samsung - 32" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) USB 3.2 Intel ATX Motherboard - Black

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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    Original price $288.99 - Original price $288.99
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    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for PS5 PS4 PC - Black

    Thrustmaster

    DesignPremiun design with leather wrapping on the outer-facing portion of the wheel gives it a realistic look and feelVersatile wheel shapeWell-sui...

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  • Original price $196.99 - Original price $196.99
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    SteelSeries - Apex Pro 2023 TKL Wired Mechanical OmniPoint 2.0 Adjustable Actuation Switch Gaming Keyboard with RGB Backlighting - Black

    Steel Series

    Fully Customizable Stupidly fastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Incredibly fast keyboard20x faster actuation 11x faster respo...

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    j5create - USB-C to HDMI 2.1 8K - Space Gray/Black

    J5 Create

    This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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    Original price $57.99 - Original price $57.99
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  • Original price $91.99 - Original price $91.99
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    Insignia - Dock Station for ROG Ally Steam Deck Legion Go and other type-c mobile devices

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $91.99 - Original price $91.99
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    Denon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

    Denon

    Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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    Original price $636.99 - Original price $636.99
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  • Original price $96.99 - Original price $96.99
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    Insignia - Universal 180W High-Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $96.99 - Original price $96.99
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    Razer - Huntsman V2 TKL Wired Optical Purple Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

    Razer

    Razer Clicky Optical SwitchesEnjoy quick snappy keystrokes that sound satisfying and feel lighter than traditional mechanical switches— with up to ...

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  • Original price $1,778.99 - Original price $1,778.99
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    TCL - 85" Class Q7 Series QLED 4K UHD Smart Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,778.99 - Original price $1,778.99
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  • Original price $182.99 - Original price $182.99
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    TCL - 32" Class S3 Series LED Full HD Smart Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $182.99 - Original price $182.99
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    TCL - 40" Class S3 Series LED Full HD Smart Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $194.99 - Original price $194.99
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    TCL - 75" Class Q7 Series QLED 4K UHD Smart Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,258.99 - Original price $1,258.99
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    RIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black

    RIG

    Wireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...

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    Original price $130.99 - Original price $130.99
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  • Original price $1,448.99 - Original price $1,448.99
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    MSI - Prestige 13 OLED Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620Hwith 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    TP-Link - Deco X25 AX1800 Dual-Band Whole Home Mesh Wi-Fi 6 System (3-Pack) - White

    TP Link

    Dual-Band Wi-Fi 6 speedsExperience speeds up to 1800 Mbps perfect for streaming online gaming large downloads video calls and more.Whole-Home cover...

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    Original price $160.99 - Original price $160.99
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    Crucial - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 5600 MHz / PC5-44800 - unbuffered

    Crucial

    5600 MT/sDownclock capable for systems that only support 5200 or 4800MT/sCompatabilityCompatible with 12th Gen Intel Core or AMD RyzenTM 7000 Serie...

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    Original price $123.99 - Original price $123.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.