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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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    Insignia - VGA to HDMI Adapter - White

    Insignia

    VGA to HDMIMirror or extend your computer’s display by connecting from your computer’s VGA port to an HDMI-enabled device.System requirementsHDMI c...

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  • Original price $68.99 - Original price $68.99
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    SteelSeries - Rival 3 Lightweight Wireless Optical Gaming Mouse with Brilliant Prism RGB Lighting - Black

    Steel Series

    Year-long Battery LifeRevolutionary power efficient technology provides an industry-leading 400+ hour battery life for uninterrupted use for a year...

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  • Original price $79.99 - Original price $79.99
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    SteelSeries - Aerox 3 Super Light Honeycomb Wired RGB Optical Gaming Mouse - Onyx

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $79.99 - Original price $79.99
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    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Blue

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

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    SanDisk - 256GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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    Insignia - USB to HDMI Adapter - Black

    Insignia

    USB 3.0 to HDMIMirrors or extends your screen to a second monitor for better presentations and multitasking.4K resolutionProvides a high-quality vi...

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  • Original price $33.99 - Original price $33.99
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    REDRAGON - Griffin M607 Wired Optical Gaming Mouse - Black

    REDRAGON

    Wired connectionThis mouse connects to your computer using a USB port.Optical technologyLED lights scan the surface beneath the mouse to detect mov...

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  • Original price $46.99 - Original price $46.99
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    Insignia - USB to VGA Adapter - Black

    Insignia

    USB 3.0 to VGAMirrors or extends your screen to a second monitor for better presentations and multitasking.Dazzling resolutionProvides high-quality...

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    Insignia - HDMI to VGA Adapter - Cool gray

    Insignia

    HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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    HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

    HyperX

    Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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    Original price $38.99 - Original price $38.99
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    SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

    Steel Series

    Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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    HyperX - Alloy Core Full-size Wired Gaming Membrane Keyboard with RGB Lighting - Black

    HyperX

    Signature light bar and dynamic RGB lighting effectsStunning radiance paired with six effect presets Color Cycle Spectrum Wave Breathing Solid Five...

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    Insignia - 6' DVI-D to HDMI Cable - Black

    Insignia

    Efficiently transmit videoConnects your computer’s HDMI port to a monitor or projector’s DVI-D port. (Note This cable converts HDMI output to a DVI...

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    PDP Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

    Afterglow

    Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Black

    PowerA

    Multi-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...

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    Original price $80.99 - Original price $80.99
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    Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

    Razer

    Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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    Street Fighter 30th Anniversary Collection Standard Edition - Nintendo Switch

    Capcom

    Celebrate 30 years of this iconic fighting game seriesIncludes the original Street Fighter released in 1987 which introduced two of gaming's most f...

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  • Original price $238.99 - Original price $238.99
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    LG - UltraGear 27 IPS QHD 1-ms G-SYNC Compatibillity Monitor - Black

    LG

    27 QHD IPS 1ms 144Hz HDR MonitorAt 27" and 169 screen ratio LG's UltraGear QHD (2560 x 1440) IPS Display features realistic true color enhanced con...

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    Original price $238.99 - Original price $238.99
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    NETGEAR - Dual-Band Wireless-AC USB Network Adapter - Black

    NETGEAR

    Wireless-N technologyDelivers up to 300 Mbps data transfer rates for high-speed wireless access.Compatible with draft 802.11nBackward compatible wi...

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    Insignia - USB-C to DisplayPort Adapter - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Black

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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  • Original price $118.99 - Original price $118.99
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    CORSAIR - VENGEANCE 32GB (1PK 32GB) 4800MHz DDR5 C40 SODIMM Laptop Memory - Black

    Corsair

    One 32GB DDR5 SODIMM DRAM memory moduleFor 32GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your DDR5 G...

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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and Meta Quest - Black

    Insignia

    Compatible with Meta Quest 2 and Meta QuestDesigned specifically for use with Meta Quest 2 and Meta Quest VR headsets and your USB-C computer.Flexi...

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    ZAGG - Glass+ Defense for ASUS ROG Ally 7" Gaming Device - Clear

    Zagg Incorporated

    Tested 3X StrongerGlass+ Defense screen protection is 3x stronger than traditional glass screen protection.Anti-microbial Treatment Protects the Sc...

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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.