Headphones & Mics
Rent To Own Headphones & Mics – Premium Audio with Flexible Financing
Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!
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Poly EncorePro HW520 - headset
PlantronicsPoly EncorePro HW520 - 500 Series - headset - on-ear - wired - Quick Disconnect - black - Certified for Skype for Business
Bose - QuietComfort Ultra Wireless Noise Cancelling Over-the-Ear Headphones - Lunar Blue
BosePersonalized sound with Bose Immersive AudioGet next-level sound with the QuietComfort Ultra wireless headphones. Featuring innovative spatial audi...
View full detailsShokz - OpenRun Pro 2 Mini Bone Conduction Sports Headphones - Black
ShokzDual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...
View full detailsSony - WFC510 Truly Wireless Earbuds - Blue
SonyCompact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...
View full detailsShokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Black
ShokzDual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...
View full detailsJVC - In-Ear True Wireless Noise Canceling Headphones - Black
JVCActive Noise CancellingImproved noise cancelling performance with wind noise reduction and newly designed earpiecesLow LatencyTurn on the low laten...
View full detailsSamsung - Galaxy Buds3 Wireless Earbud Headphones - Silver
SamsungAll new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...
View full detailsSamsung - Galaxy Buds3 Pro Wireless Earbud Headphones - Silver
SamsungRedesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...
View full detailsRazer - Kraken V4 Wireless Gaming Headset with 9 Zone Chroma RGB For PC Mac PS5 Nintendo Switch Steam Deck Smartphone - Black
RazerUnleash the limits of immersion with the Razer Kraken V4—a wireless gaming headset powered by Razer ChromaRGB. Supercharged with 3 modes of connect...
View full detailsSoundcore - by Anker P40i Noise Canceling True Wireless Earbud Headphones - Black
SoundcoreSmart Noise Cancellingsoundcore P40i noise cancelling earbuds feature adaptive ANC that automatically detects ambient noise and utilizes advanced a...
View full detailsBeats - Solo Buds True Wireless Earbuds - Matte Black
AppleCustom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...
View full detailsSennheiser - MOMENTUM True Wireless 4 Earbuds - Black
SennheiserSennheiser’s signature soundDelivers exceptional artist-intended sound fidelity ensuring every detail and emotion is captured thanks to our proprie...
View full detailsSaramonic - Blink 500 B2+ 2-Person Wireless Mic System w/ Device Mount Receiver 3.5mm USB-C Lightning Outs
SaramonicIDEAL WIRELESS MIC SYSTEMIncredibly Easy-to-Use 2-Person wireless clip-on mic system that is ideal for Content Creation Interviews Vlogging Mobile ...
View full detailsBose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - Black
BoseFeel your music moreBreakthrough spatial audio for more immersive listening that makes your music feel more real than ever before — no matter the c...
View full detailsRazer - Kraken Kitty V2 Wired Gaming Headset with Chroma RGB Lighting - Black
RazerCreate your cutest stream persona in killer kitty style with the new Razer Kraken Kitty V2. Stand out and turns heads with unique kitty ears powere...
View full detailsJBL - Tune Flex True Wireless Noise Cancelling Earbuds - Black
JBLJBL pure bass soundSmartly designed 12mm drivers enhanced by the stick form factor deliver JBL’s pure bass sound so you’ll feel every pulsing beat....
View full detailsJBL - Live Buds 3 True Wireless Noise Cancelling Earbuds - Black
JBLHi-Res Audio Wireless with JBL signature soundThe JBL Live Buds 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...
View full detailsJBL - SoundGear Sense Hybrid Open-Ear headphones with detachable neckband - Black
JBLJBL OpenSound TechnologyOpenSound technology in the JBL Soundgear Sense earbuds provides a natural sound experience with almost zero sound leakage....
View full detailsJBL - Live Beam 3 True Wireless Noise Cancelling Earbuds - Black
JBLHi-Res Audio Wireless with JBL signature soundThe JBL Live Beam 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...
View full detailsMarshall - Major IV Wireless On-Ear Headphones - Black
MarshallMARSHALL SIGNATURE SOUNDMajor IV delivers the signature Marshall sound that you’ve come to expect. Custom-tuned dynamic drivers deliver roaring bas...
View full detailsBeats Solo 4 True Wireless On-Ear Headphones - Matte Black
BeatsCustom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...
View full detailsBeats Solo 4 True Wireless On-Ear Headphones - Cloud Pink
BeatsCustom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...
View full detailsSteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black
Steel SeriesAlmighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...
View full detailsSteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black
Steel SeriesAlmighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...
View full detailsSteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black
Steel SeriesNeodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...
View full detailsBeats Solo 4 True Wireless On-Ear Headphones - Slate Blue
BeatsCustom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...
View full detailsRØDE - Interview PRO Wireless Handheld Condenser Microphone
RodeMicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...
View full detailsShokz - OpenFit Air Open-Ear True Wireless Earbuds - Black
ShokzHooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...
View full detailsShokz - OpenFit Air Open-Ear True Wireless Earbuds - White
ShokzHooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...
View full detailsSony INZONE H5 - headset
Sony360 Spatial Sound for GamingIn games that are won and lost in seconds whoever reacts first often wins. 360 Spatial Sound for Gaming pinpoints oppon...
View full detailsShokz - OpenFit Open-Ear True Wireless Earbuds - Black
ShokzOpen-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...
View full detailsSamsung Galaxy Buds FE - true wireless earphones with mic
SamsungYour phone does the translating and your Buds do the audio with Galaxy AIFrom phoning a relative back home to calling in reservations while traveli...
View full detailsRazer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White
RazerRazer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...
View full detailsSennheiser - Momentum 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Black
SennheiserMaximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...
View full detailsMB Quart - Premium 5-1/4" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black
MB QuartHandles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...
View full detailsSennheiser - RS 175 RF Wireless Headphone System for TV Listening with Bass Boost and Surround Sound Modes - Black
SennheiserRechargeable batteryOffers up to 18 hours of use on a charge.Over-the-ear designFor a secure fit.17Hz - 22kHz frequency responseFor faithful sound ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.