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Microwaves

Rent to Own and Lease to Own Microwaves – Flexible Financing Options

Upgrade your kitchen with a high-quality microwave from Finance My Cart. Our selection features top brands offering advanced features such as convection cooking, sensor heating, and energy efficiency. With our flexible financing options—including rent-to-own, lease-to-own, and financing plans—you can enjoy a new microwave without a significant upfront cost. Plus, with fast shipping and no credit checks, enhancing your cooking experience has never been easier. Explore our collection today to find the perfect microwave that suits your needs and budget!

Original price $491.99 - Original price $491.99
Original price
$491.99
$491.99 - $491.99
Current price $491.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Electronic Touch Controls - White

GE

950W of power and 10 cooking levelsProvide the versatility needed to prepare a wide range of foods.Electronic touch controlsOffer fast easy operati...

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Original price $491.99 - Original price $491.99
Original price
$491.99
$491.99 - $491.99
Current price $491.99
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Electronic Touch Controls - Stainless Steel

GE

950W of power and 10 cooking levelsProvide the versatility needed to prepare a wide range of foods.Electronic touch controlsOffer fast easy operati...

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Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Charcoal Filter - White

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - Black

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99
Original price $434.99 - Original price $434.99
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$434.99
$434.99 - $434.99
Current price $434.99

MICROWAVE

Whirlpool

MICROWAVE

Original price $434.99 - Original price $434.99
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$434.99
$434.99 - $434.99
Current price $434.99
Original price $993.99 - Original price $993.99
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$993.99
$993.99 - $993.99
Current price $993.99

Maytag - 1.1 Cu. Ft. Flush Mount Over-the-Range Toaster Oven Combination with Toast

Maytag

ToastToast up your favorites just the way you like them with toast settings from Light to Dark.BakeBake everything from dinner to dessert in a micr...

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Original price $993.99 - Original price $993.99
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$993.99
$993.99 - $993.99
Current price $993.99
Original price $592.99 - Original price $592.99
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$592.99
$592.99 - $592.99
Current price $592.99

Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Stainless Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $592.99 - Original price $592.99
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$592.99
$592.99 - $592.99
Current price $592.99
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave with 1000-Watts Cooking Power - Stainless Steel

Whirlpool

Express Cooking ButtonsSkip typing times with Express Cooking ButtonsMicrowave PresetsPrepare snacks with the press of a button with Preset options...

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Original price $310.99 - Original price $310.99
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$310.99
$310.99 - $310.99
Current price $310.99
Original price $244.99 - Original price $244.99
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$244.99
$244.99 - $244.99
Current price $244.99

Panasonic - 1.2 Cu. Ft. 1200-Watt Countertop Microwave Oven with Inverter Technology - Stainless Steel

Panasonic

1.2 cu. ft. capacity for family mealsLarge enough to cook for a group. Easily accommodates oversized or oddly shaped dishes like casserole and lasa...

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Original price $244.99 - Original price $244.99
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$244.99
$244.99 - $244.99
Current price $244.99
Original price $622.99 - Original price $622.99
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$622.99
$622.99 - $622.99
Current price $622.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Auto Dimming Glass Touch Controls - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $622.99 - Original price $622.99
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$622.99
$622.99 - $622.99
Current price $622.99
Original price $453.99 - Original price $453.99
Original price
$453.99
$453.99 - $453.99
Current price $453.99

Breville - the Smooth Wave 1.2 Cu. Ft. Microwave - Stainless Steel

Breville

Electronic controlsConvenient cooking controls make heating up food fast and simple.Large 12.4" turntable keeps food rotatingBy turning food items ...

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Original price $453.99 - Original price $453.99
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$453.99
$453.99 - $453.99
Current price $453.99
Original price $267.99 - Original price $267.99
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$267.99
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Current price $267.99

GE - 1.0 Cu. Ft. Convection Countertop Microwave with Air Fry - Stainless Steel

GE

Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer built into your microwave.ConvectionAchieve cris...

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Original price $267.99 - Original price $267.99
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$267.99
$267.99 - $267.99
Current price $267.99
Original price $306.99 - Original price $306.99
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$306.99
$306.99 - $306.99
Current price $306.99

Panasonic - 1.6 Cu. Ft. 1250Watt Countertop Microwave Oven with Cyclonic Inverter Technology - Stainless Steel/silver

Panasonic

1250 watts for powerful microwave cookingDefrost cook and reheat your favorite foods and beverages evenly and quickly.Spacious 1.6 cu. ft. interior...

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Original price $306.99 - Original price $306.99
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$306.99
$306.99 - $306.99
Current price $306.99
Original price $365.99 - Original price $365.99
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$365.99
$365.99 - $365.99
Current price $365.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Insignia

1.7 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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Original price $365.99 - Original price $365.99
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$365.99
$365.99 - $365.99
Current price $365.99
Original price $563.99 - Original price $563.99
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$563.99
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Current price $563.99

Breville - the Combi Wave 3 in 1 1.1 Cu. Ft. Convection Microwave - Brushed Stainless Steel

Breville

Brushed stainless steel casing provides durability and styleThe exterior offers an attractive complement to your existing kitchen decor.Large 12.4"...

