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Office Furniture

  • Original price $335.99 - Original price $335.99
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    OSP Home Furnishings - Dane Accent Chair - Blue Steel

    OSP Home Furnishings

    Sophisticated mid-century styleRolled arm creates a classic charmSolid wood tapered legHigh density foam core cushion provides comfortBeautiful pip...

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    Original price $335.99 - Original price $335.99
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  • Original price $1,013.99 - Original price $1,013.99
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    OSP Home Furnishings - Russell L-Shape Sectional Sofa - Gray

    OSP Home Furnishings

    Sectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...

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    Original price $1,013.99 - Original price $1,013.99
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    OSP Home Furnishings - Russell L-Shape Sectional Sofa - White

    Office Star Products

    Sectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...

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    Original price $1,013.99 - Original price $1,013.99
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  • Original price $902.99 - Original price $902.99
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    OSP Home Furnishings - Russel 3 Seater Fabric Sofa - Navy

    Office Star Products

    Three-seat sofaFeatures comfortable coil-spring seat cushions for a good rest.Solid wood frameCreates a durable construction.Upholstered in polyest...

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    Original price $902.99 - Original price $902.99
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  • Original price $346.99 - Original price $346.99
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    OSP Home Furnishings - Maui Chair - Gray Wash

    OSP Designs

    4-leg baseTo balance your weight in comfort and style.Rattan material in gray washCreates a stylish look.Padded seat cushionYou'll love sitting bac...

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    Original price $346.99 - Original price $346.99
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  • Original price $203.99 - Original price $203.99
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    OSP Home Furnishings - Ravel Tool-less Folding Desk - Grey Oak/Black

    OSP Home Furnishings

    Tool-less desk simply unfold to useQuick assemblyFolds flat for storagePerfect for small spacesSolid constructionHeavy metal frame provides excelle...

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    Original price $203.99 - Original price $203.99
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  • Original price $196.99 - Original price $196.99
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    Office Star Products - 5 Piece Resin Folding Set - Light Gray

    Office Star Products

    5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...

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    Original price $196.99 - Original price $196.99
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  • Original price $116.99 - Original price $116.99
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    OSP Home Furnishings - Emerson Side Chair with 4 Leg Base - White

    Office Star Products

    Rated for users up to 200 lbs.For a comfortable and sturdy seat.Polyurethane and polypropylene upholstery in whiteCreates an attractive appearance....

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    Original price $116.99 - Original price $116.99
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  • Original price $156.99 - Original price $156.99
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    OSP Home Furnishings - Backless 26" Stool - White

    OSP Home Furnishings

    Metal constructionProvides strength and durability.Chrome finish legsCreate an attractive appearance.Rubber foot capsProtect the floor.Modern desig...

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    Original price $156.99 - Original price $156.99
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    OSP Home Furnishings - Backless 26" Stool - Black

    OSP Home Furnishings

    Metal constructionProvides strength and durability.Chrome-finished legsCreate an attractive appearance.Rubber foot capsEnsure protection of the flo...

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    Original price $156.99 - Original price $156.99
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  • Original price $184.99 - Original price $184.99
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    Sauder - River Ranch Bookcase Full Queen Headboard - Mystic Oak

    Sauder

    Construction materials/FinishEngineered wood with a Laminate Mystic Oak finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishMyst...

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    Original price $184.99 - Original price $184.99
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  • Original price $475.99 - Original price $475.99
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    Walker Edison - Modern Reeded 60 TV Stand with Open and Concealed Storage - Costal Oak

    Walker Edison

    Open cubbies for added media storageDisplay your media library or your favorite consoles and devices with ample open shelves.Luxurious soft-close d...

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    Original price $475.99 - Original price $475.99
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  • Original price $644.99 - Original price $644.99
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    Walker Edison - Reema 70" Modern Reeded TV Stand with Freestanding Electric Fireplace - Costal Oak

    Walker Edison

    Great storage that fits your needs.Display your books tech devices media and more on easily adjustable shelvesDiscreet cord management.Conceal and ...

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    Original price $644.99 - Original price $644.99
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  • Original price $652.99 - Original price $652.99
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    Walker Edison - Modern Reeded 60 Fireplace TV Stand with Removable Fireplace Insert - Costal Oak

    Walker Edison

    Clean modern-inspired design style.Accentuate any room with the on-trend yet timelessly sophisticated design of this fireplace.On-trend reeded door...

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    Original price $652.99 - Original price $652.99
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  • Original price $413.99 - Original price $413.99
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    Simpli Home - Brody Extra Large Coffee Table Pouf - Distressed Brown

    Simpli Home

    Product dimensions36"D x 36" W x 14" HProduct detailsUpholstered with Distressed Brown Faux LeatherProduct descriptionConstructed using faux leathe...

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    Original price $413.99 - Original price $413.99
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  • Original price $232.99 - Original price $232.99
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    Simpli Home - Robbie Accent Table - Distressed White Wash

    Simpli Home

    Product dimensions16" D x 16" W x 18" HProduct detailsHandcrafted with care using the richly grained solid mango hardwoodProduct descriptionHand-fi...

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    Original price $232.99 - Original price $232.99
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    Simpli Home - Haynes Wooden Accent Table - White Wash

    Simpli Home

    Product dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct descriptionHand-...

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    Original price $232.99 - Original price $232.99
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  • Original price $180.99 - Original price $180.99
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    Simpli Home - Marana Dining Chair - Gray

    Simpli Home

    Product dimensions19.5" D x 20.8" W x 29.5"HProduct detailsHand constructed using solid and engineered woodmetal and high density foamProduct descr...

