Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black
Steel SeriesUltra-Durable Micro-Woven ClothWith over 10 million sold the steelseries qck is the does-it-all surface empowering gamers around the world and cham...
View full detailsCORSAIR - KATAR PRO Ultra-Light Wired FPS Optical Gaming Ambidextrous Mouse - Wired - Black
CorsairUltra-light and agileWeighing just 69g the KATAR PRO is great for hours of fast-paced FPS or MOBA gameplay.Compact symmetric shapeGreat for claw an...
View full detailsPowerA - Slim Travel Pro Case for Nintendo Switch - OLED Model Nintendo Switch or Nintendo Switch Lite - Kirby Power
PowerADon't leave your Switch lying around when Kirby is nearby he might eat it. Oops Too late.Sturdy polycarbonate hard shell with wrist strap and durab...
View full detailsCORSAIR - K65 PRO MINI RGB 65 Optical-Mechanical Gaming Keyboard Backlit RGB LED OPX - Black
Corsair65 layout lets you play with a purposeThe compact 65 layout is small enough to fit on any desktop yet includes the all-important arrow and utility ...
View full detailsMortal Kombat Legacy Kollection Day 1 Edition - Nintendo Switch 2
AtariMultiple Iconic EditionsExperience the legendary origins of Mortal Kombat with the iconic arcade classics along with well loved home versions for S...
View full detailsTurtle Beach - Sense AIMO XXL Ultra-Wide RGB Illumination Gaming Mousepad - Black
Turtle BeachVivid AIMO IlluminationAIMO is an illumination eco-system that reacts fluently to your usage and syncs with compatible devices to present vivid lig...
View full detailsSilent Hill f - PlayStation 5
KonamiNavigateAs the town falls silent and the fog thickens Hinako must navigate the twisted paths of Ebisugaoka solving complex puzzles and confronting ...
View full detailsSonic Superstars - Nintendo Switch
U and I EntertainmentNew spinA new spin on a classic. You've never played classic Sonic like this beforeActionMultiply swim up waterfalls change form and more with the ...
View full detailsHisense - 2.1 CH Soundbar with Wireless Subwoofer - Black
HISENSEDTS VirtualX and Dolby DigitalHisense H2100 soundbar significantly improves your TV entertainment experience. With DTS VirtualX and Dolby Digital H...
View full detailsGovee - RGBIC Neon Rope Light - 6.5 Ft - Multi
GoveeSegmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...
View full detailsASUS - TUF Gaming 32" 2K VA 170Hz 1ms Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black
ASUS31.5" LED DisplayTUF Gaming VG32AQA1A Gaming Monitor 31.5 inch 2K (2560 x 1440)Viewing Angle178(H)/178(V)Special Picture ModesHDR Gaming monitorBr...
View full detailsCORSAIR TC100 RELAXED - gaming chair - nylon plush leatherette - black
CorsairTilt AngleTilt feature adds convenience in usageTilt LockThe tilt lock feature allows the tilted angle to be locked in placeBack Angle AdjustmentAd...
View full detailsRazer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black
Razer10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...
View full detailsRazer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black
RazerRazer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...
View full detailsSamsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsLG - 24 Class LED HD Smart TV with webOS (2022)
LG24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...
View full detailsTP-Link - AXE5400 Tri-Band Mesh Wi-Fi 6E Range Extender - White
TP LinkTri-Band networkingEnsure full band speeds to your devices thanks to RE815XE’s another dedicated band backhaul.New 6 GHz bandCreate an open and cle...
View full detailsGlorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Ocean
GloriousBuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...
View full detailsLogitech - G502 X LIGHTSPEED Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - Black
LogitechIcon reinventedFrom the legacy of Logitech's most popular G502 design G502 X LIGHTSPEED wireless gaming mouse is reimagined and redesigned with the...
View full detailsGE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color
GEMillions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...
View full detailsRazer - Naga V2 Pro MMO Optical Gaming Mouse with Interchangeable Side Plates in 2 6 12 Button Configurations - Wireless - Black
RazerAbsolute Adaptability and ControlThe Razer Naga V2 Pro comes with a set of 12 6 and 2-button magnetic side plates allowing you adapt to any game ge...
View full detailsResident Evil 2 - PlayStation 5
CapcomTerrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Blue
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsInsignia - Premium Mouse Pad with Wrist Rest - Pink
InsigniaComfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.