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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $414.99 - Original price $414.99
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    Walker Edison - Industrial Sliding-Door TV Stand for TVs up to 50 - Dark Walnut

    Walker Edison

    Durable buildMade with powder-coated steel durable laminate and warp-resistant MDF.Cable managementUse the 2 cable management ports to keep tech ti...

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    Original price $414.99 - Original price $414.99
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    Walker Edison - Industrial Sliding-Door TV Stand for TVs up to 50 - Coastal Oak

    Walker Edison

    Durable buildMade with powder-coated steel durable laminate and warp-resistant MDF.Cable managementUse the 2 cable management ports to keep tech ti...

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    Original price $414.99 - Original price $414.99
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  • Original price $101.99 - Original price $101.99
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    TP-Link - Archer AX20 AX1800 Dual-Band Wi-Fi 6 Router - Black

    TP Link

    Dual-Band Wi-Fi 6Wi-Fi 6 technology achieves faster speeds greater capacity and reduced network congestion compared to the previous generation.Next...

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    Original price $101.99 - Original price $101.99
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  • Original price $311.99 - Original price $311.99
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    TP-Link - Deco AX4300 Pro Dual-Band Wi-Fi 6 Mesh Wi-Fi System (3-Pack) - White

    TP Link

    Dual-Band Wi-Fi 6Speeds up to 4.3 Gbps perfect for 4K streaming gaming large downloads video calls and more.Multi-Gig 2.5 Gbps portCreate fast reli...

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    Original price $311.99 - Original price $311.99
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  • Original price $218.99 - Original price $218.99
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    Samsung - C Series 2.1ch DTS Virtual X Soundbar - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $446.99 - Original price $446.99
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    JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

    JBL

    Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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    Original price $446.99 - Original price $446.99
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  • Original price $222.99 - Original price $222.99
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    Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) Black - keyboard - QWERTY - US - black

    Logitech

    Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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    Original price $222.99 - Original price $222.99
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  • Original price $178.99 - Original price $178.99
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    SteelSeries Alias USB Microphone

    Steel Series

    DESIGNED FOR GAMERSMic for gaming broadcasting and podcasting level up your stream with Alias and free audio software3X BIGGER CAPSULECapture a wid...

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    Original price $178.99 - Original price $178.99
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  • Original price $676.99 - Original price $676.99
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    Razer - Enki Gaming Chair for All-Day Comfort - Black

    Razer

    Designed for All-Day ComfortThrough a combination of its unique¿110-degree shoulder arches and wide¿54-cm seat base the Razer Enki¿ensures optimal ...

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    Original price $676.99 - Original price $676.99
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  • Original price $364.99 - Original price $364.99
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    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC

    Thrustmaster

    DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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    Original price $364.99 - Original price $364.99
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  • Original price $91.99 - Original price $91.99
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    Glorious - Model O 2 Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Matte Black

    Glorious

    Cutting edge-optical sensorThe Model O 2 Wireless is equipped with the BAMF 2.0 Optical Sensor boasting an impressive 26K DPI for pixel-perfect tra...

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    Original price $91.99 - Original price $91.99
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  • Original price $85.99 - Original price $85.99
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    CORSAIR - IRONCLAW RGB Wireless Optical Gaming Mouse - Black

    Corsair

    Custom Pixart PMW3391 native 18000 DPI optical sensorAdjustable in 1 DPI resolution steps gives you total sensitivity customization and ultra-accur...

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    Original price $85.99 - Original price $85.99
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    CORSAIR - Scimitar RGB Elite Wired Optical Gaming Mouse with 17 Programmable Buttons - Black

    Corsair

    Custom PixArt PMW3391 native 18000 DPI optical sensorAdjustable in 1 DPI resolution steps gives you total sensitivity customization and ultra-accur...

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    Original price $85.99 - Original price $85.99
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  • Original price $68.99 - Original price $68.99
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    GE - Cync Smart Neon 10ft Shape Light with Dynamic Effects (1pk) - Full Color

    General Electric

    Create Unique DesignsUse the flexible bendable tubing to create shapes designs and words for one-of-a-kind wall artIndividually Controllable Segmen...

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    Original price $68.99 - Original price $68.99
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  • Original price $206.99 - Original price $206.99
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    Astro Gaming - A30 Wireless Gaming Headset for PS5 PS4 Nintendo Switch PC Mobile - White

    Astro Gaming

    Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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    Original price $206.99 - Original price $206.99
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  • Original price $739.99 - Original price $739.99
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    Walker Edison - Premium Deluxe Twin Metal Loft Bed - White

    Walker Edison

    Contemporary twin lofted bedSupport slats included no box spring neededFull length guardrails keep sleepers safe2 secured integrated ladders for ea...

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    Original price $739.99 - Original price $739.99
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  • Original price $81.99 - Original price $81.99
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    Hori - Wireless HORIPAD (Legend of Zelda) for Nintendo Switch

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelorometer and gyroscope for full m...

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    Original price $81.99 - Original price $81.99
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    Hori - HORIPAD (Peach) Wireless for Nintendo Switch - Pink

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelerometer and gyroscope for full m...

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    Original price $81.99 - Original price $81.99
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  • Original price $610.99 - Original price $610.99
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    Onkyo - TX 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black

    Onkyo

    Connect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...

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    Original price $610.99 - Original price $610.99
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  • Original price $158.99 - Original price $158.99
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    POWERPLAY Wireless Charging System for Select Logitech Gaming Mice - Black

    Logitech

    Compatible with select Logitech gaming miceWorks with the all-new Logitech PRO Wireless Mouse PRO X Superlight G502 X LIGHTSPEED G502 X PLUS G903 L...

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    Original price $158.99 - Original price $158.99
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  • Original price $97.99 - Original price $97.99
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    Insignia - Universal 180W High Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $97.99 - Original price $97.99
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  • Original price $254.99 - Original price $254.99
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    Logitech - Z625 2.1 Speaker System (3-Piece) - Black

    Logitech

    Compatible with most audio devices with 3.5mm RCA or optical outputsFits most devices such as TVs computers smartphones tablets music players DVD p...

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    Original price $254.99 - Original price $254.99
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  • Original price $164.99 - Original price $164.99
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    Logitech - G715 Aurora Collection TKL Wireless Mechanical Tactile Switch Gaming Keyboard for PC/Mac with Palm Rest Included - White Mist

    Logitech

    Cloud-soft comfortFloat away with G715’s dreamy white design and comfy cloud-shaped palm rest; compact mechanical TKL keyboard layout and adjustabl...

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    Original price $164.99 - Original price $164.99
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  • Original price $244.99 - Original price $244.99
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    Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

    Logitech

    Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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    Original price $244.99 - Original price $244.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.