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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $367.99 - Original price $367.99
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$367.99
$367.99 - $367.99
Current price $367.99

RØDE - Wireless PRO Dual-Channel Wireless Microphone System

Rode

Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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Original price $367.99 - Original price $367.99
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$367.99
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Current price $367.99
Original price $57.99 - Original price $57.99
Original price
$57.99
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Current price $57.99

SaharaCase - Silicone Combo Kit Case for Apple AirPods Max Headphones - White

SaharaCase

Designed for use with Apple AirPods Max headphonesOffers an enhanced level of protection for your headphones.Anti-slip silicone materialMade of a d...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99
Original price $57.99 - Original price $57.99
Original price
$57.99
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Current price $57.99

SaharaCase - Silicone Combo Kit Case for Apple AirPods Max Headphones - Green

SaharaCase

Designed for use with Apple AirPods Max headphonesOffers an enhanced level of protection for your headphones.Anti-slip silicone materialMade of a d...

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Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99
Original price $152.99 - Original price $152.99
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$152.99
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Current price $152.99

MB Quart - Premium 6" x 9" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black

MB Quart

Handles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...

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Original price $152.99 - Original price $152.99
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$152.99
$152.99 - $152.99
Current price $152.99
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

SaharaCase - Silicone Combo Kit Case for Apple AirPods Max Headphones - Blue

SaharaCase

Designed for use with Apple AirPods Max headphonesOffers an enhanced level of protection for your headphones.Anti-slip silicone materialMade of a d...

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Original price $57.99 - Original price $57.99
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$57.99
$57.99 - $57.99
Current price $57.99
Original price $310.99 - Original price $310.99
Original price
$310.99
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Current price $310.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - White Smoke

Bose

Open your ears to the worldHear all of what’s around you while enjoying rich private sound. The earbuds' open-ear design says “I can still hear you...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99
Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

SaharaCase - Silicone Combo Kit Case for Apple AirPods Max Headphones - Pink

SaharaCase

Designed for use with Apple AirPods Max headphonesOffers an enhanced level of protection for your headphones.Anti-slip silicone materialMade of a d...

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Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Shokz - OpenFit Open-Ear True Wireless Earbuds - Beige

Shokz

Open-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...

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Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99
Original price $286.99 - Original price $286.99
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$286.99
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Current price $286.99

Technics - Wireless Noise Cancelling Over-Ear Headphones with 2 Device Multipoint Connectivity - Black

Panasonic

Legendary Technics sound for an epic listening experienceImmerse yourself in the legendary sound quality of Technics and enjoy wireless freedom wit...

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Original price $286.99 - Original price $286.99
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$286.99
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Current price $286.99
Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99

RØDE - WIRELESS ME Ultra-Compact Wireless Microphone System

Rode

Single-channel compact wireless microphone systemSimple plug-and-play operation for creators of all typesAuto-paired out of the boxIntelligent Gain...

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Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99
Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

Audio-Technica - M20XBT Studio Monitor Headphones - Black

Audio-Technica

Powerful 40 mm driversFull-range high-fidelity audio and enhanced bassBluetooth wireless connectionMultipoint pairing capability that lets you conn...

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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99
Original price $109.99 - Original price $109.99
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$109.99
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Current price $109.99

RØDE - DS2 Microphone Stand

Rode

Sturdy BaseHeavy base for perfect balance on a desk or other flat surface. Ideal for devices up to 900gPivot PointsTwo pivot points for ultra-flexi...

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Original price $109.99 - Original price $109.99
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$109.99
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Current price $109.99
Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - Black

Sony

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99
Original price $133.99 - Original price $133.99
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$133.99
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Current price $133.99

Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - White

Razer

Get the non-stop comfort you need for all-day competitive play with the Razer BlackShark V2 HyperSpeed—a wireless ultra-lightweight esports headset...

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Original price $133.99 - Original price $133.99
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$133.99
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Current price $133.99
Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Black

Bose

Open your ears to the worldHear all of what’s around you while enjoying rich private sound. The earbuds' open-ear design says “I can still hear you...

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Original price $310.99 - Original price $310.99
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$310.99
$310.99 - $310.99
Current price $310.99
Original price $102.99 - Original price $102.99
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$102.99
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Current price $102.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $102.99 - Original price $102.99
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$102.99
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Current price $102.99
Original price $126.99 - Original price $126.99
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$126.99
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CORSAIR - VOID RGB ELITE Wireless Gaming Headset for PC PS5 PS4 - Carbon

Corsair

Rechargeable batteryOffers up to 16 hours of use on a charge.Built-in microphoneEnables simple hands-free chatting via a compatible device.Headset ...

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Original price $126.99 - Original price $126.99
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Original price $185.99 - Original price $185.99
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$185.99
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Cloud Microphones - Cloudlifter 1.0-Ch. Microphone Amplifier - Blue/White

Cloud Microphones

Microphone activatorImproves the performance of dynamic ribbon and tube microphones.Ultraclean gainProvides up to +25dB of gain and optimal impedan...

