Buy Now Pay Later Gaming Hardware
Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!
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Original price $195.99 - Original price $195.99Original price$195.99$195.99 - $195.99Current price $195.99| /
Logitech - G560 LIGHTSYNC 2.1 Bluetooth Gaming Speakers with Game Driven RGB Lighting (3-Piece) - Black
LogitechVersatile compatibilityWorks with Windows-based PCs and Bluetooth-enabled devices including computers smartphones and tablets.240W peak power handl...
View full detailsOriginal price $195.99 - Original price $195.99Original price$195.99$195.99 - $195.99Current price $195.99| / -
Original price $71.99 - Original price $71.99Original price$71.99$71.99 - $71.99Current price $71.99| /
Insignia - USB to Dual HDMI Adapter - White
InsigniaUSB 3.0 to HDMIMirror or extend your computer’s display by connecting from your computer’s USB-A port to HDMI-enabled monitor TV or Projector.For W...
View full detailsOriginal price $71.99 - Original price $71.99Original price$71.99$71.99 - $71.99Current price $71.99| / -
Original price $117.99 - Original price $117.99Original price$117.99$117.99 - $117.99Current price $117.99| /
Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green
LogitechUp to 50ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 50ft.EQ presetsChoose between 3 dif...
View full detailsOriginal price $117.99 - Original price $117.99Original price$117.99$117.99 - $117.99Current price $117.99| / -
Original price $117.99 - Original price $117.99Original price$117.99$117.99 - $117.99Current price $117.99| /
Astro Gaming - A20 Gen 2 Wireless Gaming Headset for PS5 PS4 PC - White/Blue
LogitechUp to 50 ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 15m.Cross-platform connectivityWit...
View full detailsOriginal price $117.99 - Original price $117.99Original price$117.99$117.99 - $117.99Current price $117.99| / -
Original price $484.99 - Original price $484.99Original price$484.99$484.99 - $484.99Current price $484.99| /
Woojer - Haptic Vest 3 for Games Music Movies VR and Wellness. - Black
GenericHapticsSix powerful patented Osci TRX2 transducers deliver deep and precise haptic experience. Experience 360-degree rich powerful and accurate ste...
View full detailsOriginal price $484.99 - Original price $484.99Original price$484.99$484.99 - $484.99Current price $484.99| / -
Original price $517.99 - Original price $517.99Original price$517.99$517.99 - $517.99Current price $517.99| /
Onkyo - TX-NR5100 80W 7.2-Ch. with Dolby Atmos Home Theater and Gaming AV Receiver with Alexa Compatible - Black
OnkyoUltimate 4K/120AB Gaming Experience4K/120AB enables ultra-fast motion UHD images to be crisp and razor-sharp; and sports action movies and high-per...
View full detailsOriginal price $517.99 - Original price $517.99Original price$517.99$517.99 - $517.99Current price $517.99| / -
Original price $168.99 - Original price $168.99Original price$168.99$168.99 - $168.99Current price $168.99| /
RAZER NOMMO V2 X Full-Range 2.0 PC Gaming Speakers - Black
RazerTwo 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...
View full detailsOriginal price $168.99 - Original price $168.99Original price$168.99$168.99 - $168.99Current price $168.99| / -
Original price $59.99 - Original price $59.99Original price$59.99$59.99 - $59.99Current price $59.99| /
SteelSeries - Rival 5 Wired Optical Gaming Mouse with RGB Lighting - Black
Steel SeriesTrueMove Air SensorA custom true 1-to-1 tracking sensor co-developed with PixArt with true 1-to-1 tracking 18000 CPI 400 IPS 40G acceleration and t...
View full detailsOriginal price $59.99 - Original price $59.99Original price$59.99$59.99 - $59.99Current price $59.99| / -
Original price $82.99 - Original price $82.99Original price$82.99$82.99 - $82.99Current price $82.99| /
ASUS - ROG CETRA True Wireless In-Ear Gaming Earbuds - White
ASUSTouch controlIPX4 splash-proof water resistance adds protection.Low-latency wireless audioGaming mode offers greater synchronization of audio with ...
View full detailsOriginal price $82.99 - Original price $82.99Original price$82.99$82.99 - $82.99Current price $82.99| / -
Original price $143.99 - Original price $143.99Original price$143.99$143.99 - $143.99Current price $143.99| /
CORSAIR - K70 RGB PRO Full-size Wired Mechanical Cherry MX Speed Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - Black
CorsairThe Legend ContinuesThe K70 RGB PRO retains the iconic elements of the award-winning K70 RGB with a durable aluminum frame CHERRY MX mechanical key...
View full detailsOriginal price $143.99 - Original price $143.99Original price$143.99$143.99 - $143.99Current price $143.99| / -
Original price $206.99 - Original price $206.99Original price$206.99$206.99 - $206.99Current price $206.99| /
Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black
CorsairTactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...
View full detailsOriginal price $206.99 - Original price $206.99Original price$206.99$206.99 - $206.99Current price $206.99| / -
Original price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| /
NETGEAR - AX1800 Wi-Fi 6 Router - Black
NETGEARSystem requirementsMicrosoft Windows 7 8 10 Vista XP 2000 macOS Unix or Linux. Microsoft Internet Explorer 11 or higher Microsoft Edge Google Chrom...
