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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $118.99 - Original price $118.99
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    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

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    Original price $118.99 - Original price $118.99
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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS4/PS5/PC Sony 3D Audio Modular Back Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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  • Original price $93.99 - Original price $93.99
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    Pro Wireless Controller for Nintendo Switch - Black

    Nintendo

    Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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    Original price $93.99 - Original price $93.99
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  • Original price $56.99 - Original price $56.99
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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - White

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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  • Original price $504.99 - Original price $504.99
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    OMEN by HP 34c - LED monitor - curved - 34" - HDR

    HP

    165Hz refresh rateFor crisp action and responsive gameplay this fast refresh rate practically removes all artifacting and motion blurringHDRExplore...

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    LG - 34 LED Curved UltraWide QHD 160Hz FreeSync Premium Monitor with HDR (HDMI DisplayPort) - Black

    LG

    34 Curved UltraWide QHD VA DisplayThe curved UltraWide QHD (3440x1440) VA Display offers 33 more screen space in width than the FHD resolution (192...

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  • Original price $886.99 - Original price $886.99
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    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Platinum

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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  • Original price $201.99 - Original price $201.99
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    SCUF ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

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    Original price $201.99 - Original price $201.99
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  • Original price $69.99 - Original price $69.99
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    Glorious - Model D Wireless Optical Honeycomb RGB Gaming Mouse - Matte Black

    Glorious

    Size styleFeature-rich lightweight mouse for gaming ideal for medium and large hands. Built for speed control and comfort for optimal weight and d...

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    Original price $69.99 - Original price $69.99
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  • Original price $210.99 - Original price $210.99
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    SteelSeries - Apex Pro Mini 60 Wired Mechanical OmniPoint 2.0 Adjustable Actuation Switch Gaming Keyboard with RGB Backlighting - Black

    Steel Series

    Fully Customizable Stupidly fastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Incredibly fast keyboard20x faster actuation 11x faster respo...

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  • Original price $151.99 - Original price $151.99
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    Apple - Magic Keyboard with Numeric Keypad - Silver/White

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    Original price $151.99 - Original price $151.99
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  • Original price $178.99 - Original price $178.99
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    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Glorious - Raptor Clicky (36x) Mechanical Keyboard Switches - Clear/Green

    Glorious

    The Glorious Raptor is a clicky switch designed to give gamers a competitive edge with precise sensory feedback for peak responsiveness. Its superi...

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  • Original price $56.99 - Original price $56.99
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    Meta - Quest 3 Silicone Facial Interface - Black

    Meta

    Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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  • Original price $58.99 - Original price $58.99
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    Razer - Cobra Wired Gaming Mouse with Chroma RGB Lighting and 58g Lightweight Design - Black

    Razer

    58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

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    Original price $58.99 - Original price $58.99
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  • Original price $44.99 - Original price $44.99
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    PowerA - Enhanced Wired Controller for Nintendo Switch - Ancient Archer

    PowerA

    Take aim with the determination of Hyrule's lionhearted hero.3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batte...

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    Original price $44.99 - Original price $44.99
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  • Original price $30.99 - Original price $30.99
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    Best Buy essentials - USB-C to Ethernet Adapter - White

    Best Buy essentials

    USB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

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  • Original price $566.99 - Original price $566.99
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    Samsung - Q-series 3.1.2 ch Dolby Atmos Soundbar w/Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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  • Original price $42.99 - Original price $42.99
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    Woojer - Vest 3 Washable Lininig Apex Hunter - Black and Red

    Generic

    Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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    Original price $42.99 - Original price $42.99
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  • Original price $51.99 - Original price $51.99
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    PowerA - Wireless Controller for Nintendo Switch - Mario Joy

    PowerA

    Expanded portsWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteMotion controlsMotion Contro...

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  • Original price $41.99 - Original price $41.99
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    Turtle Beach - Recon 50 Wired Gaming Headset for Nintendo Switch - Red/Blue

    Turtle Beach

    Lightweight comfortablePlay for hours in complete comfort.High-quality 40mm speakersHear every crisp high and thundering low with these high-quali...

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    Original price $41.99 - Original price $41.99
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  • Original price $55.99 - Original price $55.99
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    JVC - Marshmallow Plus True Wireless Headphones with Noise Cancelling - Black

    JVC

    JVC Marshmallow Plus Noise Cancelling True Wireless headphones with Comfort Memory Foam Ear TipsTrue wireless In Ear buds with Active Noise Canceli...

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  • Original price $52.99 - Original price $52.99
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    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design 2-Pack Kit - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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    SanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming

    SanDisk

    Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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    Original price $52.99 - Original price $52.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.