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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $526.99 - Original price $526.99
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    NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

    NETGEAR

    Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...

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    Original price $526.99 - Original price $526.99
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  • Original price $2,774.99 - Original price $2,774.99
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    Alienware m18 R2 18" 165 Hz Notebook 2560 x 1600 (Full HD) 14th Gen Intel Corei9 with 32 GB Memory - NVIDIA GeForce - Dark Metallic Moon

    Alienware

    Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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  • Original price $1,650.99 - Original price $1,650.99
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    MacBook Air 15-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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  • Original price $1,432.99 - Original price $1,432.99
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    MacBook Air 13-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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  • Original price $1,405.99 - Original price $1,405.99
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    HP - Envy 2-in-1 14" Wide Ultra XGA Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,405.99 - Original price $1,405.99
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  • Original price $1,039.99 - Original price $1,039.99
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    HP - Envy 2-in-1 14" Wide Ultra XGA Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Glacier Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,039.99 - Original price $1,039.99
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  • Original price $69.99 - Original price $69.99
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    Dark Horse Comics - Halo Infinite Master Chief with Grappleshot PVC Statue

    Dark Horse Comics

    Officially-Licensed Halo ProductMaster Chief statue stands 10 tallThe statue features the Master Chief heroically in action with grappleshot firing...

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    Original price $69.99 - Original price $69.99
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  • Original price $1,229.99 - Original price $1,229.99
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    HP - Envy 16" Wide Ultra XGA Touch-Screen Laptop - Intel Core i7 - 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,229.99 - Original price $1,229.99
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  • Original price $1,232.99 - Original price $1,232.99
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    Samsung - 75 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $1,232.99 - Original price $1,232.99
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  • Original price $470.99 - Original price $470.99
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    NIU - KQi2 Pro Foldable Electric Kick Scooter w/ 25 mi Max Operating Range 17.4 mph Max Speed - Grey

    NIU

    Performance Perfect for the City17.4mph top speed and up to 25-mile rangeSleek DesignA minimalist streamlined design that’s more ergonomic longer-l...

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  • Original price $901.99 - Original price $901.99
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    ASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 5 - 8GB Memory - 512GB SSD - Jasper Gray

    ASUS

    Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

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    Original price $901.99 - Original price $901.99
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  • Original price $704.99 - Original price $704.99
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    Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

    Sony

    Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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    Original price $704.99 - Original price $704.99
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  • Original price $134.99 - Original price $134.99
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    Logitech - POWERPLAY Wireless Charging System for Select Gaming Mice - Black

    Logitech

    Charge at rest and playUninterrupted performance while in motion and delivers power even when charging; works with compatible Logitech G rechargeab...

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    Original price $134.99 - Original price $134.99
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  • Original price $2,774.99 - Original price $2,774.99
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    ALW M18 -I9 - 32GB -

    Alienware

    ALW M18 -I9 - 32GB - RTX 4070 - 1TB SSD

    Original price $2,774.99 - Original price $2,774.99
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  • Original price $1,175.99 - Original price $1,175.99
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    Samsung - Galaxy Book4 360 2-in-1 15.6" FHD AMOLED Touch Screen Laptop - Intel Core 7 - 16GB Memory -512GB SSD - Gray

    Samsung

    Power to exploreSpark your curiosity with the powerful processor of Galaxy Book4 360. The latest Intel chipset packs plenty of power to help you di...

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    Original price $1,175.99 - Original price $1,175.99
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  • Original price $1,177.99 - Original price $1,177.99
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    Lenovo ThinkPad E14 Gen 5 - 14" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,177.99 - Original price $1,177.99
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  • Original price $1,458.99 - Original price $1,458.99
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    HP OMEN - 16.1" 165Hz Full HD Gaming Laptop - Intel Core i7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Shadow Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...