View full detailsOriginal price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| / -
Original price $193.99 - Original price $193.99Original price$193.99$193.99 - $193.99Current price $193.99| /
MSI - B550 GAMING PLUS (Socket AM4) USB-C Gen 2 AMD ATX GAMING Motherboard PCIE Gen 4 - Black
MSIThe MAG series was born through rigorous quality testing and designed to be a symbol of sturdiness and durability. Focused on providing the best us...
View full detailsOriginal price $193.99 - Original price $193.99Original price$193.99$193.99 - $193.99Current price $193.99| / -
Original price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| /
TCL - 65" Class Q7 Q-Class QLED 4K HDR Smart TV with Google TV
TCLSuperior 4K Ultra HDPicture clarity combined with the contrast color and detail of Dolby Vision HDR (High Dynamic Range) for the most lifelike pict...
View full detailsOriginal price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| / -
Original price $514.99 - Original price $514.99Original price$514.99$514.99 - $514.99Current price $514.99| /
Walker Edison - Transitional Open and Closed-Storage Media Console for TVs up to 75 - Coastal Oak
Walker EdisonStylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Cord managementKeep tech in check with 3 cord management ...
View full detailsOriginal price $514.99 - Original price $514.99Original price$514.99$514.99 - $514.99Current price $514.99| / -
Original price $514.99 - Original price $514.99Original price$514.99$514.99 - $514.99Current price $514.99| /
Walker Edison - Transitional Open and Closed-Storage Media Console for TVs up to 75 - Dark Walnut
Walker EdisonStylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Cord managementKeep tech in check with 3 cord management ...
View full detailsOriginal price $514.99 - Original price $514.99Original price$514.99$514.99 - $514.99Current price $514.99| / -
Original price $485.99 - Original price $485.99Original price$485.99$485.99 - $485.99Current price $485.99| /
Walker Edison - Mission-Style 6-Cubby TV Stand for Most TVs up to 65 - Driftwood
Walker EdisonSturdy yet stylish constructionMade with warp-resistant MDF and durable laminateAmple storageDisplay decor media and gaming consoles in the open st...
View full detailsOriginal price $485.99 - Original price $485.99Original price$485.99$485.99 - $485.99Current price $485.99| / -
Original price $144.99 - Original price $144.99Original price$144.99$144.99 - $144.99Current price $144.99| /
HP - 21.5" IPS LED Full HD FreeSync Monitor (HDMI VGA) - Silver Black
HPStep up to the bestNo matter where you stand an HP IPS monitor delivers clear vivid images. IPS technology ensures image accuracy and consistency a...
View full detailsOriginal price $144.99 - Original price $144.99Original price$144.99$144.99 - $144.99Current price $144.99| / -
Original price $118.99 - Original price $118.99Original price$118.99$118.99 - $118.99Current price $118.99| /
APC - Back-UPS 650VA 120V1 USB Charging Port Retail - Black
APC ProductsStandby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...
View full detailsOriginal price $118.99 - Original price $118.99Original price$118.99$118.99 - $118.99Current price $118.99| / -
Original price $1,509.99 - Original price $1,509.99Original price$1,509.99$1,509.99 - $1,509.99Current price $1,509.99| /
Samsung - Odyssey Neo G8 32" Curved 4K UHD FreeSync Premium Pro G-Sync Compatible 240Hz 1ms Gaming Monitor - Black
SamsungSpellbinding visual qualityQuantum Mini-LED which achieves next-generation depth with Quantum HDR2000 delivers exceptional picture quality placing ...
View full detailsOriginal price $1,509.99 - Original price $1,509.99Original price$1,509.99$1,509.99 - $1,509.99Current price $1,509.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Glorious - GMMK 2 Prebuilt 96 Full Size Wired Mechanical Linear Switch Gaming Keyboard with Hotswappable Switches - Black
GloriousSpace-saving designThe compact size of the GMMK 2 ensures it seamlessly fits into any gaming setup freeing up valuable desk space for an uncluttere...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $91.99 - Original price $91.99Original price$91.99$91.99 - $91.99Current price $91.99| /
Logitech - G705 Aurora Collection Wireless Optical Gaming Mouse with Customizable LIGHTSYNC RGB Lighting - White Mist
LogitechSmaller fitCompact small gaming mouse with an intentional design crafted to fit your hand.Contoured comfortWith a comfy compact and sculpted design...
View full detailsOriginal price $91.99 - Original price $91.99Original price$91.99$91.99 - $91.99Current price $91.99| / -
Original price $103.99 - Original price $103.99Original price$103.99$103.99 - $103.99Current price $103.99| /
CORSAIR - K65 RGB Mini Wired 60 Mechanical Cherry MX SPEED Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - White
CorsairSmall Size Big FeaturesThe K65 RGB MINI delivers big features compressed into a 60 form-factor to easily fit into even the tightest spaces for comf...
View full detailsOriginal price $103.99 - Original price $103.99Original price$103.99$103.99 - $103.99Current price $103.99| / -
Original price $192.99 - Original price $192.99Original price$192.99$192.99 - $192.99Current price $192.99| /
Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance
PhilipsSmall but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...
View full detailsOriginal price $192.99 - Original price $192.99Original price$192.99$192.99 - $192.99Current price $192.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.