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Original price $185.99 - Original price $185.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

Razer - Kraken Kitty V2 Wired Gaming Headset with Chroma RGB Lighting - Quartz

Razer

Create your cutest stream persona in killer kitty style with the new Razer Kraken Kitty V2. Stand out and turns heads with unique kitty ears powere...

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Original price $117.99 - Original price $117.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Sony - ECMG1 Subcardoid Shotgun Microphone

Sony

Excellent for recording human voicesThe ECM-G1 is well suited to the frequency bands of human voice characteristics capturing vocal audio clearly a...

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Original price $194.99 - Original price $194.99
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Original price $65.99 - Original price $65.99
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$65.99
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JBL - Tune 660NC On-Ear Noise Cancelling Wireless Headphones - Black

JBL

Active noise cancellingKeep the noise out and enjoy your music.JBL pure bass soundFor over 70 years JBL has engineered the precise impressive sound...

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Original price $65.99 - Original price $65.99
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Original price $55.99 - Original price $55.99
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JVC - Marshmallow Plus True Wireless Headphones with Noise Cancelling - Black

JVC

JVC Marshmallow Plus Noise Cancelling True Wireless headphones with Comfort Memory Foam Ear TipsTrue wireless In Ear buds with Active Noise Canceli...

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Original price $55.99 - Original price $55.99
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$55.99
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Current price $55.99
Original price $71.99 - Original price $71.99
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$71.99
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Current price $71.99

Shokz - OpenMove Bone Conduction Open Ear Lifestyle/Sport Headphones - Gray

Aftershokz

ENTRY-LEVEL PRICENew to the world of open-ear listening OpenMove headphones offer a great introduction to all Shokz patented bone conduction techno...

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Original price $71.99 - Original price $71.99
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Current price $71.99
Original price $75.99 - Original price $75.99
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$75.99
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JBL - Tune Buds True Wireless Noise Cancelling Earbuds - Black

JBL

JBL pure bass soundSmartly designed 10mm drivers enhanced by the stick form factor deliver JBL’s pure bass sound so you’ll feel every pulsing beat....

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Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99
Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99

JBL - Endurance Race Waterproof True Wireless Sport Earbud Headphones - Black

JBL

JBL pure bass soundWith bold sound and rich bass from a 6mm dynamic driver you won’t just hear the music — you’ll feel it.Up to 30 hours of battery...

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Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

JBL - Tune 235NC True Wireless Noise Cancelling In-Ear Earbuds - Black

JBL

JBL pure bass soundSmartly designed 6.0mm drivers enhanced by the stick form factor deliver JBL's Pure Bass Sound so you'll feel every pulsing beat...

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Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $61.99 - Original price $61.99
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$61.99
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Current price $61.99

Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $61.99 - Original price $61.99
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$61.99
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Current price $61.99
Original price $60.99 - Original price $60.99
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Current price $60.99

Sony - WH-CH520 Wireless Headphone with Microphone - Black

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99
Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Transparent

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $132.99 - Original price $132.99
Original price
$132.99
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Current price $132.99
Original price $132.99 - Original price $132.99
Original price
$132.99
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Current price $132.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Black/Gold

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $132.99 - Original price $132.99
Original price
$132.99
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Current price $132.99
Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Ivory

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99

Logitech - G735 Aurora Collection Wireless Gaming Headset for PC Mobile - White Mist

Logitech

Wireless gaming headset with unmatched fitInclusive of people with smaller head sizes and those who wear glasses or small earrings.Play across scre...

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Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99
Original price $184.99 - Original price $184.99
Original price
$184.99
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Current price $184.99

HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

HyperX

Up to 300 Hours of Battery LifePlay knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless freedom...

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Original price $184.99 - Original price $184.99
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$184.99
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Current price $184.99
Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99

RØDE - VideoMicro II Wired Supercardioid Shotgun Microphone

Rode

Ultracompact on-camera shotgun microphoneSimply plug it in and hit record on your camera or smartphone. The microphone is perfectly tuned to delive...

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Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99
Original price $117.99 - Original price $117.99
Original price
$117.99
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Current price $117.99

ASUS - ROG CETRA True Wireless In-Ear Gaming Earbuds - White

ASUS

Touch controlIPX4 splash-proof water resistance adds protection.Low-latency wireless audioGaming mode offers greater synchronization of audio with ...

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Original price $117.99 - Original price $117.99
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$117.99
$117.99 - $117.99
Current price $117.99
Original price $345.99 - Original price $345.99
Original price
$345.99
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Current price $345.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Headphones - White Smoke

Bose

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $345.99 - Original price $345.99
Original price
$345.99
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Current price $345.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.