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    Original price $180.99 - Original price $180.99
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  • Original price $188.99 - Original price $188.99
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    Simpli Home - Boyd Wooden Accent Table - Black

    Simpli Home

    Product dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finishin...

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    Original price $188.99 - Original price $188.99
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  • Original price $235.99 - Original price $235.99
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    Simpli Home - Haynes Solid Mango Wood 16 inch Wide Round Boho Wooden Accent Table - Black

    Simpli Home

    Product dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finish...

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    Original price $235.99 - Original price $235.99
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  • Original price $125.99 - Original price $125.99
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    Simpli Home - Serena Round Braided Pouf - Dove Grey

    Simpli Home

    Product dimensions18" D x 18" W x 14" HProduct detailsHandcrafted with a Dove Grey Hand Braided Cotton JuteProduct descriptionSturdy and structured...

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    Original price $125.99 - Original price $125.99
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  • Original price $393.99 - Original price $393.99
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    Sauder - 5-Shelf Display Bookcase w/ 3 adjustable Shelves - Laurel Oak

    Sauder

    Construction MaterialsManufactured Wood with Laminate FinishNumber of Shelves5-Shelf Display BookcaseDesign StyleCoastal Cottage TransitionalFinish...

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    Original price $393.99 - Original price $393.99
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  • Original price $264.99 - Original price $264.99
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    Insignia - TV Stand for Most TVs Up to 55 with Gaming Nook - Dark Gray

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral dark gray colorSolid dark gray finish matche...

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    Original price $264.99 - Original price $264.99
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  • Original price $178.99 - Original price $178.99
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    Simpli Home - Amery Mid Century Modern Metal Adjustable Swivel Bar Stool - Denim Blue

    Simpli Home

    Product dimensions19.7"D x 20.8"W x 34-42"HProduct detailsHand constructed using kiln-dried bentwood plywood premium walnut veneer chrome foam and ...

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    Original price $178.99 - Original price $178.99
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  • Original price $121.99 - Original price $121.99
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    Sauder - River Ranch Night Stand Dresser - Sindoori Mango

    Sauder

    Construction MaterialsEngineered WoodNumber of Drawers1Design StyleTransitionalFinishSindoori MangoAssemblyMinimal assembly required. Save time by...

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    Original price $121.99 - Original price $121.99
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  • Original price $437.99 - Original price $437.99
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    Walker Edison - Mid Century Solid Wood Nightstand set of 2 - Caramel

    Walker Edison

    Stylish solid wood constructionMade with responsibly-sourced solid pine woodClosed storageStowe your essentials within 2 smooth-glide drawersVersat...

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    Original price $437.99 - Original price $437.99
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    La-Z-Boy Sutherland - chair - bonded leather polished chrome - ivory polished chrome

    La-Z-Boy

    Bonded leather seat and backOffer a touch of style.CushionedFor added functionality.Easily adjustable seat heightTo customize the height with a sin...

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    Original price $304.99 - Original price $304.99
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    Walker Edison - Retro 2-Piece 2-Drawer Nightstand Set - Natural Pine

    Walker Edison

    Comes in a setIncludes 2 nightstandsVersatile styleUse as nightstands side tables or end tablesSolid sustainable buildMade from responsibly sourced...

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    Original price $302.99 - Original price $302.99
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  • Original price $692.99 - Original price $692.99
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    La-Z-Boy - Delano Big Tall Bonded Leather Executive Chair - Jet Black/Mahogany

    La-Z-Boy

    Sit comfortably all day longComfort Core Plus with memory foam cushions an elevated headrest and a supportive lumbar form for lasting comfort.Add a...

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    Original price $692.99 - Original price $692.99
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  • Original price $237.99 - Original price $237.99
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    Sauder - Boulevard Caf Collection 4-Leg Accent Chair - Camel

    Sauder

    Camel upholsteryCreates a stylish look.Wood and powder-coated metal armrestsCreate a classy appearance.4-leg baseTo balance your weight in comfort ...

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    Original price $237.99 - Original price $237.99
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  • Original price $445.99 - Original price $445.99
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    OSP Home Furnishings - Vivid 2 Drawer Desk - Lapis Blue/Chrome

    OSP Home Furnishings

    Contemporary and modern design styleBeautiful chrome hardware and 2 Euro-glide drawers. Desk surface finished in high-gloss finish.Solid constructi...

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    Original price $445.99 - Original price $445.99
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  • Original price $172.99 - Original price $172.99
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    OSP Home Furnishings - Victor Writing Desk - Champagne Oak

    OSP Home Furnishings

    Contemporary StyleModern rustic design elementsAmble work spaceLarge 42" x 24" desk surfaceAdditional StorageLarge accessory drawerSimple Assembly ...

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    Original price $172.99 - Original price $172.99
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  • Original price $126.99 - Original price $126.99
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    Office Star Products - Single Monitor Arm with USB - Black

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $126.99 - Original price $126.99
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  • Original price $300.99 - Original price $300.99
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    OSP Home Furnishings - Tool Less Meridian Computer Desk - Black / Clear Glass

    OSP Home Furnishings

    ContemporaryClean contemporary design compliments most any decorSolid constructionMade of select veneers and wood solids finished in a beautiful Eb...

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    Original price $300.99 - Original price $300.99
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  • Original price $379.99 - Original price $379.99
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    Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Steel

    Office Star Products

    Antimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...

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    Original price $379.99 - Original price $379.99
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  • Original price $126.99 - Original price $126.99
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    Office Star Products - Single Monitor Arm with USB - Silver

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $126.99 - Original price $126.99
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    Current price $126.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.