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    Original price $1,458.99 - Original price $1,458.99
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  • Original price $456.99 - Original price $456.99
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    AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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    Original price $456.99 - Original price $456.99
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  • Original price $154.99 - Original price $154.99
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    Meta Quest 3 Elite Strap with Battery

    Meta

    Extended playtime to keep the fun goingGet up to 2 hours additional VR game playtime with the built-in battery pack. Charge your headset and head s...

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    Original price $154.99 - Original price $154.99
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  • Original price $1,070.99 - Original price $1,070.99
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    HP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,070.99 - Original price $1,070.99
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  • Original price $587.99 - Original price $587.99
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    Sauder - Larkin Ledge TV Credenza for TV's up to 65" - Glacier Oak

    Sauder

    Construction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleCountry Transit...

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    Original price $587.99 - Original price $587.99
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  • Original price $1,801.99 - Original price $1,801.99
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    ASUS - ROG Zephyrus G16 (2024) 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 16GB LPDDR5X - GeForce RTX 4070 - 1TB SSD - Eclipse Gray

    ASUS

    Make everyday easier with Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it all. W...

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    Original price $1,801.99 - Original price $1,801.99
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  • Original price $704.99 - Original price $704.99
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    Epson - Home Cinema 1080 1080p 3LCD Projector - White

    Epson America

    Portable designWeighs 6.17 lbs. for easy transport to a friend’s house for your next movie night.30 keystone correctionFor distortion-free images.3...

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    Original price $704.99 - Original price $704.99
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  • Original price $76.99 - Original price $76.99
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    Insignia - Rog Ally Docking Station

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $76.99 - Original price $76.99
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  • Original price $69.99 - Original price $69.99
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    Hori - Split Pad Pro Handheld Controller for Nintendo Switch - Black

    Hori

    • Full-size controller experience in handheld mode• Larger grip buttons triggers analog sticks and D-Pad• Assignable rear triggers Turbo functional...

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    Original price $69.99 - Original price $69.99
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  • Original price $333.99 - Original price $333.99
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    Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

    Logitech

    TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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    Original price $333.99 - Original price $333.99
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  • Original price $96.99 - Original price $96.99
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    Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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    Original price $96.99 - Original price $96.99
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  • Original price $389.99 - Original price $389.99
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    Sanus - 26" Tall AV Rack 15U Stackable Skeleton Rack - Black

    Sanus Systems

    black-lacquered shelves are durable and stylish and its contemporary open architecture allows maximum airflowHeavy-gauge tubular steel pillars prov...

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    Original price $389.99 - Original price $389.99
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  • Original price $2,236.99 - Original price $2,236.99
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    HP OMEN - Transcend 14" 120Hz 2.8K OLED Gaming Laptop - Intel Core Ultra 9-185H - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Shadow Black

    HP

    Go Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...

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    Original price $2,236.99 - Original price $2,236.99
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  • Original price $197.99 - Original price $197.99
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    Yamaha NS-IC600 - speaker

    Yamaha

    Handles up to 110 watts maximum input powerFor robust and controlled audio that is crisp and clear.6-1/2" woofer coneAlong with a 1" fluid-cooled s...

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    Original price $197.99 - Original price $197.99
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  • Original price $154.99 - Original price $154.99
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    QUEST 3 ELITE STRAP

    Meta

    QUEST 3 ELITE STRAP WITH BATTERY

    Original price $154.99 - Original price $154.99
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  • Original price $470.99 - Original price $470.99
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    55" UHD 4K 60HZ LED

    Insignia

    55" UHD 4K 60HZ LED TV FIRE F30 SERIES

    Original price $470.99 - Original price $470.99
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  • Original price $1,977.99 - Original price $1,977.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Silver - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,977.99 - Original price $1,977.99
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  • Original price $2,196.99 - Original price $2,196.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,196.99 - Original price $2,196.99
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  • Original price $1,977.99 - Original price $1,977.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Space Gray - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

    View full details
    Original price $1,977.99 - Original price $1,977.99
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  • Original price $230.99 - Original price $230.99
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    Hisense - 40" Class A4 Series LED Full HD 1080P Smart Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Original price $230.99 - Original price $230.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.