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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta
Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta
$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99
Blue Microphones Yeti - microphone
$121.99 - $121.99
$121.99
$121.99 - $121.99
$121.99

Blue Microphones Yeti - microphone

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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$121.99 - $121.99
$121.99
$121.99 - $121.99
$121.99
Logitech - G PRO X Wireless Gaming Headset for PC - Black
$206.99 - $206.99
$206.99
$206.99 - $206.99
$206.99

Logitech - G PRO X Wireless Gaming Headset for PC - Black

Logitech

Award-winning PRO designBased on the award-winning PRO Gaming Headset design the PRO X Wireless headset features high-quality materials advanced co...

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$206.99 - $206.99
$206.99
$206.99 - $206.99
$206.99
SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black
$269.99 - $269.99
$269.99
$269.99 - $269.99
$269.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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$269.99 - $269.99
$269.99
$269.99 - $269.99
$269.99
Sony - ECMB10 Multi-directional Shotgun Microphone
$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

Sony - ECMB10 Multi-directional Shotgun Microphone

Sony

Advanced beamforming technologyDigital signal processing using beamforming technology achieves super directivity ideal for interviews and selfies w...

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$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99
Samsung - Galaxy Buds2 Pro True Wireless Earbud Headphones - Graphite
$214.99 - $214.99
$214.99
$214.99 - $214.99
$214.99

Samsung - Galaxy Buds2 Pro True Wireless Earbud Headphones - Graphite

Samsung

Your phone does the translating and your Buds do the audio with Galaxy AIFrom phoning a relative back home to calling in reservations while traveli...

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$214.99 - $214.99
$214.99
$214.99 - $214.99
$214.99
Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Silver
$289.99 - $289.99
$289.99
$289.99 - $289.99
$289.99

Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Silver

Sony

Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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$289.99 - $289.99
$289.99
$289.99 - $289.99
$289.99
Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Black
$289.99 - $289.99
$289.99
$289.99 - $289.99
$289.99

Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Black

Sony

Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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$289.99 - $289.99
$289.99
$289.99 - $289.99
$289.99
Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Midnight Blue
$289.99 - $289.99
$289.99
$289.99 - $289.99
$289.99

Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Midnight Blue

Sony

Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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$289.99 - $289.99
$289.99
$289.99 - $289.99
$289.99
Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Blue
$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99

Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Blue

Sony

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99
Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black
$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99

Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black

Sony

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99
Sony WF-C700N - true wireless earphones with mic
$119.99 - $119.99
$119.99
$119.99 - $119.99
$119.99

Sony WF-C700N - true wireless earphones with mic

Sony

A more personal music experienceTurn off your surroundings with Noise Sensor Technology and enjoy the immersive music experience.Ergonomic surface ...

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$119.99 - $119.99
$119.99
$119.99 - $119.99
$119.99
Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - Black
Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - Black
$126.99 - $126.99
$126.99
$126.99 - $126.99
$126.99

Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - Black

Razer

Get the non-stop comfort you need for all-day competitive play with the Razer BlackShark V2 HyperSpeed—a wireless ultra-lightweight esports headset...

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$126.99 - $126.99
$126.99
$126.99 - $126.99
$126.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.