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Microwaves

Rent to Own and Lease to Own Microwaves – Flexible Financing Options

Upgrade your kitchen with a high-quality microwave from Finance My Cart. Our selection features top brands offering advanced features such as convection cooking, sensor heating, and energy efficiency. With our flexible financing options—including rent-to-own, lease-to-own, and financing plans—you can enjoy a new microwave without a significant upfront cost. Plus, with fast shipping and no credit checks, enhancing your cooking experience has never been easier. Explore our collection today to find the perfect microwave that suits your needs and budget!

Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Insignia - .7 Cu. Ft. Compact Microwave - White

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $433.99 - Original price $433.99
Original price
$433.99
$433.99 - $433.99
Current price $433.99

LG - 1.7 Cu. Ft. Over-The-Range Microwave with Sensor Cook and EasyClean - Stainless Steel

LG

Stylish DesignElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handlebar design o...

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Original price $433.99 - Original price $433.99
Original price
$433.99
$433.99 - $433.99
Current price $433.99
Original price $923.99 - Original price $923.99
Original price
$923.99
$923.99 - $923.99
Current price $923.99

Whirlpool - 1.1 Cu. Ft. Over the Range Microwave with Flush Built-In Design - Stainless Steel

Whirlpool

Air Fry ModeAir Fry Mode gives you the flexibility of a microwave and air fryer in one appliance to free up counter space. You can air fry chicken ...

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Original price $923.99 - Original price $923.99
Original price
$923.99
$923.99 - $923.99
Current price $923.99
Original price $1,107.99 - Original price $1,107.99
Original price
$1,107.99
$1,107.99 - $1,107.99
Current price $1,107.99

KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design

Kitchenaid

Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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Original price $1,107.99 - Original price $1,107.99
Original price
$1,107.99
$1,107.99 - $1,107.99
Current price $1,107.99
Original price $1,409.99 - Original price $1,409.99
Original price
$1,409.99
$1,409.99 - $1,409.99
Current price $1,409.99

ZLINE - 24" 1.2 cu. ft. Built-in Microwave Drawer - Black Stainless Steel

ZLINE

Space-SavingSpace-Saving - Free up your countertop space with an undercounter modern design with installation location flexibility to best fit your...

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Original price $1,409.99 - Original price $1,409.99
Original price
$1,409.99
$1,409.99 - $1,409.99
Current price $1,409.99
Original price $1,364.99 - Original price $1,364.99
Original price
$1,364.99
$1,364.99 - $1,364.99
Current price $1,364.99

ZLINE - 24" 1.2 cu. ft. Built-in Microwave Drawer in Stainless Steel - Silver

ZLINE

Space-SavingSpace-Saving - Free up your countertop space with an undercounter modern design with installation location flexibility to best fit your...

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Original price $1,364.99 - Original price $1,364.99
Original price
$1,364.99
$1,364.99 - $1,364.99
Current price $1,364.99
Original price $588.99 - Original price $588.99
Original price
$588.99
$588.99 - $588.99
Current price $588.99

LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Black Stainless Steel

LG

Seamless modern designThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor cookingHumidit...

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Original price $588.99 - Original price $588.99
Original price
$588.99
$588.99 - $588.99
Current price $588.99
Original price $478.99 - Original price $478.99
Original price
$478.99
$478.99 - $478.99
Current price $478.99

LG - 1.8 Cu. Ft. Over-the-Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG

Stylish DesignElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handle bar design ...

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Original price $478.99 - Original price $478.99
Original price
$478.99
$478.99 - $478.99
Current price $478.99
Original price $533.99 - Original price $533.99
Original price
$533.99
$533.99 - $533.99
Current price $533.99

LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG

Seamless modern designThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor cookingHumidit...

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Original price $533.99 - Original price $533.99
Original price
$533.99
$533.99 - $533.99
Current price $533.99
Original price $1,292.99 - Original price $1,292.99
Original price
$1,292.99
$1,292.99 - $1,292.99
Current price $1,292.99

18" Wide Built-In Dishwasher - ADA COMPLIANT

Summit Appliance

18" Wide Built-In Dishwasher - ADA COMPLIANT

Original price $1,292.99 - Original price $1,292.99
Original price
$1,292.99
$1,292.99 - $1,292.99
Current price $1,292.99
Original price $775.99 - Original price $775.99
Original price
$775.99
$775.99 - $775.99
Current price $775.99

KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design and PrintShield Finish - Stainless Steel

Maytag

Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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Original price $775.99 - Original price $775.99
Original price
$775.99
$775.99 - $775.99
Current price $775.99
Original price $935.99 - Original price $935.99
Original price
$935.99
$935.99 - $935.99
Current price $935.99

KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - White

Kitchenaid

Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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Original price $935.99 - Original price $935.99
Original price
$935.99
$935.99 - $935.99
Current price $935.99
Original price $448.99 - Original price $448.99
Original price
$448.99
$448.99 - $448.99
Current price $448.99

Samsung - 1.6 cu. ft. Over-the-Range Microwave with Auto Cook - Stainless Steel

Samsung

Auto CookNo more guesswork as to how long to microwave a dish. Just enter the food and weight and the pre-programmed setting will cook it perfectly...

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Original price $448.99 - Original price $448.99
Original price
$448.99
$448.99 - $448.99
Current price $448.99
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 550 CFM Hood Ventilation Wi-Fi Voice Control - Stainless Steel

Samsung

550 CFM Hood VentilationEven in its slim size it’s the most powerful ventilation system among Over-the-Range microwaves in the industry. The 550 CF...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 400 CFM Hood Ventilation Wi-Fi Voice Control - Stainless Steel

Samsung

400 CFM Hood VentilationEven in its slim size this hood has a powerful 400 CFM ventilation system that quickly removes steam and odors that result ...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 400 CFM Hood Ventilation Wi-Fi Voice Control - Black Stainless Steel

Samsung

400 CFM Hood VentilationEven in its slim size this hood has a powerful 400 CFM ventilation system that quickly removes steam and odors that result ...

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Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99
Original price $427.99 - Original price $427.99
Original price
$427.99
$427.99 - $427.99
Current price $427.99

Amana - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Amana

1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Automatic defrost functionQuickly and ...

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Original price $427.99 - Original price $427.99
Original price
$427.99
$427.99 - $427.99
Current price $427.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.