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Original price $563.99 - Original price $563.99
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$563.99
$563.99 - $563.99
Current price $563.99
Original price $444.99 - Original price $444.99
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$444.99
$444.99 - $444.99
Current price $444.99

Panasonic - 1.6-Cu. Ft. Built-In/Countertop Cyclonic Wave Microwave Oven with Inverter Technology - Stainless Steel

Panasonic

1250W microwave oven with 1.6-cu. ft. capacity and 15-inch glass turntable for built-in or countertop installationClever design gives you maximum i...

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Original price $444.99 - Original price $444.99
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$444.99
$444.99 - $444.99
Current price $444.99
Original price $653.99 - Original price $653.99
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$653.99
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Current price $653.99

Whirlpool 1.1 Cu. Ft. Low Profile Over-the-Range Microwave Hood Combo Stainless Steel

Whirlpool

Low profile designMaximize space by moving your microwave off the countertop with a low profile design that fits in the same space as your undercab...

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Original price $653.99 - Original price $653.99
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$653.99
$653.99 - $653.99
Current price $653.99
Original price $1,078.99 - Original price $1,078.99
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$1,078.99
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Current price $1,078.99

KitchenAid - 1.1 Cu. Ft. Convection Flush Built-In Over-the-Range Microwave with Air Fry Mode - Stainless Steel

Kitchenaid

Air Fry ModeReplaces a countertop air fryer for all of the crisping with none of the clutter. Triple heating elements and a fan circulate hot air a...

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Original price $1,078.99 - Original price $1,078.99
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$1,078.99
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Current price $1,078.99
Original price $422.99 - Original price $422.99
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$422.99
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Current price $422.99

20" Commercial Microwave

Summit Appliance

Commercially approved microwave with stainless steel exterior and interior

Original price $422.99 - Original price $422.99
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$422.99
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Current price $422.99
Original price $94.99 - Original price $94.99
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$94.99
$94.99 - $94.99
Current price $94.99

Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

Insignia

900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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Original price $94.99 - Original price $94.99
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$94.99
$94.99 - $94.99
Current price $94.99
Original price $651.99 - Original price $651.99
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$651.99
$651.99 - $651.99
Current price $651.99

Whirlpool - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - Stainless Steel

Whirlpool

Flush Built-In DesignElevate your kitchen with style that stands out and a microwave that fits in thanks to the Flush Built-In Design. When closed ...

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Original price $651.99 - Original price $651.99
Original price
$651.99
$651.99 - $651.99
Current price $651.99
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

LG - 1.5 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - .7 Cu. Ft. Retro Compact Microwave - Mint

Insignia

700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designMint color round viewing window and chrome details prov...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - .7 Cu. Ft. Retro Compact Microwave - Cream

Insignia

700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designCream color round viewing window and chrome details pro...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $333.99 - Original price $333.99
Original price
$333.99
$333.99 - $333.99
Current price $333.99

Panasonic - 2.2 Cu. Ft. 1250-Watt Countertop Microwave Oven with Inverter Technology - Stainless Steel

Panasonic

1250 watts for powerful microwave cookingDefrost cook and reheat your favorite foods and beverages evenly and quickly.2.2 cu. ft. capacity for fami...

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Original price $333.99 - Original price $333.99
Original price
$333.99
$333.99 - $333.99
Current price $333.99
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Sharp - 1.1 cu. ft. 1000W Countertop Microwave - White

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in White takes up less space on your countertop and is our smallest oven for a...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

LG - 0.9 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99
Original price $700.99 - Original price $700.99
Original price
$700.99
$700.99 - $700.99
Current price $700.99

Samsung - 1.7 cu. ft. Over-the-Range Convection Microwave with WiFi - Stainless Steel

Samsung

Slim FryPrepare great-tasting healthier foods without added oil. Prepare fried food with reduced fat.Smart ConnectivityControl and monitor with the...

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Original price $700.99 - Original price $700.99
Original price
$700.99
$700.99 - $700.99
Current price $700.99
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - .7 Cu. Ft. Retro Compact Microwave - Red

Insignia

700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designRed color round viewing window and chrome details provi...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

Sharp - 1.1 cu. ft. 1000W Countertop Microwave - Stainless - Stainless Steel

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in Stainless Steel takes up less space on your countertop and is our smallest ...

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Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99
Original price $275.99 - Original price $275.99
Original price
$275.99
$275.99 - $275.99
Current price $275.99

Sharp - 2.2 cu. ft. 1200W Microwave with Inverter Cooking - Stainless - Stainless Steel

Sharp

2.2 cu. ft. 1200 Watt Microwave Oven with Inverter Technology by SharpXL Family-Size Microwave Oven in Stainless Steel features our most generous c...

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Original price $275.99 - Original price $275.99
Original price
$275.99
$275.99 - $275.99
Current price $275.99
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Insignia

1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Insignia - .7 Cu. Ft. Compact Microwave - Black

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99
Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

Samsung - 1.7 Cu. Ft. Over-the-Range Microwave - Black Stainless Steel

Samsung

1.7 cu. ft. capacityThe 1.7 cu. ft. capacity of this microwave accommodates a variety of snacks and meal items and lets you prepare foods quickly a...

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Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Samsung - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Samsung

1.7 cu. ft. capacityThe 1.7 cu. ft. capacity of this microwave accommodates a variety of snacks and meal items and lets you prepare foods quickly a...

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Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.